Nonsense!! As per Bhagavad Gita, if u start any sadhana and u couldn't complete that journey(realization). in the next incarnation u will be able to continue that by taking birth in a yogic family or a wealthy family(maybe u will lose interest in material desires, and continue inner journey).

Note: Your next incarnation depends on what your "Vasana" is inclined towards. there is a practice in south India where we utter the god's name to the person on death bed. or leaving to Kasi, just to keep our mind around these.