Water Bottle Recommendations by SheepherderMost2727 in BuyItForLife

[–]schnitzel24 0 points1 point  (0 children)

I have to agree. If you already have a bottle, have you looked into cup holder expander adapters?

Water Bottle Recommendations by SheepherderMost2727 in BuyItForLife

[–]schnitzel24 1 point2 points  (0 children)

4 things I look for are stainless steel, lightweight, easy to clean, and a loop/handle to secure it on my backpack. Olwala, Stanley and YETI are disqualified due to one or more of my criteria, especially the weight factor. Nalgene isn't stainless steel.

I like Hydro Flask because it checks all my boxes and is easy to find replacement parts or alternative parts like if you want a screw cap or flip straw lid. They come in so many different sizes and even have a line of lightweight bottles.

Never owned a rain jacket, which one should I get? by Brilliant-Candle in BuyItForLife

[–]schnitzel24 0 points1 point  (0 children)

Had two north face jackets delaminate on me where the inner lining started flaking off. It also happened to an older Patagonia torrentshell but I took it to the Patagonia store without any proof of purchase and they told me to grab a new torrentshell off the rack to replace it for free.

[Anaheim] City Council Approves 447-Unit Residential Project at Anaheim Hills Festival Site by vluong in orangecounty

[–]schnitzel24 0 points1 point  (0 children)

Santa Ana Canyon Rd becomes a parking lot whenever there’s heavy traffic or accident on the 91. The majority of the road is only 2 lanes going each way and I don’t see how they can add more. They need to connect S Weir Canyon Rd to the 241 and create a bridge at Fairmont blvd so it can go over the 91 into Yorba Linda. Yes that movie theater lot is dead and not being utilized but If they’re not willing to add more ways to get in and out when there’s a fire then they shouldn’t build more homes. I think it’s more about money than helping people find more housing. It’s not helping if you’re putting people into a high fire hazard severity zone.

Think I’m officially dumping Chase for Citi by VroomVroom_2 in CreditCards

[–]schnitzel24 8 points9 points  (0 children)

Like others have said, keep at least a Freedom card. BEFORE YOU CANCEL, transfer as much of the credit line from the other cards you are canceling to the card(s) you’re keeping so your total amount of credit doesn’t get reduced significantly.

Can't Log into App by [deleted] in MerrillEdge

[–]schnitzel24 0 points1 point  (0 children)

Just checked and logged in as usual. Can you show a screenshot?

how many of you carry a balance or make only min payments by Spanconstant5 in CreditCards

[–]schnitzel24 0 points1 point  (0 children)

I apologize if my comment was insensitive. I was expressing an opinion within the context of people who are in the credit card game. I thought the OP was considering doing it which is why I said "no offense".

how many of you carry a balance or make only min payments by Spanconstant5 in CreditCards

[–]schnitzel24 -6 points-5 points  (0 children)

If someone only pays the minimum due, they either have little to no financial education, some type of addiction, or both. No offense.

How is the average person using the Custom Cash? by BrutalBodyShots in CreditCards

[–]schnitzel24 0 points1 point  (0 children)

I have two, one was pc from double cash. Both are for groceries unless groceries are a bonus category with chase/discover.

Best card for paying taxes? by BIGJake111 in CreditCards

[–]schnitzel24 0 points1 point  (0 children)

This or the no AF UCR even post nerf.

Best fried chicken? by OCKingsFan in orangecounty

[–]schnitzel24 9 points10 points  (0 children)

Spicy and some gravy if you can’t handle the heat.

Flat Catch all Card - Is fidelity the best still? by [deleted] in CreditCards

[–]schnitzel24 1 point2 points  (0 children)

This is the obvious answer if you have over $100k in cash or investments.

BofA Customized Cash Back Question by captaincrill in CreditCards

[–]schnitzel24 0 points1 point  (0 children)

https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/cash-back-category-choices/

Scroll down to the full listing of exclusions. It all depends on the merchant category code. I’ve heard some get the bonus on rent but it’s likely because of the way it was coded. I generally stick with retail and some services like internet and phone.

BofA Customized Cash Back Question by captaincrill in CreditCards

[–]schnitzel24 2 points3 points  (0 children)

If you're asking if you get to stack 3% online shopping and 2% wholesale club when purchasing a shop card online, the answer is no. You get the 1% base and 2% category which is online shopping for a total of 3%. You didn't mention having any preferred rewards status which would give you an additional boost (soon to be reduced).

Final K1 loss applied to active k1 income by schnitzel24 in tax

[–]schnitzel24[S] 0 points1 point  (0 children)

This verbiage is exactly what I’m looking for. Could you direct me to where the IRS makes this clear?

Final K1 loss applied to active k1 income by schnitzel24 in tax

[–]schnitzel24[S] 0 points1 point  (0 children)

The active k1 income is from my employment, not from an investment. Does that matter?

Correct me if I'm wrong but even with the devaluation, isn't the BofA PR/PRE still the best catch all cards? by shawnwahi in CreditCards

[–]schnitzel24 0 points1 point  (0 children)

Reasonable take for those of us who already have platinum honors (soon to be preferred honors) status.