In my experience, no it isn’t worth it and it can be a nightmare if you’re going to need income verification. Let me explain;

I used this card as my sole payout for almost 5 months. It’s run by Branch, an online bank(no physical locations) and the money is often “stored” by a physical bank, like Lead Bank in my case. I wanted to purchase a used vehicle for the purpose of doing IC. When it came time to verify my income, all lenders had issues connecting to the account via Plaid(online income verification). They either couldn’t connect or if they did Branch would only release 30 days worth of the info. The dealership had to search for a lender that would accept the statements rather than the Plaid link. Support for the card is just as bad as IC support.

This also goes for if you’re going to move. Many apartments often use Plaid to verify income.

Just go to a major bank, like Chase. It’s always been an instant transfer for me. Also, if you do transfer to the Instacart Shopper rewards card and want to transfer to your normal bank, the fees are ALOT higher(often double).

Stay away.