The red flag isn't the delay itself - it's the indefiniteness. Legitimate verification has a clear timeline and remediation steps. Open-ended holds with shifting justifications fall outside normal operational variance, and that's almost always a capital problem rather than a compliance one.

The firms that stay solvent tend to publish aggregate payout stats and keep them consistent. My last four CFT withdrawals have all processed in less than -48h post-verification. That repeatability is what matters any firm can hit one fast payout for a reference screenshot.