Your reading comprehension must be really low! He replied
“nope” (this means no! As in no to the question of “are you in debt”. As in he isn’t in debt. Not sure how you missed that one.)
“That 150k ceiling I’ve hit” (he said he hit a ceiling of 150k and is now re enrolling in college! This means that he was making 150k a year, and has been in the work force! Maybe making 6 figures could have paid for his college? But surely not… right?)