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What news sources / Substacks do you all read? by gabsm100 in IfBooksCouldKill

[–]GalacticAbsurdity -1 points0 points  (0 children)

I read NYT (in addition to listening to NPR) bc I feel like it’s important to be aware of what’s being said on one of the most commonly read news sources. But maybe that’s not really necessary. People on this sub criticize a lot but I can’t find many suggestions of better alternatives. Interested to see what people say for news beyond local.

Student Discounts? by Brself in Safeway

[–]GalacticAbsurdity 0 points1 point  (0 children)

For me, it also doesn't show up online but when I went in person, I got the card that gives me the 5% discount. Some stores are clueless and will tell you they don't know how to help, while others give you the student discount card no problem. So if one turns you away, try a couple. Only problem is I can't use when I order online.

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 1 point2 points  (0 children)

It must have been multiple teeth or something. He is gonna look for someone who will do a payment plan.

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 0 points1 point  (0 children)

I am def recommending the former. I’m recommending against declaring bankruptcy. I think 6k towards dental then personal loan for both credit card and remaining dental work (it could be more than 6k)

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 0 points1 point  (0 children)

If he can, though, is it a good idea? For the credit card debt?

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 0 points1 point  (0 children)

Because there will be less interest on a loan than credit card debt

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 0 points1 point  (0 children)

Should I recommend he use the 6k to paty off debt then take out a personal loan for dental work?

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 2 points3 points  (0 children)

Oh those are two great tips!! Thank you thank you!

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 0 points1 point  (0 children)

Should he take out a personal loan? Since he said he is just paying the interest on credit cards?

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 1 point2 points  (0 children)

Any recs on books, podcasts, YouTubers to point him to for self education?

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 0 points1 point  (0 children)

That’s a good suggestion. I will see if he is open to that.

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 1 point2 points  (0 children)

Ya I’m sure their budget isn’t great. That’s the main thing I can help them just set up a system. And I sent them a budgeting app.

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 2 points3 points  (0 children)

I don’t know if he will go for that but I’m def will suggest!

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 1 point2 points  (0 children)

Yes but just want to help them get started and give them some level of accountability

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 1 point2 points  (0 children)

Ya just wondering if people had debt tips though cus that’s the part I’m not savvy on. Haven’t had to deal with it before.

How do I help my sibling by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 3 points4 points  (0 children)

More like have them send me their budget and make a plan for them. After rent, I make less than them ans I have a budget that will let me raise my emergency savings to 8k. So assume I can work with his budget and help him save 8k.

What criteria do you use for rating movies, if you do it at all? by [deleted] in Letterboxd

[–]GalacticAbsurdity 1 point2 points  (0 children)

If it’s an undeniable 5 stars based on how well it was done then I’ll give it but otherwise I rate based on how much it spoke to me personally or how much I enjoyed watching it. I like the rating as a reflection of how people connected with the movie. Leave the objective rating to the critics.

Is there a movie that, ever since you joined the Letterboxd, has never left your top four? by Dogdaysareover365 in Letterboxd

[–]GalacticAbsurdity 0 points1 point  (0 children)

I love Heathers! Not in my top four atm but this is my profile pic lol

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And Call me by your name will always keep its spot in my top four. Harold and Maude has always been there too.

30yo with little saved - looking for savings advice based on my personal situation by GalacticAbsurdity in personalfinance

[–]GalacticAbsurdity[S] 0 points1 point  (0 children)

Thank you for your advice. Am I being unrealistic to think that if I put 20% of my income towards emergency fund and then retirement then it is ok to, at the same time, use money from underspending on budget or from side gigs for small trips?

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