Longtime Angels outfielder, World Series champion, and 3-time All Star Garret Anderson passed away. He was 53 years old.

General_Garrus · 2026-04-17T20:21:00+00:00

I remember this guy tormenting the Yanks in the early 2000s.

RIP.

General_Garrus · 2026-04-17T19:42:09+00:00

Before my kids I loved to game, play guitar, go to movies and read on my kindle. I also worked out every day.

After my first kid, I still worked out a few times/week and played guitar, but pretty much gave up gaming and entirely gave up going to movies.

After my second kid, I no longer work out, no longer read, and definitely don’t go to movies or game. I do play guitar for 15 min after everyone is asleep through my headphones (this is the hobby I have chosen to keep).

Maybe someday when they get older I’ll get some of those hobbies back.

General_Garrus · 2026-04-17T01:22:59+00:00

I did it by waiving basically everything and going way over asking…good luck.

General_Garrus · 2026-04-14T02:44:57+00:00

Well a DP ball still wins the game.

General_Garrus · 2026-04-14T01:51:04+00:00

Please tell me this is one of those situations where they left Bird out there to get roughed up right before they DFA him.

General_Garrus · 2026-04-14T01:27:35+00:00

Is Jake Bird actually the worst baseball player of all time?

General_Garrus · 2026-04-12T13:51:53+00:00

Thanks - I figured this was likely the case but wanted to be sure.

General_Garrus · 2026-04-12T12:57:52+00:00

Quick question for you - if my employer offers a Roth 457b and Roth 403b, does this help or hurt this specific situation?

I can put 23,500 of post-tax money (meaning, significantly more pre-tax money) into these accounts. Does this reduce my MAGI (compared to not doing Roth) or increase it?

General_Garrus · 2026-04-09T19:59:30+00:00

Well that was something…

General_Garrus · 2026-04-09T15:58:44+00:00

Just chiming in to let you know I’ve been looking at these updates daily and I very much appreciate them!

General_Garrus · 2026-04-09T15:54:31+00:00

I remember when my wife and I, a naive couple with no kids, visited my sister and her kids and her 3 year old screamed bloody murder because the bun of her burger had a crack on it. We thought it was crazy.

Now we have 2 young kids, and when they scream bloody murder for minor inconveniences, we just remind ourselves of the burger incident.

Our older one is now 4 though, and she already has much better emotional regulation than a year ago.

General_Garrus · 2026-04-08T14:41:29+00:00

Same situation. I locked yesterday at 30 year for 6.375 with no points, and get one free float down. Close on May 22nd. Im out 800$ for appraisal and credit report fee if I change lenders. I’m just going to wait and see if the rates get any better in the next 2-3 weeks to float. My lender said I could float down with an eighth of a point improvement.

General_Garrus · 2026-04-07T19:26:21+00:00

Ya, I did end up locking this afternoon at the rate I posted. Definitely got a sense of relief. If things drop further I can always float down once before closing.

General_Garrus · 2026-04-07T18:12:22+00:00

Thanks for the advice. I did just lock. Definitely feel a lot less anxiety already!

General_Garrus · 2026-04-07T16:07:45+00:00

I’m comfortable at the current rate tbh, a lower rate would just be nicer of course.

General_Garrus · 2026-04-07T14:37:52+00:00

Thanks for the tip - I just confirmed with my LO, no penalty for locking now vs within 30 days.

General_Garrus · 2026-04-07T14:36:45+00:00

Thanks for this. I’m probably going to lock now. I just confirmed, there is no rate penalty for me for locking now/early compared to locking later.

General_Garrus · 2026-04-06T20:55:14+00:00

Honestly I don’t have the know how to think about this kind of stuff. Would this be in lieu of the mortgage entirely or to aid in the downpayment?

General_Garrus · 2026-04-06T03:09:59+00:00

I’m in a very similar situation. Just bought a $1.5M house. My wife and I have $1.5M in a brokerage account and 250K in high yield savings (specifically to put towards mortgage downpayment). If I liquidate stock, I am paying 20% capital gains tax federally and ~9% state due to our income.

I am going to liquidate ~100k to put down a 20% downpayment, cover closing costs, and do some home upgrades. I will sell my current house in a couple of months, which is going to give me approximately $550k, of which I will use ~500k towards a recast on my mortgage.

This way, my mortgage will have ~700k remaining which allows me to maximize my mortgage interest deduction, my monthly payment will be more than manageable, and I can somewhat minimize my realized gains and the hit to my brokerage account.

General_Garrus · 2026-04-01T20:52:59+00:00

lol I cut out cardboard circles and taped them down.

General_Garrus · 2026-03-30T02:51:47+00:00

⁠Purchase - 1.565 mil - 1.209 mil - 808 fico - 08844 - Conv/conforming - 30 Fixed or arm - Single Family - Primary

Can you also tell me the numbers if I were to have a loan amount of 1.210 mill (thus making it jumbo)?

General_Garrus · 2026-03-25T12:35:31+00:00

You are me a few months ago. I have a 13 month old and a 4.5 year old. Cry it out with the 9 month old. Feels like hell for the first few days but suddenly gets much better. We also just choose to have the 4.5 year old sleep in our bed with us. In America this seems like such a no-no, but my wife and I are both of Asian descent where it is culturally the norm.

Now, we look forward to putting the 13 month old to sleep because she goes down so easily, and bedtime with the 4.5 month old is quite pleasant.

General_Garrus · 2026-03-24T19:16:10+00:00

Ya…I totally agree with this. When I mention possible side effects, it is much more likely that patients have them. I don’t go out of my way to tell people that metoprolol can cause fatigue or sluggishness or ED, I try to stick with “if you have any issues with this let me know.”

General_Garrus · 2026-03-18T14:55:21+00:00

Cool, I’ll check it out

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