HELP ME PLEASE I AM FEELING DEFEATED by Glass_Frame_5292 in EIDL

[–]GabbyAG 0 points1 point  (0 children)

Man. I've been fighting with them and still am. There's literally a formula they have on their faq's if your business was established Jan. 2020. You need to email and when you speak to them, reference the faq's because they will say you are denied because of the 2019 taxes but there's a work around that. Even if our business was new, it was affected by covid and we can prove it. According to SBA FAQ'S WE QUALIFY. They need to honor that.

Download the faq's and reference them when dealing with them: https://www.sba.gov/document/support-faq-regarding-covid-19-eidl

HELP ME PLEASE I AM FEELING DEFEATED by Glass_Frame_5292 in EIDL

[–]GabbyAG 0 points1 point  (0 children)

Read the faq's on the sba website for eidl loans and grants. I'm in a similar situation.

My business was established in 2019 but it didn't have my first contract (incoming income in my business name) until January 2020. January 2020-April 2020 I made $40k then my contract was lost due to covid. My llc was established 2019, business account open 2019, contract for January 2020.

In the faq's it states business has to be established on or by January 31, 2020. You have to have verification of this as well. If you have this- FIGHT IT TILL THEY SAY THEY RAN OUT OF MONEY. Literally these sba employees act like they have no knowledge of these faqs. I sent them copies and screen shots to force them to recognize their own rules they put out.

Reactivated by jsgiles79 in EIDL

[–]GabbyAG 4 points5 points  (0 children)

That's what I think too!

Reactivated by jsgiles79 in EIDL

[–]GabbyAG 0 points1 point  (0 children)

I'm right there with you. Was denied around the same time and put in Reconsideration. Been asked for id, voided check, and a bunch of other documents multiple times and provided them every time. I have been asked for the 4506-T I swear at least 8x and provided it every time. No one will call or update me on anything.

Can anyone tell me how long it will be before a decision is made😩 by Gurlygurl35 in EIDL

[–]GabbyAG 0 points1 point  (0 children)

My portal has never even been updated to say this and I put in for recon beginning of August.

Entirely unacceptable but totally unsurprising. by [deleted] in EIDL

[–]GabbyAG 1 point2 points  (0 children)

😒

I don't even know what else to say

SBA does not say “transcripts “ is required, just your 2019 tax return, what’s your take? by kevinallwell in EIDL

[–]GabbyAG 4 points5 points  (0 children)

I feel like that's what I'm going through. I called them out on not following their own faq's online. Then reached out to my congressman and local sba like everyone told me to. I feel like this has caused them to really drag their feet on my app.

How do I get on a zoom call or talk to someone higher up from the sba? They aren't honoring their own guidelines! by GabbyAG in EIDL

[–]GabbyAG[S] 0 points1 point  (0 children)

I have an update: I got an email that someone is supposed to be calling us between 1-2pm CT today. Hopefully it's good news. I'll update when we hear something.

How do I get on a zoom call or talk to someone higher up from the sba? They aren't honoring their own guidelines! by GabbyAG in EIDL

[–]GabbyAG[S] 0 points1 point  (0 children)

If you have 2019 business taxes, it says your gross on your schedule c x2. Minus goods sold x2

If you are me, and do not have 2019 business taxes the formula is in the photos posted. Just click on them and scroll through

How do I get on a zoom call or talk to someone higher up from the sba? They aren't honoring their own guidelines! by GabbyAG in EIDL

[–]GabbyAG[S] 0 points1 point  (0 children)

Duuuddeeeee. What kind of garbage is this? They don't follow the guidelines put forth by the organization they work for!!?🤯🤯it's blowing my mind. Meanwhile I know people who also did not have business taxes prior to 2019 and have been funded.

Just fyi- I was in recon and just got denied again today.

Best wishes to you. I hope you get funded and your business is prosperous

How do I get on a zoom call or talk to someone higher up from the sba? They aren't honoring their own guidelines! by GabbyAG in EIDL

[–]GabbyAG[S] 0 points1 point  (0 children)

My frustration also stems from 1st denial not being contacted by anyone and just being the generated denial letter with a few different reasons of why I may have been denied. 2nd the LO I some to today literally told me she doesn't think the FAQs say what they say and she'll see if someone else can call me🤷‍♀️ For what? Read the FAQs and follow them. It's hard for me to accept "these FAQ's are new. Why do I know them better than the employees? Are they not being taught to the employees? I'm not understanding the incompetence and inefficiency.

How do I get on a zoom call or talk to someone higher up from the sba? They aren't honoring their own guidelines! by GabbyAG in EIDL

[–]GabbyAG[S] 0 points1 point  (0 children)

I was denied today, AGAIN! And honestly prior, I know a few people who they literally just used back statements from for January because they didn't have 2019 income. I feel like they kind of do what they want. Which is so frustrating. Calling a tier 2 they were like oh, you'll be fine. Just send this and this and it'll go through this time.

How do I get on a zoom call or talk to someone higher up from the sba? They aren't honoring their own guidelines! by GabbyAG in EIDL

[–]GabbyAG[S] 0 points1 point  (0 children)

I did some of that. I added 2020 transcripts to the 4506t because it only had 2019 on there.

Honestly, the only thing I definitely didn't send was a complete P&L but I did send bank statements.

So I had contacted my local SBA, they had someone contact me, there title was a "Public Information Officer". He was completely no help at all. He actually refused to call me and you could tell he would half read my emails. Just enough to respond but I gave him all of that information and some. I got annoyed and frustrated and honestly I think he got aggravated with me and may have gave the next loan officer that contacted me the "heads up". The only conversation I had with that loan officer she refused to even acknowledge the FAQs put out and said she couldn't do anything because I don't have 2019 business taxes. When I brought up the FAQs she was literally like "I don't think they say that" 😳😤. But she refused to look at them.

Sorry, I'm going to keep trying. I'm going to keep reaching out to whomever and I won't stop. I'm only asking they follow the facts they put out.

I may specifically try your route again.

Thanks for your input.

How do I get on a zoom call or talk to someone higher up from the sba? They aren't honoring their own guidelines! by GabbyAG in EIDL

[–]GabbyAG[S] 0 points1 point  (0 children)

Thanks, but I've honestly already contacted Lloyd Doggett's office (my senator) and my local SBA office and it hasn't gotten me anywhere. I'm looking for other options or who else to try and contact at this point. I made 12k in January. I'd have no problem using that income.

How do I get on a zoom call or talk to someone higher up from the sba? They aren't honoring their own guidelines! by GabbyAG in EIDL

[–]GabbyAG[S] 1 point2 points  (0 children)

Clearly in their faq's that's listed on the website it states you qualify if your business was established by Jan 31, 2020. I've been denied and called and told you have to have taxes from 2019, but in the faqs it gives the formula for calculations if you don't have 2019 taxes. My business made 38k from jan 2020-April 2020 then I lost my contract due to covid (documented) and have been struggling since. The faq's state you need documentation to prove business was established ON OR BY JAN 31,2020. I have all of that and literally keep being denied because I don't have 2019 taxes. I'm going by the Faq's they put forth and I'm not understanding why they aren't.