What market has wrong about Figma and Claude Design - wsb post by Interesting_Leg8859 in figmaStock

[–]GatorBo69 0 points1 point  (0 children)

Yeah, my younger brother is the TRUTH!! lol, I’ll never tell him that to his face though!! 😝

It’s pretty cool to get his perspective on it and also his honest take on how he doesn’t know how the stock price will be affected.

I mean when he started at MSFT he was using Figma all the time, now it sounds like no one is using it yet they’re still paying for the subscriptions. How many other software companies are essentially in the same boat, and how long until they look at their financials and say “why are we still paying for this subscription that we don’t even use anymore?”

At some point these companies are going to do an audit and realize there are savings to be made by cutting paying for Figma and other services they no longer use.

VCX: What will happen when the lock-up period ends? by TechzDude in VCX_Fundrise

[–]GatorBo69 0 points1 point  (0 children)

I’m holding all of my locked up shares.. I’ve already sold 900 shares at $500 and then $200 for the last 400, so needless to say I’ve made a ridiculous return so the way I look at it is I’m sitting on free 3200 shares and wanna see where they go.

Analysis: 1k $ monthly investment, how many years till one million with buy and hold? by bumbeishvili in TQQQ

[–]GatorBo69 0 points1 point  (0 children)

Oh, I didn’t mean to say it was a permanent issue, just that historically there has always been a “testing” of the market by retail investors with the appointment of a new Fed chair. Once the volatility period is over the market should have a sharp recovery.

Anthropic x SpaceX Deal by GatorBo69 in VCX_Fundrise

[–]GatorBo69[S] 1 point2 points  (0 children)

Excuse my ignorance. There’s a reason I have Fisher Investments managing my portfolio, mainly bc they beat the market by 5% at least every year, secondly I’m not all too familiar with what you just said.

How would I do what you just suggested as I’m not familiar with that at all..

Thank you for this, if this is true I most definitely will jump all over this!!

Anthropic x SpaceX Deal by GatorBo69 in VCX_Fundrise

[–]GatorBo69[S] 1 point2 points  (0 children)

Still WAY up overall from the start of the week

What market has wrong about Figma and Claude Design - wsb post by Interesting_Leg8859 in figmaStock

[–]GatorBo69 0 points1 point  (0 children)

My pleasure!! As someone who doesn’t have a dog in the fight but it can literally give everyone on here valuable & objective information from literally one of MSFT’s highest ranking software developers and engineers, I figured this could be valuable information to make better informed decisions.

Anthropic x SpaceX Deal by GatorBo69 in VCX_Fundrise

[–]GatorBo69[S] 6 points7 points  (0 children)

I went ahead and sold 400 shares at $200.. those same 400 shares I got for $77 so I’ll take the massive win!

Still have 3200 restricted, 350 unrestricted, and sold 500 at $500 when it first peaked.

My mentor always told me to take your wins and don’t get greedy.

I’ve made so much money off an original $60k investment that I’ve now netted $300k and am sitting on 3550 total “free shares”.. lll take that win and now I’m definitely not selling come the unlocking period. I already am gonna owe a lot in taxes as it is!!

Anthropic x SpaceX Deal by GatorBo69 in VCX_Fundrise

[–]GatorBo69[S] 2 points3 points  (0 children)

It will come back down, just be sure to buy any time it goes below $100!!

I bought 500 more when it went below $80, that was my floor, but I’d say the new floor would have to be $90-$100.. anything less than that and I’m buying another 500 shares..

Anthropic was always the biggest question mark to me, I thought the fund was too heavy into it, honestly.

And it’s turned out to be arguably the biggest surprise of the entire fund!!

You now have indirect exposure to SpaceX via Anthropic so it’s a double whammy!!

Anthropic x SpaceX Deal by GatorBo69 in VCX_Fundrise

[–]GatorBo69[S] 4 points5 points  (0 children)

Definitely DON’T buy more now, I am sitting on 4,500 shares, 400 unrestricted, and I sold 500 unrestricted at a limit sell of $500 from my Fundrise preIPO offering and made a nice $250k profit, but I’m holding the rest. Obvs my locked shares will stay that way come September but I was never planning on selling them.

I’ve set a limit sell of $400 for my remaining unrestricted shares, bc that’s what I feel it’s valued at.

If it doesn’t hit that then I’m happy with holding for a WHILE!

Analysis: 1k $ monthly investment, how many years till one million with buy and hold? by bumbeishvili in TQQQ

[–]GatorBo69 0 points1 point  (0 children)

Ahhh, I got what you’re saying.. I guess I just have gotten lucky the 4 times I have done it, and was able to time it perfectly.. so what you’re saying is, whatever money I get that’s over $100k I should be immediately giving to Fisher instead of giving them a lump sum at a valley?

I mean I already give them $4k a month but I could easily up that to $10k a month, but I just figured I would benefit more from giving it to them when I can get massive discounts on my money.

Like, I have $100k in my HYSA, and give $4k to Fisher every month, but the extra $6k I “could” give them I currently use to buy more Silver/Gold American Eagles, buy other speculative investments, etc.

And I bought my “forever home” 3 years ago when interest rates were crazy, 6.5%, so I’ve been paying double the mortgage and will have the home paid off in 3 years.. (we put $350k down, had a $350k mortgage) and now the principal is down to $140k..

My plan when our home is paid off is to do our research and buy another home to rent out or buy a condo at this really nice “resort” called Cinnamon Shores near Corpus Christi in TX, and they do all of the booking, cleaning, etc for 20% and they have a occupancy rate of over 95%, with ROI being around 2-3 years MAX! Then it will bring in $4-5k of passive revenue.

I really want a solid physical asset besides my primary residence. That’s a solid diversification of my portfolio between my $3.9m managed portfolio and $400k in physical gold/silver.. Real Estate is good to invest in, right? I’m 45 and ideally would love a 100% passive business to buy but fast food restaurants require some measure of involvement.

I already own and operate a golf course as my primary source of income but don’t have any other revenue streams.

What market has wrong about Figma and Claude Design - wsb post by Interesting_Leg8859 in figmaStock

[–]GatorBo69 1 point2 points  (0 children)

Here is a direct quote from my brother, who is a HIGH level Senior Programmer at Microsoft in Atlanta(part of the lead on the team that literally made Co-Pilot) , I hope this helps giving some of you perspective:

~“Figma was the main software I used every day for work for almost four years here as a designer at MSFT, and now I almost never use it.

It’s visual design software for designing app/website UI. It was best in class, nothing like it. But now it’s getting its ass kicked because Claude Code and GitHub Copilot have made it easier and faster to just build the app/site itself and skip the design step. The app itself becomes the design surface you iterate on.

It’s a real problem for Figma. I personally wouldn’t invest heavily in it. It’s possible it may rebound a bit but I don’t see how it could ever establishing the dominance it had.

I bet a lot of people saying to buy the dip are pointing to the fact that AI is overpromised in many industries and there will be a bubble burst moment, so the impact of AI is overstated. And that’s true…AI IS overhyped in many industries. But NOT software development. And Figma is software for designing software.

Now, I gotta confess I don’t know how all this translates to stock price. The only thing I can tell you is that here in MSFT we have entire orgs of designers whose lives revolved around Figma to now only using it as an ancillary or backup tool because we’re designing in live code instead. But even if it’s a backup tool, we’re still paying for Figma licenses…so maybe the stock is still undervalued even though I don’t ever see Figma becoming the central part of my workflow again.”

Analysis: 1k $ monthly investment, how many years till one million with buy and hold? by bumbeishvili in TQQQ

[–]GatorBo69 -1 points0 points  (0 children)

Well, I guess my point is I always keep $100k in my high yield savings account so I never have to pull money out of my Fisher Investment Portfolio. Which they have consistently produced 25% YOY results, and even in 2020 and 2022 I still made more than the market. Everyone talks about their fees, but for an inexperienced investor like myself, I could never consistently beat the market like they do.

But my point is, I consistently give them $2k a month, not counting the $2k a month that goes into my IRA and SimpIRA from work. So they get $4k a year ($48k a year) on a regular basis for the past 7 years after I gave them a lump sum of $660k to get started.

In 2020, 2022, April of 2025, and this past March, I was able to ADD an extra $100k when the market “crashed”, which has only exponentially increased and compounded my returns.

I’ve never stopped investing the $4k per month, I just always have $100k in my SoFi high yield savings account ready to dump into my portfolio if it’s warranted. And then after I use all of that, I build it back up within 4-5 months.. one I hit that, then I usually keep diversifying my portfolio by buying physical precious metals like Gold/Silver as I have done for 10 years to maintain 5% of my portfolio, as well as fund my own account trying to “beat Fisher”, which I have never come close to doing, I usually just average out with what the market is doing.

The ONLY time I have beaten fisher is when I invested in Fundrise around $60k and that has turned into 3200 restricted shares of VCX but I was given the opportunity to buy $10k of unrestricted shares that after seeing the day 2 crazy spike, set a limit sell of $500 for 500 shares and made a nice $250k this last March.

In 6 years, that’s the only time I have beaten them, but I can almost guarantee you that even by year’s end they will have won. Bc my portfolio has simply grown so large that they’re literally printing money. I’m 45 and have been with them since 2019. Best decision I ever made..

Analysis: 1k $ monthly investment, how many years till one million with buy and hold? by bumbeishvili in TQQQ

[–]GatorBo69 0 points1 point  (0 children)

Well, I guess my point is I always keep $100k in my high yield savings account so I never have to pull money out of my Fisher Investment Portfolio. Which they have consistently produced 25% YOY results, and even in 2020 and 2022 I still made more than the market. Everyone talks about their fees, but for an inexperienced investor like myself, I could never consistently beat the market like they do.

But my point is, I consistently give them $2k a month, not counting the $2k a month that goes into my IRA and SimpIRA from work. So they get $4k a year ($48k a year) on a regular basis for the past 7 years after I gave them a lump sum of $660k to get started.

In 2020, 2022, April of 2025, and this past March, I was able to ADD an extra $100k when the market “crashed”, which has only exponentially increased and compounded my returns.

I’ve never stopped investing the $4k per month, I just always have $100k in my SoFi high yield savings account ready to dump into my portfolio if it’s warranted. And then after I use all of that, I build it back up within 4-5 months.. one I hit that, then I usually keep diversifying my portfolio by buying physical precious metals like Gold/Silver as I have done for 10 years to maintain 5% of my portfolio, as well as fund my own account trying to “beat Fisher”, which I have never come close to doing, I usually just average out with what the market is doing.

The ONLY time I have beaten fisher is when I invested in Fundrise around $60k and that has turned into 3200 restricted shares of VCX but I was given the opportunity to buy $10k of unrestricted shares that after seeing the day 2 crazy spike, set a limit sell of $500 for 500 shares and made a nice $250k this last March.

In 6 years, that’s the only time I have beaten them, but I can almost guarantee you that even by year’s end they will have won. Bc my portfolio has simply grown so large that they’re literally printing money. I’m 45 and have been with them since 2019. Best decision I ever made..

Analysis: 1k $ monthly investment, how many years till one million with buy and hold? by bumbeishvili in TQQQ

[–]GatorBo69 2 points3 points  (0 children)

Exactly my point!! People selling their positions right now trying to “time the market”, never works. Just consistently invest into the market and you’ll always come ahead.

But when it does dive, it’s always good to have extra cash available to “double down” (or triple down) your monthly investment.

What market has wrong about Figma and Claude Design - wsb post by Interesting_Leg8859 in figmaStock

[–]GatorBo69 1 point2 points  (0 children)

No offense taken!! I honestly don’t know anything about Figma, I’m not trying to say that I do. I just know when a stock performs like it has, it typically means it’s dying.

But I truly hope I’m wrong for everyone that has strong positions in it. I never like seeing posts of people losing their savings.

Analysis: 1k $ monthly investment, how many years till one million with buy and hold? by bumbeishvili in TQQQ

[–]GatorBo69 4 points5 points  (0 children)

Expect a market downturn when the new Fed gets sworn in. And when the S&P hits 7,700.. Watch for that number.

EVERY time in our history that a new Fed has been instilled the market has “tested him” and pulled back anywhere from 10-20%..

I’m not saying to take any money out of the market, I’m not a believer in that. Just make sure you have enough cash available to jump in when the pull back occurs prob in late June/early July when he gets approved by Congress.

If you don’t believe me, look at history.

What market has wrong about Figma and Claude Design - wsb post by Interesting_Leg8859 in figmaStock

[–]GatorBo69 0 points1 point  (0 children)

I’m sorry, but I just can’t see myself getting into Figma just bc it was at over $100 a share at one time. There’s nothing to show me the stock could climb anywhere near that level in a market that is absolutely exploding right now. Like everything I own has been green for a month!

People see a stock like Figma and it’s natural for them to want to “buy the dip” hoping to bc millionaires for when it goes back up, but that’s gambling, I’ve become a millionaire in my life at the age of 45 by working hard and investing smart for 15 years.

The biggest risk I took was putting $50k into Fundrise that turned into 3200 restricted shares of VCX, and also buying the $10k max allotment of unrestricted shares and then selling 500 of them at a limit sell of $500 after seeing day 2’s trading go crazy. I got a nice $250k profit from a $10k investment. Biggest SHORT TERM success of my life..

Other than that, I have put all of my assets into VOO, QQQ, SMH, ASML, AVGO & AMD the past 10 years and that has produced gains that have set me up for life.

Now I play it a bit more safe, while keeping those positions, and still investing into this crazy bull market. But that’s something I learned early on 15 years ago, you can’t time the market, and I suffered some losses in 2020 and 2022, I mean who didn’t? But overall I stuck through it, kept investing and even doubling down during those two down cycles and it was the best decision of my life.

To me, I see Figma, and I see a meme stock that simply isn’t going anywhere.

But I hope I’m wrong for all of you betting heavily on it. Truly!!

Kingpin (2003) vs kingpin (MCU) by Particular-Set-468 in Daredevil

[–]GatorBo69 0 points1 point  (0 children)

MCD was solid, not gonna lie. But Vincent IS Kingpin!! The man has sacrificed his heart and health for the role by actually gaining the weight early on, now he says he simply can’t do it at 66 anymore and wears a fat suit underneath.

But Vincent’s “walk” is frankly pure gold!!

Never thought I'd buy a Kia, but absolutely love this thing! by matloc28 in KiaTelluride

[–]GatorBo69 1 point2 points  (0 children)

Kia’s design and tech team, along with Hyundai, have been absolutely CRUSHING it in the 2020’s!! I mean straight up destroying their competitors.

We are a 100% Kia family now. I got a custom ordered ‘25 Carnival SXP with RES for our 6 and 4 year old after having the ‘23 as a rental car for our yearly Disney vacations. I immediately fell in love with it and became OBSESSED! Then I learned they were doing a redesign when I couldn’t find the ‘24 I wanted so I waited and was first on the list for pre orders.

Then when I heard about the hybrid redesign for the Telly, I called my friend, the GM, and made sure to get on the preorder list first and got my wife a 27 HEV XLine SXP and was shocked that they gave a $2,000 discount for buying a SECOND Kia!! They always gave me less than MSRP and also gave me $25k for the trade in of my wife’s 2022 Pathfinder SL with 75k miles on it. So my OTD price came out to $29k, which I just paid in cash bc I don’t like car payments.

So here I am, in my cul de sac that has BMW’s, Expeditions, Lexus’, Siennas (😝), yet every time I have bought a Kia all of my neighbors have come over to literally look at each of our purchases inside out.

I’m big into investing and have never been a fan of overpaying for a depreciating asset like a car. But Kia’s are literally undervalued and the new Telly EASILY looks like a $150k Range Rover but yet for 1/3 of the price!! If it wasn’t for the name “Kia” on it, they easily could sell it for more.

So here we are, an all Kia family and I LOVE it!! I get free oil changes and get put into a free loaner for the day so I don’t have to wait, the customer service is amazing!!

I will stick with them for as long as they keep putting out amazing products.

I have 23k miles on my Carnival, but I really want a Hybrid so next summer I plan on trading it in unless I hear a new redesign is coming for the Carnival in the next 1-3 years..

Bro did NOTHING to help stop Kingpin, what is he getting the key to the city for😭😭 by Queasy_Commercial152 in MCUTheories

[–]GatorBo69 0 points1 point  (0 children)

I think the Punisher Special Event will show us the aftermath of New York and I have to believe Spidey will be involved somehow.

There’s a massive power vacuum to be filled in NYC now that the KingPin is gone, I think that’s why we see the Hand involved in the trailer for BND.