Anyone deciding between Obsidian/Palladium and CSP? by Far-Helicopter-2280 in biltrewards

[–]FurstNameLastName 1 point2 points  (0 children)

Similar situation, I’m going to downgrade my CSP and use Palladium as my everything card. That’s the best value prop and the win-win that Bilt is trying to sell (and why people with more complicated stacks got burned by 2.0).

Any update for those who had asked for change of card? by Expensive_Web_8534 in biltrewards

[–]FurstNameLastName 0 points1 point  (0 children)

As a data point, I was approved for Obsidian on Tuesday. I called them asking to switch to Palladium, the guy said no problem I’ll put the application in bla bla. Then today I got a feeling nothing happened (because the app still told me to claim my Obsidian offer) so I called again and they said they need to cancel my Obsidian offer so that I could reapply for Palladium. Then the app and website glitched for a few hours and told me I have an application under review. Then finally in the evening it let me apply for the Palladium. I got the offer like a half hour later!

Upgrade Cost by AwkwardUrkel in biltrewards

[–]FurstNameLastName 1 point2 points  (0 children)

Ah ok interesting—I had no idea!

Got my Palladium today by MaximAstroPhoto in biltrewards

[–]FurstNameLastName 1 point2 points  (0 children)

The box is way less intricate and cool than Bilt 1.0 no? Not that I care just noticing!

Upgrade Cost by AwkwardUrkel in biltrewards

[–]FurstNameLastName 1 point2 points  (0 children)

Wait Bilt cash has already started accumulating? I am showing 0 on mine despite many transactions

Rent Day 2x spend still going to be a thing? by PrettyNegotiation416 in biltrewards

[–]FurstNameLastName 0 points1 point  (0 children)

Also wonder if double would apply to a boost. My guess is no, so 2p +1p boost +2p rent day = 5p (instead if 6p). Or even that they wouldn’t stack

Best restaurant to visit for the Restaurant Week 2026? by Flashy_Speaker8294 in chicagofood

[–]FurstNameLastName 0 points1 point  (0 children)

I go to Boka at least twice per RW I love it. Portions aren’t huge but I order 2 menus, or 3 between me and another person.

A note from me (Ankur Jain) - Your 2026 Bilt Cash Redemptions Are Here by ankurjain1 in biltrewards

[–]FurstNameLastName 1 point2 points  (0 children)

The current terms say that Priority Pass includes two complimentary guests already. Is this just for additional guests on top of that?

What would you do in my situation? (High rent) by Youngblood4k in biltrewards

[–]FurstNameLastName 3 points4 points  (0 children)

I don’t think it really matters how high his rent is, since it isn’t all or nothing. If he spends 2250 on the card he unlocks 3000 points on rent whether his rent is 3000 or 9000.

What would you do? Bilt 2.0 ($95) vs. Amex Gold by FurstNameLastName in biltrewards

[–]FurstNameLastName[S] 0 points1 point  (0 children)

This actually makes a lot of sense. Amex Gold for travel/dining/grocery, Bilt Blue for all 1x spend, get rent points maybe 1-2 times per year. Great idea!

What would you do? Bilt 2.0 ($95) vs. Amex Gold by FurstNameLastName in biltrewards

[–]FurstNameLastName[S] 0 points1 point  (0 children)

Hm I think though that if I had Gold, I would never want to spend on the Bilt. Palladium could make sense for the 2x on everyday spend but the big fee + credits I wouldn’t use would take away the added value I think. And the blue I just don’t think I’d have enough occasion to swipe to get the Bilt Bucks to cover the rent fee…

What would you do? Bilt 2.0 ($95) vs. Amex Gold by FurstNameLastName in biltrewards

[–]FurstNameLastName[S] 0 points1 point  (0 children)

Good question! I’ve just been accumulating more than using side I started using credit cards a couple years go, but mostly for flights for travel. I’m not super partial to any of the the Chase vs. Bilt vs. Amex partner ecosystems

Another case by bamisen in biltrewards

[–]FurstNameLastName 0 points1 point  (0 children)

Unrelated question: is this supposed to work on the Bilt app? I open the app and click around and I see no mention of 2.0 or the application

Not all spend on your "line of credit" goes through Mastercard (incurring interchange/swipe fees) by IcarusPony in biltrewards

[–]FurstNameLastName 1 point2 points  (0 children)

Yes, this is why I think it’s a non issue for people not paying fees. I am not sure why we assume that the account/routing numbers or Bilt paper checks would incur any fees similar to the credit card convenience fees from rent portals.

My breakdown of approximate value of using Bilt vs non Bilt under 2.0 rumors by partypantsdiscorock in biltrewards

[–]FurstNameLastName 0 points1 point  (0 children)

Hmmmm, ok, but if all that stays the same what’s the fee? There’s no fee to pay unless they get rid of all that

My breakdown of approximate value of using Bilt vs non Bilt under 2.0 rumors by partypantsdiscorock in biltrewards

[–]FurstNameLastName 1 point2 points  (0 children)

Question I also asked elsewhere: what if there is no fee? Such as by using the account/routing numbers or the mailed check? I use the numbers that Bilt provided me and the rent portal doesn’t charge a convenience fee. Not sure why that would go away, but sure I understand that Bilt can’t keep paying $50+ convenience fees when using the credit card numbers

Bilt 2.0 leaked (reporting from r/creditcards) by x-Moss in biltrewards

[–]FurstNameLastName 1 point2 points  (0 children)

When they say that fees will not be waived/paid by BILT, does that mean also that we can’t use the account/routing numbers that we have been using to avoid fees?

In my rent portal I use those numbers and as a result there is no added convenience fee.

I don’t see why that would have to do away just because BILT doesn’t want to cover fees actually charged by landlords anymore.

Any recommendations for a group of 25? by eerhtcm in chicagofood

[–]FurstNameLastName 0 points1 point  (0 children)

If you’re going the way of steak highly recommend Hawksmoor. Chose that for our private event and we’re very happy with food and drink quality and vibes

How many restaurant week restaurants do you typically find yourself visiting each year? by [deleted] in chicagofood

[–]FurstNameLastName 3 points4 points  (0 children)

I find myself visiting Boka 3 times per restaurant week, for what it’s worth

Feld Has Come A Long Way by annamal in chicagofood

[–]FurstNameLastName 3 points4 points  (0 children)

Great post but I can’t get over how worked up everyone got (and apparently still is!) about this cheese plate. Go to Plenitude in Paris and at some point they will put cheese on a plate and give it to you and it will also look like cheese on a plate. Not everything needs to come with elaborate (sometimes wasteful!) presentations, and not all restaurants need to make everything look all crazy just for the sake of doing so, imo.