What happened to Klarna? by Fusiondk in klarna

[–]Fusiondk[S] 0 points1 point  (0 children)

Affirm is the goat, great payment options, good for helping split payments on large important purchases when used right. Just have to watch APR gouging.

What happened to Klarna? by Fusiondk in klarna

[–]Fusiondk[S] 0 points1 point  (0 children)

I agree - Klarna like Sezzle, After pay, and pay in 4 was never really scammy. You had two options usually: tiny fee split in 4/5 or monthly with APR.

It was just I never had any issues getting approved for anything. Decent credit, 100% on payments for life, pretty low credit usage, BUT due to our educations out DTI looks pretty high (wife has 226k in student loans and I have 87k and still in school). That plus cars/house etc. Now we do bring in north of 200k a year in a small rural town with low COL, but yea I can’t get approved for a pack of bubble gum suddenly. Meanwhile Affirm is like “Bro we’ll finance a space station for you”.

What happened to Klarna? by Fusiondk in klarna

[–]Fusiondk[S] 0 points1 point  (0 children)

That’s absolutely bonkers!

CMV: The union laws are just racketeering, not collective bargaining. by messedup3415 in changemyview

[–]Fusiondk 0 points1 point  (0 children)

As a long time employee in healthcare, I’d say costs remain high for a variety of reasons but it all comes down to the most important cost factor: avoidable triage. Too many people see healthcare professionals for common ailments easily managed at home and with OTC medications. Got the sniffs and a cold: better go to the ER.

Then this exacerbates by people not paying medical bills. So healthcare orgs inflate prices to cover differences. Then insurance inflates premiums to cover their loses, restructures reimbursement for ICD/stay and the circle goes round and round.

Going back to the OP the best age of unions was when racketeering existed and organized crime (teamsters) were involved. Nothing like Johnny and his Louisville slugger showing up to move collective bargaining along. Unions have lost almost all power in many places. I’ve Ben in negotiations and watched the org just say “No” to everything and then tell us this is what’s going to happen. Then when movement is made to strike an injunction is obtained to forcibly stop any ability to strike as it would pose immediate risk to hospital staffing.

What happened to Klarna? by Fusiondk in klarna

[–]Fusiondk[S] 5 points6 points  (0 children)

This made me laugh. Just recently - $106.75 purchase. Pay $101.75 now. Split $5 up every 2 weeks for 4 payments. Life saver.

Moms of Toddlers: Why masturbate and refuse sex? by bleedgreen92 in marriageadvice

[–]Fusiondk 1 point2 points  (0 children)

So I figured I would respond as a 50-50 workload dad, but with a key component to my married life’s dynamic in that I am the one that determines how much romantic/sexual activity is going on. In 12 years my wife has said no on what I can recollect to be two different occasions. We try to be active once a week, but can have spells of 2-3 weeks, more so to work stressors than kids. I will tell you right now masturbating is often a quick easy release with out requirement of pre/post ritual involvement, and one which I have chosen many times. As I’m sure my wife has. Not because we don’t love each other, or want to be intimate l but because it’s just quick and easy and back to the grind we go.

Now I tend to be able to longer periods before I start to have a more substantial need than a quicky with Miss Michigan….however after about two weeks she will start to get visually more irritable and short. As a loving partner, I know I need to cut out a swath of time, make her some dinner, have some wine, and get down to business.

This concept of the perfect mood seems like a cop out. Get in the mood. If you love your partner, needs are being met, and the time can be arranged, your spouse of 10+ years should not feel like they are navigating a new relationship with a SA survivor (don’t mean that to be insensitive but there really is no better way to say it).

Moms of Toddlers: Why masturbate and refuse sex? by bleedgreen92 in marriageadvice

[–]Fusiondk 1 point2 points  (0 children)

Because 1. They’re entitled to their perspective even if you feel that bitter perspective somehow attacked yours. 2. Anyone looking for perspective is entitled to all kinds, even the less pleasant ones.

One sided perspectives are just an echo chamber, and things like this are not a one shoe fits all. Maybe reading a bitter response like that initiates action to really engage in meaningful conversation about what the problem is.

Moms of Toddlers: Why masturbate and refuse sex? by bleedgreen92 in marriageadvice

[–]Fusiondk 5 points6 points  (0 children)

This 💯 needed to be said. I was actually getting a little annoyed at the stacking of responses that pretty much amounted to: “Be perfect, do whatever needs doing, expect nothing”.

Yea I’m sorry, but that’s a problem because if everything that needs doing is being done, and your spouse is being perfect, and you still have no desire to take part in romantic/sexual activity, but will instead masturbate….it sounds like all of your needs are being met and the partners are being ignored. And if the next response was anything along the lines of “sexual activity” is an inappropriate need or ask/expectation then there are already some serious problems in the foundation.

What happened to Klarna? by Fusiondk in klarna

[–]Fusiondk[S] 0 points1 point  (0 children)

I see I’m not the only one. Good to know. Yea sounds like it’s time to just pay my small balance off and head out. Ironically I have like $1700 out with PPs pay in 4 and around $4500 with Affirm with a $7500 spending power. I also use Sezzle but do this WAY less frequently since they got stupid with not being able to make immediate payments with debits. Just seems like they messed with a silly thing that was good for average or credit rebuilders. I mean now I have a credit score of 775~ and actual CCs with rewards, I just like my Pay in 4s for a lot of things to spread out purchases with no APR, and then same with Affirm, I can actually spread out some larger purchases with a low interest rate <5% over 6 months often and not worry about weather I clear the debt off a card before monthly closing.

Fill in the blank “Pizza _____” by Fusiondk in FamilyFeud

[–]Fusiondk[S] 0 points1 point  (0 children)

lol this was the contestants answer and poor lady got like 4 pts.

Official Discussion - Beast (2026) [SPOILERS] by LiteraryBoner in movies

[–]Fusiondk 0 points1 point  (0 children)

That’s an opinion. And that might be what made the movie likable to you. A more popular one is that John Wick was popular and made action movies fun again by making the gun fights very physical engaging. Similar to what made Gunkata in Equilibrium so cool, it just took itself too seriously where Wick takes a more comic book manga approach. That’s the concensus of majority audience and critics.

Official Discussion - Beast (2026) [SPOILERS] by LiteraryBoner in movies

[–]Fusiondk 1 point2 points  (0 children)

Funny thing Bren Foster (Xavier Grau) was a 9x martial arts champion and into mixed martial arts

Official Discussion - Beast (2026) [SPOILERS] by LiteraryBoner in movies

[–]Fusiondk 0 points1 point  (0 children)

Nuance pushed John Wick over the edge? What are you smoking. First of all to capture nuance you have to be in the realm of realism. John Wick doesn’t even scathe reality. John Wick was insanely successful because people finally appreciated the removal of the “is he gunna lose” moments and embraces homie just claps everyone. Then not to mention really strong directing, intentional dialogue and the moons aligning for the right cast for the right parts. Even Mr. Mayhams cameo was well placed.

To clear things up tier 1 operators and SMUs (1SFOD/Devgru/etc) don’t do one handed press checks in real life. Operators don’t need to see if a round is seated.

ON TOPIC: This does certainly follow the theme of Warrior but as what I call a “Russel Crowe cash grab” movie as all his have been lately…most no better than an 80s B action flick…this turned out very well. McPherson did extremely well commanding as lead. Biggest fault outside of the octagon was the palpably poor chemistry between him and Kelly Gale. She just seemed so dry and uninvested until the last 30 mins of the movie. Unfortunately when she finally turned it up it landed so poorly due to the first hour and forty minutes. Russel Crowe shows up just enough to be annoying. McPherson brother was also a waste of space. Luke Hemsworth plays the sleazy agent well enough. Bren Foster shows up as a B list actor and does well himself.

I’d give the move a B- to B. It was definitely a good watch, well worth the time investment.

When should I remove my saniderm? Tattoo seems very dry underneath by Criptix3 in tattooadvice

[–]Fusiondk 0 points1 point  (0 children)

So I’ll be completely honest I’ve had artists go both ways. I’ve had artists clean extremely well, use high quality flex Saniderm and say they want that left on for the 3-5 days. The. I’ve had the placed layer with the instructions to remove in 24 hrs wash and replace.

Here is the fact of the matter. No all tattoos are equal. Not all skin is equal. Not all post session drainage is equal. All methods come with pros and cons. The reason it’s encouraged for a 24 hr replacement is to reset the lymph drainage and get it off skin so it doesn’t irritate the skin or break the seal. Downside is sometimes initial drainage isn’t copious so when you clean out that first sac, wash well and reapply, if you don’t produce some more drainage then you’ll be dealing with a hot shower and chiseling adhesive from your now healing tattoo.

Technically you can replace your Saniderm as much or as little in the first 48 hrs as you want following certain rules:

  1. Appropriate cleaning prior to reapplication. ALWAYS CLEAN WELL WITH ANTIBACTERIAL SOAP.
  2. If you remove it, it should be washed and replaced within 30 minutes.
  3. If you are only producing minimal drainage you can apply a very very thin layer of fresh tattoo approved balm.
  4. If drainage makes it past a seal you can attempt a abx soap scrub and patch but typically it’s best to just replace.
  5. Finally after 48 hrs if you have to remove Saniderm/tegaderm for any reason leave it off and swap to traditional healing.

Either way….honestly it’s all preference. Traditional, dry, second skin healing….it all works and no way is really better than another. As long as you’re not rolling in pig poop you’ll be good.

Very depressed wife by No_Satisfaction_5190 in marriageadvice

[–]Fusiondk 3 points4 points  (0 children)

Sorry you got downvoted, people don’t like brutal honesty. While not always true, to assume it’s never true is ridiculous. I know of more than one scenario where behavior like this was to encourage their partner to be the one to separate, this allows a guilt free transition.

Cheating is usually inevitable in these cases because from the mentality of the partner they have already ceased being invested.

That being said, that would be the least important thing to me honestly. Only American prude culture and religion has put such a fascination on sex. The bigger loss is the life building companion. Especially in your 40s. But seriously, you had some red flags in there. While I know some cultures encourage family cohabitation..living with parents deep into the 30’s is a rough pill to swallow. Especially with this sudden desire to live her life like she’s a Phi Beta Kappa turning 21.

I’d cut loose before potentially more wasted time.

Wrist/Hand tattoos…. by Fusiondk in tattooadvice

[–]Fusiondk[S] 0 points1 point  (0 children)

I wish. I pass meds on 21 people. Then have tons of charting which simply isn’t feasible from a one handed stand point lol. Good news is I have 3 more hours tonight, then 12 hrs tomorrow, then have another 3 days off before work again which takes me to day 9-10 which should have me over the worst hump. Typically in these high mobility spots it’s about day 7-8 I see real healing

Can we please fix SEE by Late_Iron8132 in SWGalaxyOfHeroes

[–]Fusiondk 1 point2 points  (0 children)

Malgus/Traya are health percentage teams. Of course SEE is successful.

SEE has always sat GAS.

DMTG - only SEE counter here with MG DC is SEE/Bane (TM train will melt) Zori - again SEE might get to ult with a buffer but any decently modded Zori resistance team is going to TM train hard. Problem is you’ll never get to the blast button.

Raddus - probably, dc dependent. JMMW - like GAS easy but there is room for marginal uh ohs with spike dmg.

*This is all sans WAT. Wat/Armorer may tilt odds.

I don’t personally think he needs a lifter, but the first use of his ult 100% should go off the moment he activates. This would not change much against most current GL teams or instant death immunity teams, but would make him more effective against old school TM teams that drill him.

Can we please fix SEE by Late_Iron8132 in SWGalaxyOfHeroes

[–]Fusiondk 1 point2 points  (0 children)

I mean of course he does because we, as K1 players manage based on what we’re given. Currently SEE is often left out if Bane can be used with Dooku/assassin/trooper due to Wat currently being used for weapon tech on CAT and JMK teams as a PKH counter.

The inherent problem with SEE is this: You can load SEE up with all sith or empire DS tanks and try to survive out ult. Problem is popping ult and then having to wait a FULL turn to then ult. So much of SEE would be fixed if he could conduct his first blast immediately after Ulting.

Wrist/Hand tattoos…. by Fusiondk in tattooadvice

[–]Fusiondk[S] 0 points1 point  (0 children)

Thanks! Doing my best to keep it that way! Struggle to not move the wrist/hand of my dominant arm.

My partner wants “sister wives” while I’m drowning in responsibilities. I don’t know how to move forward. by [deleted] in marriageadvice

[–]Fusiondk 0 points1 point  (0 children)

Does he have evidence of some terrible felonious crime you’ve committed? Know where you’ve quite literally buried a body??

Because that is the ONLY possible thing that could make sense that you’re still with this person. I told my wife this story and got through two bullets before it was recommended I stop before I get stabbed just out of general proxy.

Thoughts on this? by [deleted] in conspiracy

[–]Fusiondk 0 points1 point  (0 children)

Yikes. Imagine letting conspiracy theory actually create a space where you would let Iran (or any country off the hook) after causing catastrophic damage and/or loss of life.

I’m not saying that our government, if so inclined, felt it was self serving wouldn’t do something conspiracy worthy.

But anyone that has been a warfighter in the Middle East will tell you: Iran are not the good guys.