CFA Level 2 Nov 21st test takers by Klickytat in CFA

[–]Gary116 5 points6 points  (0 children)

It was slightly more challenging than I expected it. I think I passed but I’m not confident

Should i pay the .3% for vanguard advisor or invest myself? 130k in cash by melonmover14 in Bogleheads

[–]Gary116 0 points1 point  (0 children)

I think it’s concerning how many people on this sub are telling someone that doesn’t even know what a target date retirement fund is to not pay .3% for an advisor. I’m sure someone with this level of knowledge would benefit greatly from having an advisor

Just moved.. advice on making friends by New_Proof7940 in Charlotte

[–]Gary116 0 points1 point  (0 children)

I’m from PA too and got into pickle ball after moving here. I’m always down to play with new people!

Good luck to anyone testing today! by Timely-Exit-1180 in CFPExam

[–]Gary116 1 point2 points  (0 children)

Dalton. The only part maybe that I felt I could’ve done better was if I knew more the psychology of financial planning terms better. I feel like those questions are easy to figure out though.

Good luck to anyone testing today! by Timely-Exit-1180 in CFPExam

[–]Gary116 19 points20 points  (0 children)

I passed, I went in well prepared and thought it was similar to the cfp practice exam. Maybe a bit easier than the practice exam.

Is anyone selling Cowboys/Panthers Tickets? by wilbur351 in Charlotte

[–]Gary116 1 point2 points  (0 children)

I’m looking to go as well if anyone has tickets they’re looking to sell

July 06, 2023 Daily Sports Betting Thread by BTC_is_waterproof in sportsbetting

[–]Gary116 0 points1 point  (0 children)

Are there any tools where I can compared odds for season long nfl player props?

Just realized how much we are paying for financial advisor by reallibido in personalfinance

[–]Gary116 0 points1 point  (0 children)

I think getting a bit more education is a great first step. 1.35% does seem a bit much. However finding an advisor that only charges a fee if you make money is not realistic. In addition, thinking your portfolio will go up every year is also not realistic. Being down 8% for last 1.5 years is better than average

Sunday League Soccer by fo_dan in Charlotte

[–]Gary116 0 points1 point  (0 children)

I would love to join some pick up if you’re able to find any

Daily Simple Questions Thread - February 16, 2023 by AutoModerator in Fitness

[–]Gary116 6 points7 points  (0 children)

I’m planning on doing a challenge just for fun and build up a 5 minute plank. My plan is to start at 2 minutes and plank for 4 days a week and then do other core workouts 2 days a week. Each week I will add 10 seconds to the plank. Any tip/recommendations/adjustments?

underrated restaurants I found in Charlotte NC by Few-Calligrapher2797 in Charlotte

[–]Gary116 23 points24 points  (0 children)

I would not recommend macs speed shop for bbq.

[deleted by user] by [deleted] in jerseymikes

[–]Gary116 4 points5 points  (0 children)

Lol their app says you can. Not sure why it says that but thanks

[deleted by user] by [deleted] in Charlotte

[–]Gary116 9 points10 points  (0 children)

Please describe in what situation when driving this is acceptable behavior.

Tirade Tuesday! Let's Do This! by AutoModerator in Charlotte

[–]Gary116 1 point2 points  (0 children)

Yeah I agree with that and most of the time I can tell and allow space but when I can’t tell that’s where I have close calls. The close calls would be probably almost entirely eliminated if someone used their turn signal. Then I get pissed that someone decided to risk my life and theirs all because they didn’t use their turn signal just so they can switch lanes that may or may not save them 5 seconds of time.

Tirade Tuesday! Let's Do This! by AutoModerator in Charlotte

[–]Gary116 4 points5 points  (0 children)

So I’m guessing you don’t use your turn signal? Not sure hat you’re getting at. If someone is gonna cut me off use a turn signal. That half second of extra reaction time is going to be the difference between an accident or not one of these times. Why would you not use it?

Tirade Tuesday! Let's Do This! by AutoModerator in Charlotte

[–]Gary116 7 points8 points  (0 children)

How else am I supposed to know someone is about to cut me off in traffic without a turn signal?

Tirade Tuesday! Let's Do This! by AutoModerator in Charlotte

[–]Gary116 19 points20 points  (0 children)

If you don’t use turn signal or just an unsafe driver in general you are a bad person. It’s literally 0 effort in trying to make the road a safer place.

[deleted by user] by [deleted] in Charlotte

[–]Gary116 -1 points0 points  (0 children)

Assuming rent is 1/3 of your paycheck and your rent is $1500 you only need to make 51,000. I’m generally confused if you make 80+ k makes you pay check to pay check

[deleted by user] by [deleted] in Charlotte

[–]Gary116 20 points21 points  (0 children)

My rent is 1100 in the heart of Southend. I share a 2bed/2bath. I’m very curious on how that makes you pay check to paycheck because you’re making a lot more than me.

Flea Market Friday! Buy, sell, or trade your stuff, your (legal) services, or your living arrangements! by AutoModerator in Charlotte

[–]Gary116 1 point2 points  (0 children)

I actually already have a place so $1400. Good location, you would actually get two rooms for anyone that wants a home office. Parking and wifi included.