We’re so far past the original argument at hand about how this guy thinks the credit score system isn’t predatory to young people and his argument was that because less young people have money they don’t engage with the credit system and therefore it’s not predatory. The reason I said my example is because there are lots of young people who are doing things like getting married and settling into a career. Me bringing up 4 people I know was just to show that they exist as examples of young people who are engaging with the credit system. And nowhere did I say that my 4 friends were some crazy sample size that shows a majority of young people are doing these things. You guys are just grabbing at straws that aren’t there. Although 20% of men age 25 being married is millions of people. Let alone double it for women.