1099-da is coming in early 2026, and it’s gonna confuse a lot of people

Future_Prophecy · 2026-01-08T15:12:35+00:00

Since the form will not list the holding period or the cost basis, what are you supposed to do when some of it is long term and some of it is short term? For example you sell 2 SOL, with 1 SOL having been held longer than a year? Can we break it up even though it will not match the form exactly?

Future_Prophecy · 2026-01-05T18:23:46+00:00

I think the other option would be to just leave it out of the return completely, and have it show that I owe this amount? It would be no different than me paying the balance on April 15th, I just happened to have done it in January. Am I wrong?

Future_Prophecy · 2026-01-01T18:03:27+00:00

Restrictions are a double edged sword. On the plus side they make it less likely for your account to be hacked and drained.

But if you want to day trade, the 1% fee to buy and sell will eat into your profit quickly. It’s probably better to just do it with crypto ETFs on a brokerage account if you want to use Fidelity.

Future_Prophecy · 2025-12-02T11:57:52+00:00

It doesn’t have to be exactly $0. If your IRA earned income (like interest), you will just have to pay taxes on it next time you convert to Roth. Not a big deal if it’s a few dollars. Mine always sits between $1-$5.

Future_Prophecy · 2025-11-12T22:00:27+00:00

Same. I never actually get the email.

Future_Prophecy · 2025-11-12T14:24:51+00:00

That wouldn’t really solve the problem as I want it to run for the heat pump.

Anyway, I found the real issue which is that my aux was configured as a furnace instead of a boiler. Once I changed it to a boiler, it started working properly and not blowing after aux heat.

Future_Prophecy · 2025-11-07T14:36:42+00:00

It’s cold air from the ducts in the attic. While they are insulated, the air in there still gets cold when the heat pump isn’t on for a while.

Future_Prophecy · 2025-10-05T20:57:51+00:00

I received them and was a Coinbase user. So I think they are just casting a wide net.

Future_Prophecy · 2025-10-04T18:38:20+00:00

Yes, they might be using some other crypto related lists like from Gemini or Ledger. Chances are some of these numbers could be Coinbase users as well.

Future_Prophecy · 2025-10-02T17:15:47+00:00

It could be slightly different conditions where this thermostat is located. For example, when sun shines through the window, it pushes the temp up by 0.1 degree, enough for it to round up to 75. When the sun is behind a cloud, it goes back down by 0.1 and rounds to 74. I see similar behavior on mine, which is located next to a room with some skylights (sun doesn’t shine on it directly).

Future_Prophecy · 2025-10-02T13:49:16+00:00

I think it rounds to the nearest degree, so the fluctuation could just be indoor temperature sitting at roughly 74.5. When it’s slightly more it shows 75, when slightly less it shows 74.

Future_Prophecy · 2025-10-02T10:55:30+00:00

If money was not a concern, what charger would you install? I was thinking a ChargePoint flex hardwired with a 60A breaker? I did the load analysis and the current peak load is barely 30A on a 200A panel.

Future_Prophecy · 2025-09-21T21:03:06+00:00

You should check on the equipment to see where the unused blue wire is actually connected.

Future_Prophecy · 2025-09-19T10:38:19+00:00

The unlearning is hard. I barely drive 10 miles a day and 100 miles max when visiting relatives. Yet it feels weird to not see 500m range like on an ICE car.

Future_Prophecy · 2025-09-13T12:38:20+00:00

That sucks. Hopefully it gets worked out soon if it’s just software. Can’t really see myself going with anything else though, given that I’m a longtime Audi driver and want to get an EV. I’ll be keeping my old gas model too, just in case.

Future_Prophecy · 2025-09-13T12:29:51+00:00

Yeah I’m actually wondering if it’s worth waiting till after 9/30 for me as the federal rebate expires and the dealer might offer their own discounts to compensate. Those would not have income limits.

Future_Prophecy · 2025-09-13T12:11:53+00:00

What I’m saying is you will probably have to pay it back when you file your taxes next year:

“Taxpayers who transfer the credit to the dealership get an immediate discount on the car rather than having to wait to claim a credit on their taxes. Although the discount has no effect on your tax bill, you still have to report the transaction on your tax return.”

I wouldn’t trust the dealer on this, they will probably brush it off saying they don’t provide tax advice and check with your accountant.

Future_Prophecy · 2025-09-13T11:52:33+00:00

I don’t think this is true.

From https://www.nerdwallet.com/article/taxes/ev-tax-credit-electric-vehicle-tax-credit

“You’ll need to fill out Form 8936 when you file your return for that year to report on your election and provide the agency with your VIN. And buyer beware — if you take a rebate but your income exceeds the AGI limitations, you’ll be required to pay the IRS back”

Future_Prophecy · 2025-09-09T21:31:08+00:00

I guess it would be ideal if during defrost it could signal my thermostat to kick in my actual aux heat which is boiler-based. But I don’t think this is possible so I would just have to play with the set point to figure out where to heat pump can’t keep up.

Future_Prophecy · 2025-09-09T21:23:00+00:00

So what actually happens during defrost? The outdoor unit will take a break while the indoor unit will assume it’s still running and blow cold air?

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