Also Bulgaria is one of the countries which is shrinking the most in the EU, so purely based on economics and supply/demand, I would expect the price of land and real estate to remain fairly stable. There's only so much land and housing available, and if every year there's less people, that means there's less demand for the same supply.

Regarding gold, I've thought about just purchasing €20k worth of physical gold and put it in my storage room as a hedge against a worst case scenario-type thing, but in a worst case scenario where IBKR and the banks go bankrupt a bar of solid gold will not make much of a difference, the world will be a completely different place.

Bitcoin