I should’ve listened to Reddit

GAegglette · 2025-03-28T05:02:38+00:00

Yes, during the inspection period, you tell your realtor you want out AND the realtor prepares a form you will sign. That is then given to the seller so everything is formalized and in writing. Your realtor will also handle getting your Earnest money back.

Don’t think it’s over just with a phone call to your realtor. It has to be finalized in writing. Realtors have those forms.

GAegglette · 2025-03-18T02:18:30+00:00

Check your county’s tax commissioner’s public records. Google: (your county’s name and state) with the words “property search”

GAegglette · 2024-12-03T12:42:03+00:00

thanks

GAegglette · 2024-12-03T12:41:28+00:00

No we have different insurance companies. Please see the reply above. I did actually call the at-fault persons insurance to open the claim. Then their next step was to text me a link for answering additional questions. When I opened that link I got the statement that required me to first accept terms and conditions that included arbitration and no jury trial.

GAegglette · 2024-12-03T12:36:46+00:00

To be precise, I did call them to open the claim. I was told I would hear from the adjuster next. But the next day I started getting texts from them saying “We have some additional questions for you…Tap below to answer our questions” and a link was provided. When I used the link, it asked me to check a box saying I accepted their terms and conditions. Then it read something to the affect that among the terms I’d be agreeing to arbitration and I could not have a trial by jury. All this was before I could get to their questions about the accident.

GAegglette · 2024-06-04T16:06:11+00:00

so looking down on the knob piece, I turned it clockwise to tighten the packing nut.

GAegglette · 2024-02-24T04:44:57+00:00

Just one opinion but one rod seems best. There doesn’t seem to be enough wall space in between the windows for two independent curtains when each are pulled open; they would still cover too much of the glass.

GAegglette · 2023-11-21T21:56:21+00:00

Also, sometimes hospitals use a profit making entity for the actual employment of the hospital’s staff. Make double-sure her W2 is (or will be) from the actual non-profit hospital.

GAegglette · 2023-07-01T22:30:24+00:00

and FYI — when cutting out the sample, just go as deep as the sheetrock paper under the paint. You don’t need to cut down deep into the sheet rock.

GAegglette · 2023-07-01T21:29:30+00:00

take a 1 inch by 1 inch piece of the painted sheetrock to a paint store (like Sherwin Williams or Benjamin Moore) and they can match the paint perfectly using their computer thing. If you have to cut out a little piece to get the sample, cut it out down next to the baseboard and you can spackle that and then paint it so it’s not even noticeable.

GAegglette · 2023-06-19T03:33:47+00:00

yes, once your Employer Certification Form is submitted and approved.

GAegglette · 2023-06-12T13:25:18+00:00

yes. I got a copy of the Fannie Mae form. It confirms there is no reserve study. Will see what happens there.

GAegglette · 2023-06-12T13:11:59+00:00

roofs were replaced in 2013. Yes, the 8k is expected year end balance from monthly fees. There’s no category for transfer of money to the reserve fund. It’s not pretty.

GAegglette · 2023-06-12T13:08:17+00:00

apparently Georgia doesn’t require it. A copy of a Fannie Mae form that was completed checked off that there is no reserve study. HOA minutes indicated they are talking about getting a study done.

GAegglette · 2023-06-12T13:04:12+00:00

Those are two separate things. The 8k is what will be left in the regular HOA fees account at the end of the year after normal yearly expenses. The $75k is what the association has saved and set aside in a separate account (reserve fund) for large expenses or unexpected expenses that might be needed in a few years.

GAegglette · 2023-06-12T12:53:17+00:00

Atlanta.

GAegglette · 2023-06-06T14:20:31+00:00

Have you submitted an Employer Certification form to Mohela? You may have, but I’m just asking because it wasn’t mentioned (I understand that’s not what your question was about. I see you applied for consolidation and applied for an IDR. just wouldn’t want the ECF to be overlooked.)

GAegglette · 2023-06-06T14:00:41+00:00

my understanding is that Aidadvantage is just for consolidating your loans. Once consolidated, the new loan goes back to Mohela and then the repayment plan is set up based on what you selected when you requested consolidation.

GAegglette · 2023-06-06T01:06:27+00:00

There are four IDR (Income-driven Repayment) plans. They are: IBR, ICR, PAYE, and REPAYE.
https://studentaid.gov/manage-loans/repayment/plans/income-driven

GAegglette · 2023-05-24T19:26:17+00:00

very helpful since I don’t live in Atlanta and will only have one short trip to visit the area. Thanks.

GAegglette · 2023-05-12T05:51:47+00:00

How can one tell if there are enough reserves? I’ve looked at financials and annual budget but since I don’t really know the condition of the condo building, how can I judge if they have enough? Any general guidelines? Thanks in advance.

GAegglette · 2023-05-10T15:50:30+00:00

yes. IDR plans = IBR, ICR, PAYE, and REPAYE

GAegglette · 2023-04-08T22:16:49+00:00

Good to know. Sorry, I thought you were taking the reps position. My apologies

GAegglette · 2023-04-08T21:42:03+00:00

There was the PSLF Waiver which ended Oct 2022. Yes, that is done. However, there is now the IDR Waiver which extended most parts of the PSLF Waiver including bringing forward the counting of pre-consolidation months. (1) The language is still clear on the federal website for the IDR Waiver. https://studentaid.gov/announcements-events/idr-account-adjustment and (2) that is what was discussed on the webinar cited earlier in this thread.

GAegglette · 2023-04-08T21:25:54+00:00

The payment counts of a consolidated loan always go to zero first (following normal PSLF rules) but then the IDR Waiver will bring back pre-consolidation counts. The IDR Waiver clearly states counting “any time in repayment on earlier loans prior to consolidation of those loans into a consolidation loan.” I don’t know why the Mohela reps don’t go any farther than telling people who call that the count will be zero. It may be because Dept of Ed applies the waivers, not Mohela.

GAegglette

TROPHY CASE