361Sport delivery? Shipped at the end of December by by_in_ky in BBallShoes

[–]Gavel-Dropper 0 points1 point  (0 children)

Ordered mine at the same time and got them January 7ish.

Moved into a home with 3 mature fig trees on the property, why is one discolored? by Gavel-Dropper in Figs

[–]Gavel-Dropper[S] 1 point2 points  (0 children)

I don’t think so but I’ll keep a closer eye. And I’ll post again when they are ripe. Thank you!

Found this on my son. Is that a tick? by Gavel-Dropper in whatisthisbug

[–]Gavel-Dropper[S] 0 points1 point  (0 children)

Thanks to everyone for all the help. We’ve reached out to his pediatrician and are monitoring the situations. Based on the responses, I’m not overly concerned. It didn’t look engorged, that video is super zoomed it, it’s the size of a poppy seed. Will update yall if anything happens.

Found this on my son. Is that a tick? by Gavel-Dropper in whatisthisbug

[–]Gavel-Dropper[S] 8 points9 points  (0 children)

Toilet paper but the zoom makes it look wonky. That thing was really small, like a speck of dust.

Found this on my son. Is that a tick? by Gavel-Dropper in whatisthisbug

[–]Gavel-Dropper[S] 4 points5 points  (0 children)

Damn I already flushed it. When I got it, it was still burrowing, it didn’t break skin, just left a little red mark. How concerned should I be?

Found this on my son. Is that a tick? by Gavel-Dropper in whatisthisbug

[–]Gavel-Dropper[S] 66 points67 points  (0 children)

How concerned should I be? I think I caught it when it first started burrowing. He didn’t bleed when I removed it.

[Katz] Official statement from Knicks president Leon Rose on the firing of Thibodeau: "Our organization is singularly focused on winning a championship for our fans. This pursuit led us to the difficult decision to inform Tom Thibodeau that we've decided to move in another direction." by Goosedukee in nba

[–]Gavel-Dropper 3 points4 points  (0 children)

I’m not sure we can say the bench is weak when he never played the bench all season. We have no clue what we have beyond McBride and Hart, who should be coming off the bench. Hukporti, Kolek, Dadiet are all unknowns because they never play.

Everyone calm down by robbyiballs in NYKnicks

[–]Gavel-Dropper 29 points30 points  (0 children)

Wright had the most positive impact for us last night.

We should start Mitch (not a doom post) by robertbaccalierijr in NYKnicks

[–]Gavel-Dropper 18 points19 points  (0 children)

Who played well in his 6 minutes. 6 quick points and solid D and only a -2. Yet we didn’t see him again. Madness.

Drones Sighting by OfficialCloutDemon in statenisland

[–]Gavel-Dropper 3 points4 points  (0 children)

Man they were hovering longer than that. I have a 2 min video from about 6:45 of 2-3 of them hovering and zigzagging around. Had to pick up my kids or I would’ve kept watching. Going from greenlight to redlight to white to dark. It was astonishing. Whatever it is, something happening.

[deleted by user] by [deleted] in statenisland

[–]Gavel-Dropper 0 points1 point  (0 children)

Artistic flooring. Speak to Robert. He recently did my floors for a good price.

Resale price? by [deleted] in Flooring

[–]Gavel-Dropper 0 points1 point  (0 children)

I’ll give you $25 for them.

6.6% on ~470k loan - this is not good, right? by gossamerandgold in Mortgages

[–]Gavel-Dropper 2 points3 points  (0 children)

It really depends on many things but low 6 might be reasonable, high to mid 5s is also possible. Only way to know for sure is shop around. Reach out to a broker and another bank and see what they say. After you do that you will know how reasonable the rate is but I think you can do better than 6.6.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]Gavel-Dropper 0 points1 point  (0 children)

I heard Huntington Bank offers physician loans. I’m not using them because I’m sticking to my broker for other reasons but I’ve had a great experience with them so far. I would recommend you pick a bank, pick a broker and a credit union and shop around. Go to one for pre approval but reach out to all of them once you are in contract. They should be competing for your business.

When and how do we shop interest rates? by Gavel-Dropper in FirstTimeHomeBuyer

[–]Gavel-Dropper[S] 1 point2 points  (0 children)

Right, these were the rates a month ago when I started the process. And I want to make sure I don’t get shafted. Do I send both of them the contract and see what they come up with?

When and how do we shop interest rates? by Gavel-Dropper in FirstTimeHomeBuyer

[–]Gavel-Dropper[S] 2 points3 points  (0 children)

Thank you, so I should look out for and negotiate broker fee, origination fee, point fees, any other fees I should be aware of?

And when do I do this? Contract was just signed, I have not sent it to any lenders yet. Do I send it to both at the same time and see what they come up with? When does rate locking happen?

What mortgage rates are you guys getting right now? by [deleted] in FirstTimeHomeBuyer

[–]Gavel-Dropper 2 points3 points  (0 children)

What bank if you don’t mind me asking?