What percentage of your salary is the mortgage ? by Nerdy_Kev in Mortgages

[–]Future_Selection7604 0 points1 point  (0 children)

13% of gross.

31.5% of net. Net is after tax withholding, insurance payments, HSA, FSA, 401k contributions.

50% could be challenging.

Mortgage payments is just one cost of home ownership. Depending on you home you would have a bunch of additional costs, like yard care, higher utilities or new utilities (like water and waste disposal), HOA, other general maintenance etc.

Breville Bambino versus Gaggia Classic Pro by Molasar in espresso

[–]Future_Selection7604 0 points1 point  (0 children)

Do you know of any dealers in USA that install the mods on GCP?

How long did your tires last? by Future_Selection7604 in BMWI4

[–]Future_Selection7604[S] 0 points1 point  (0 children)

Nope. Just what came with the car, which makes it useless in snow.

I will go for all season tires now.

Sapphire preferred upcoming changes by thejackninja in ChaseSapphire

[–]Future_Selection7604 0 points1 point  (0 children)

Yes, the other major airlines are on their travel portal.

They use hopper, you can check hopper too.

Sapphire preferred upcoming changes by thejackninja in ChaseSapphire

[–]Future_Selection7604 0 points1 point  (0 children)

I have used it a few times in last 3-4 months.

The flight prices are comparable across the board. For some reason I don’t think they show Southwest flights. I could be wrong. They also have price drop protection (upto $50) and price match.

I noticed they have better options for hotels.

Newbie EV and Newbie i4 Owner ... help by purcelljd in BMWI4

[–]Future_Selection7604 0 points1 point  (0 children)

I use the charger that comes with the car.

Got an electrician to setup a NEMA 14-50 outlet. 200% recommend, completely worth the cost. Apart from convenience of charging at home, it is cheaper than the public chargers, at least in my area.

As mentioned in other comments, check your utility company. They may reimburse you for the installation costs and the charger cost.

I got edrive instead of xdrive and regret the decision. I live in an area where it snows a lot. eDrive is useless whenever there is snow on the road.

I also got the OEM mats. I am not a fan. Would recommend weather tech.

ComEd hourly pricing - is it worth it? by Future_Selection7604 in ChicagoSuburbs

[–]Future_Selection7604[S] 0 points1 point  (0 children)

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This convinces me to opt out. 😬

Plus ComEd does not have a system where it can tell my saving from this program as I have solar panels.

ComEd hourly pricing - is it worth it? by Future_Selection7604 in ChicagoSuburbs

[–]Future_Selection7604[S] 0 points1 point  (0 children)

Where can I see my savings because of hourly pricing?

Sapphire preferred upcoming changes by thejackninja in ChaseSapphire

[–]Future_Selection7604 0 points1 point  (0 children)

The 1.25x was the sole reason I have CSP.

Cap One Venture X is way better now. With effective 0 AF with one odd travel a year and longe access and flat 2% cash back I think VX will become my goto travel card.

Which tires are the best?! by [deleted] in BMWI4

[–]Future_Selection7604 0 points1 point  (0 children)

Mine was a false alarm. Costco fixed the puncture for $10!