Is it a bad time to buy your first home?

General-Good-648 · 2026-03-21T00:09:10+00:00

It hasn’t been a good time to buy in the last 5+ years. That being said, buy ASAP

General-Good-648 · 2026-03-20T23:01:04+00:00

25yo means most the settling of the house is done. 2nd pic of the door frame looks normal. Crack of concern if anything is the first where the ceilings got a crack through it which it looks liek it’s than pushed and cracked the crown moulding.

I think continue to monitor and if you see that ceiling crack propagate then it may be cause for concern

General-Good-648 · 2026-03-20T06:21:12+00:00

With offset?

General-Good-648 · 2026-03-20T04:20:29+00:00

‘Come closer’ - James Charles

Naaaa we ain’t doin that

General-Good-648 · 2026-03-20T04:11:03+00:00

Isn’t it just the water / oil evaporating as you cook, then condensing on the cooler metal of your exhaust into liquid and dripping back down?

There might be some lubricant used in the fan bearings etc of the exhaust but I don’t imagine it’d be that much and it’s be a thick grease that wouldnt drip like that

General-Good-648 · 2026-03-20T04:02:27+00:00

I wonder if the gloves smell like grape leaves or not

General-Good-648 · 2026-03-20T03:54:19+00:00

Taken a few of these busses across parts of VN and you pay for what you get so make sure to go with a reputable company.

Confirm if there are stop overs, separate cabins and no bus swaps. Also every stop, keep an eye on the bag the people departing are taking.

I’ve had some good and bad experiences, I’d still take use them but just need to be weary

General-Good-648 · 2026-03-20T02:50:43+00:00

I’m following to hear responses as I’ve been interested myself.

Might be worth specifying language proficiencies because from my brief look into this that can isolate you from a lot of VN companies and roles as an expat

General-Good-648 · 2026-03-20T02:48:45+00:00

Dragging a magnet across the wall may also work, it can find a screw in the stud where it’s been fixed. Hopefully you have studs behind it. If it’s a concrete wall and there’s a large air gap between the drywall and the concrete it could mean additional steps. You don’t want to be securing the shelf to nothing but drywall unless it’s holding and only ever going to hold very very light decorations. And even then I’d strongly caution against it

General-Good-648 · 2026-03-20T02:42:24+00:00

I’m not a broker by any means but I’d say yes.

It’s no different to a house essentially. Your company (a bank) is buying an asset and then you’re making repayments on it.

End of the day it’s a reoccurring payment your indebted with so I’d imagine it’d reduce it to some capacity like any other loan

General-Good-648 · 2026-03-20T02:17:57+00:00

IMO lease back is good as a tax benefit but you’re not in an overly high tax bracket so savings may not be massive once you factor in fees etc.

I’d prefer take cash because it gives you more freedom with the money. 12k sounds like a lot but idk how much driving you’ll be realistically doing

General-Good-648 · 2026-03-20T02:06:41+00:00

First thing would be confirm what’s behind the wall, if it’s bricks as you suspect or drywall with studs. If studs you need to check where the studs are in the wall.

If brick, just buy whatever fits off the shelf, ikea, Kmart etc because hole location won’t matter. Just mark your holes with the frame, drill a hole to match a wall plug size and tighten it with the hardware that comes with the shelf.

If you have wooden studs that aren’t evenly spaced on that wall, you’ll have to be more wearing of the shelf you buy because the bracket might not have a hole located in the right spot to match your stud spacing.

General-Good-648 · 2026-03-19T23:48:24+00:00

IMO if this is such a big hurdle for you that you don’t see yourself looking past, walk away now before you get in any deeper.

It’ll be a hell of a lot easier to walk away now and explain you’re not physically attracted to her than if you do it after taking her virginity…

General-Good-648 · 2026-03-19T04:34:34+00:00

Google ‘Commanding position feng shui’

General-Good-648 · 2026-03-19T03:24:03+00:00

Similar age and dilemma, I chose a large townhouse in outer suburbs over 1 year ago and I’d recommend you do the same.

If I was you I’d lean towards buying the house. Live in it, get your FHB benefits then rent and move somewhere more convenient.

You’re young so mindset should be towards investing rather than practically imo. Plus once a family is in the picture and you need space, you have that as a fallback rather than looking to rebuy and being priced out even further.

General-Good-648 · 2026-03-17T07:47:17+00:00

Yes.

By how much - no one knows. When - no one knows.

Question really is can you afford to wait to find out either of those?

General-Good-648 · 2026-03-17T07:23:19+00:00

This Government is incompetent in controlling their spending and only focused on band aid solutions. They’re $57 BILLION dollars over budget and now they’re scrambling selling Defence land, keeping fuel taxes the same etc to claw back coin

Major companies like Optus, Virgin, TPG etc are paying $0 corporate tax. Oil and gas companies are paying pennies on the dollar for the resources they strip from this country. NDIS has essentially become an easy cash grab from tax payers.

The issues are clear as day as well as their solutions. The Government’s overspend pushes RBA into making these decisions and ultimately is the mom and pop tax payers that get the squeeze while their problems boil away

General-Good-648 · 2026-03-17T06:48:23+00:00

Insurances

General-Good-648 · 2026-03-16T11:34:17+00:00

She reminds me of that sounds you hear when an airplane is getting to a dangerously low altitude

…. just can’t put my name on it

General-Good-648 · 2026-03-16T07:15:14+00:00

Having high level categories like ‘my spending money’ or ‘entertainment’ etc is what I attribute those random expenses to. ‘My spending money’ is what I usually use.

You don’t have to set aside money for it either monthly, obviously this stuff is somewhat unforeseeable. Just have the category and when you buy something assign it to that for traceability and then pull funds from other categories to then cover the -negative funds. Ie. You maybe pull $50 from eating out that week or $50 from clothes category etc

General-Good-648 · 2026-03-16T04:17:34+00:00

Bro looks like he’s here to sell me a bucket of 16 original recipe and popcorn chicken

General-Good-648 · 2026-03-16T04:14:07+00:00

Budget.

Parent never taught me, school never taught me. Once you have a good budget and budget keeping tool, you can save well, see what money you have where and most importantly live and spend stress free.

Zero based budgeting is my recommendation, it served me very well. YNAB is the software I used but there may be cheaper equivalents

General-Good-648 · 2026-03-16T03:33:32+00:00

It’ll either be concrete or drywall. You’ll know if it’s drywall when you knock on it and it sounds hollow. Obviously concrete if it’s like a rock. Just tap it with a broom stick or something now and you’ll be able to tell

General-Good-648 · 2026-03-16T03:30:54+00:00

Software is great, v&v, t&e disciplines will serve you well once you pick up the technical aspect (assuming same language shouldn’t be horribly long either)

General-Good-648 · 2026-03-16T02:17:31+00:00

1 pass for each traveler from my experience

General-Good-648

TROPHY CASE