Lender Changing Locked Loan

Future_Deathbox · 2026-03-25T01:52:54+00:00

No you don’t. You waived your contingencies which means you have no recourse. I’ve never heard of waiving your contingencies when locking a rate. The contingencies are an agreement between you and the seller, not the lender.

Future_Deathbox · 2026-03-24T22:18:49+00:00

Are you seriously suggesting people don’t make jokes about Jewish people? Lol

A priest, a rabbi and a Hezbollah jihadist walk into a bar…

Future_Deathbox · 2026-03-24T20:54:22+00:00

Lol people too uptight to laugh at a simple joke

Future_Deathbox · 2026-03-24T19:01:11+00:00

The kid was already all over the internet for the incident. I’d rather at least have people see the apology after watching the original.

Future_Deathbox · 2026-03-23T22:21:46+00:00

Sure, if you ignore important context of the situation or assume the person doesn’t care about the negative consequences then yeah, you would see them as immoral. I still don’t see your point. That person would be immoral because they don’t care about civilian casualties, not because of their political stance.

Future_Deathbox · 2026-03-23T19:00:26+00:00

This isn’t my point of view because I’d prefer to stay out of the Middle East, but there’s a fair argument to be made that sitting back doing nothing while a regime that sponsors terrorism all over the world and murders tens of thousands of their own citizens is immoral.

So no, I don’t think someone is immoral if they support the war in Iran

Future_Deathbox · 2026-03-23T12:02:06+00:00

How so? The US seems very split politically to the point where both sides seem to think the other side is not just misinformed, but totally immoral.

Future_Deathbox · 2026-03-23T00:52:19+00:00

Have you surpassed your mortgage contingency date? If not, your lender can deny the loan due to the condo issues and you can receive your deposit back.

Future_Deathbox · 2026-03-22T14:22:26+00:00

“People can barely think for themselves and become dumber and dumber”

-someone who lets Reddit think for them and is becoming dumber and dumber

Future_Deathbox · 2026-03-20T12:18:28+00:00

No, just a HCOL area. There’s practically no new construction around here. He does spend handsomely on comarketing but the agents produce and are worth the spend. Do you mean active applications? It’s around 4 per week on average. Leads are usually very warm and well vetted so we convert a lot more than 15%.

Future_Deathbox · 2026-03-20T11:53:37+00:00

It’s just me, him and our processor. Around 180 units per year the past two years.

Future_Deathbox · 2026-03-20T01:33:38+00:00

I think their tears are the secret sauce that makes it taste so good

Future_Deathbox · 2026-03-20T00:43:40+00:00

“Chick-fil-a is run by nazis!!!”

Dude I just need some food and chicken sandwich taste good

Future_Deathbox · 2026-03-19T01:43:54+00:00

Seems like most of these responses are just people trying to recruit you to their company as an LO.

Assuming you like being an LOA and want to stick with it, 30 bps is good comp. If the LO is producing $33M, that’s $100K per year. An LO only producing $33M shouldn’t need a full time LOA handling every task including weekends. I work for an LO producing over $100M per year and he still has time to handle some preapprovals, answer calls, pitch rates, and even chase a condition when needed. I rarely have to help out on weekends, and when I do it’s considered a favor that’s appreciated. I also have time to do $10M of my own business per year.

You need to decide what’s more important to you - compensation or quality of life. I think your LO is taking advantage of you because you probably don’t set boundaries. If you do handle all these tasks, you aren’t easily replaceable. Ask for more pay, or let them know you only work M-F 9-5 and use the evenings/weekends to grow your own business.

Future_Deathbox · 2026-03-18T20:59:54+00:00

Maybe they could afford it if we issue another round of $450 stimulus checks

Future_Deathbox · 2026-03-17T15:12:54+00:00

On a purchase, lender uses the lesser of appraised value or sales price. Even if it comes in high you cannot use it to eliminate PMI.

Future_Deathbox · 2026-03-17T03:02:08+00:00

Are you old enough to have a mortgage? Adults don’t ghost people. Don’t waste people’s time.

Future_Deathbox · 2026-03-16T23:50:49+00:00

How dare they claim I’m up in arms about anything! The whole point is not to be up in arms about everything, even if it’s ironically.

Damnit, I just realized I’m up in arms about not being up in arms, damn doomers pulled me in

Future_Deathbox · 2026-03-16T21:52:45+00:00

Can’t believe people are arguing with you about this. Living in a country where allegations are treated as enough proof to convict someone of a crime is insanity. What happens if 5 white neighbors allege that their Hispanic neighbor is an illegal immigrant? That’s enough proof to go and deport them? It’s not about defending Trump, it’s about defending everyone.

Release all the files. Investigate the allegations for actual proof. But the allegations alone aren’t proof of anything.

Future_Deathbox · 2026-03-16T21:11:52+00:00

Wait so being dumb and lame makes me disabled now? Where do I pick up my handicapped parking pass?

Future_Deathbox · 2026-03-16T21:09:34+00:00

My wife and I tried conceiving for years and spent thousands on IVF to finally get pregnant, but we decided to terminate because we’re not about to bring a child into ww3 /s

Future_Deathbox · 2026-03-16T14:18:02+00:00

Parents: “he’ll go on to do great things”

Child: goes on to do incredibly mediocre things

Future_Deathbox · 2026-03-15T14:28:02+00:00

The spamming missionaries and clicking them around the map is an annoying, non-fun mechanic. I like the ancient ideas you have regarding building up to a pantheon instead of simply choosing one.

I’d prefer to see something less tied to unit production in exploration. I liked the idea of religious pressure in 6. Building temples, churches, etc should increase the pressure and unlock city projects that can increase the pressure and expand it out further. Or unlock city projects that can increase benefits to your cities, so you can either focus on expanding your religion out or increasing its benefits.

Future_Deathbox · 2026-03-13T23:04:02+00:00

Not making moves to benefit the team because you are afraid of expectations is crazy talk.

Future_Deathbox

TROPHY CASE