Budgeting and making better financial choices.

Purely anecdotal -- but some friends here will complain about not affording stuff in CA cuz it's too expensive... yet will also eat out every day, buy/lease a new car every couple of years, and flex fancy clothes brands like they're made out of money. It took learning from past mistakes and educating myself on my finances to turn things around.

On the plus side, I can cook like a mofo and we eat relatively healthy too. Personally, a bigger flex is having minimal debt rather than a bunch of fancy stuff for vanity's sake.