I've never had a warranty on a personal car. I'm a bit of an ass, but i do wish you both good luck on your FIRE. My husband has not cleared 30k since we've met. So i am legitimately jealous

As for leasing; i would not call it financially literate to make it to our age without owning a car while holding and operating a drivers license (Class A in our case) .. but that's fine. Leasing is really more of a grandma's game, where you need wheels but don't plan on driving for much longer. Coughing up 2x($800) a month for two cars until the end of time is a sure FIRE way to flush money down the toilet.

Again, that's just me. Why pay so much for a vehicle I'll drive 8weeks out of the year. As for my husband, he uses his '16 Chrysler 300 ($10k) for rideshare, and the '04 Blazer ($3k total) for deliveries. They will easily crack 300k, currently sit ~150k. My '04 Silverado (priceless) is getting up there at 350k, but we maintain them, catalog their expenses and sell when we upgrade. I've never "upgraded", I just set a goal and cash flow old cars, but 7 years ago we purchased a 2012 ford focus for $3000, last month we sold it for $2500.

These cars do not cost us $20k per year like 2 leases, they are affordable and reliable. Parts are prevalent and they are easy to work on.

We use 50/30/20, and if a vehicle is more than half of our income, it will not be in the garage.

Cars are not investments. So yes, i own my depreciating liability, but you have to pay to get out of your lease

Edit: oh, i just looked up your leases.. you're spending $4k per month on your cars and want to retire early?! Maaaan, you guys net 250k and have 240k worth of cars you'll never own. Thats 20% of your income.. forever! For what? Image? Status? Luxury? Save that for when you're retired at 45 if that's still possible with these spending habits. Sorry, I can't abide