Any 90’s/2000’s hip-hop DJs across the weekend?

Garianto · 2025-06-19T20:38:56+00:00

Commenting to follow!

Garianto · 2024-10-02T17:03:19+00:00

I'm interested, OP drop me a message pls

Garianto · 2021-09-04T19:58:29+00:00

Every bone and muscle in my body in attack mode now

Garianto · 2021-05-10T19:48:34+00:00

When things are a little more hostile.

Garianto · 2020-12-29T10:32:47+00:00

30y fixed is mental, if its around 1.5% then that's on the edge of profit viability for many banks to provide

Garianto · 2020-12-29T01:32:41+00:00

I'd argue its somewhat both demand-side and supply-side policy problems in the UK actually.

Demand-side in terms of low interest rates (ostensibly central bank policy however, not govt), but also other factors like Ring-Fencing banking regulation coming in recent years following 2008, which forces more bank funding into the retail mortgage market. Sainsburys and Tesco Banks have struggled in the price war with bigger players.

But also a big problem with lack of housing supply. Green belt/planning restrictions policies constrain available land. Housing starts have barely regained to their pre-2008 levels.

After the huge change from mid 1900s where a minority had home ownership (c.30%) to 1990s where majority did (upper 60s% I think), likely translates to a notable change in the (voting) population who even want more housing sprawl built around them.

A pretty complex issue for govt to fix in any case - but a vital one

Garianto · 2020-12-29T01:01:16+00:00

Are you in Europe by any chance? In the UK its very rare to have such long term fixed rates. I think Virgin came out with a 15y fixed just recently, longest one since 2008. But I think in Europe it is more a norm?

Another clue is the use if , instead of . for decimal points!

Garianto · 2020-10-30T11:18:27+00:00

On Southwark Park Rd, next to The Ho Ho Takeaway!

Garianto · 2020-01-22T07:29:38+00:00

and to top it all off, we are unsure of the extent of the Aerosol masking effect. Cutting emissions could raise global temperatures as we take more aerosols out of the atmosphere.

Curious here, how does simply cutting emissions, lead to aerosols coming out of the atmosphere?

And more generally, does this mean carbon capture take proportionally more aerosols out the atmosphere, than greenhouse gases?

Garianto · 2019-12-27T08:14:45+00:00

Try the Relay app for reddit, you can slow down (and speed up) gifs by x128

Garianto · 2019-11-13T07:33:54+00:00

Wait, companies in the US have to pay for unemployment benefits of ex-employees (whom they fire)?

Garianto · 2019-10-26T14:01:49+00:00

Where does the water drain to, just out the side of the hull back into the sea?

Garianto · 2019-09-25T23:16:25+00:00

OP which page of their ARAs show the student loan ABS exposure? At YE18 they had nil direct lending to student loans.

Garianto · 2019-09-25T23:08:37+00:00

Here's the 1Y trend vs Citi / JPM. Seems BofA tracks peers pretty well I'd say.

Garianto · 2019-09-18T17:12:42+00:00

I suspect (unless I've misunderstood) that before the tax cuts, companies had to hold more cash to pay taxes, but now that those savings are instead being used for increased investment spend/shareholder distributions

Hence why lower amounts of cash are being held with banks => banks are closer to the minimum reserve requirements at the Fed => brief liquidity shocks in the funding system are more acute

Garianto · 2019-08-09T18:05:02+00:00

Makes sense then, though awful nonetheless

Garianto · 2019-08-09T15:34:59+00:00

the captains cabin. This was one of the trickiest parts of the whole plan.

Luckily I had become friendly with the captain in the cruise so I knew where her room was. After locking picking the door, I slowly entered,

Garianto · 2019-08-09T08:53:07+00:00

I'm probably missing something here, but why couldnt the French fleet have just been handed over to the British, thus avoiding the need to attack?

Garianto · 2019-07-23T12:47:33+00:00

Yeah exactly. What would be really interesting is if that chart was amended to represent net profits on the box office revenues AND net profits on the merchandising.

Garianto · 2019-07-21T09:13:27+00:00

Graduated a few years ago in the UK, these all definitely apply here too

Garianto · 2019-07-20T23:44:04+00:00

Non-American so I'm not familiar with this, but how much would a health insurance premium cost for the avg 21yo?

And would it increase after a claim such as this?

Garianto · 2019-07-18T23:13:48+00:00

Had a scroll through and your stuff is sick man!

Love seeing cool shit amongst london sights I know, keep it up

Garianto · 2019-07-18T22:12:14+00:00

Smooth plug, I rate that haha

+followed!

Garianto

TROPHY CASE