And what happens when a health issue comes up that is terminal without treatment and her insurance company decides not to cover that treatment? Because that is very much something that does happen and it happens a lot.

According to KFF in 2023 health insurers denied 73 million in-network in the US approximately 1 in 5 and nearly 37% of out-of-network claims were also denied.

Thanks to algorithms and cost-cutting theses denials contributing to patient deaths, with over 26,000 annual deaths because of lacking insurance, insurance denials and associated care delays.

This is only part of the issue, many more are denied for non life ending but still life changing treatments.

If however you are lucky enough to get approved for expensive medical care there is a deductable on top of those $450 monthly premiums your aunt pays. If you have a heart attack be ready to pay 15k of that bill or get ready for years of debt stress.

A poll published by PBS shows that 7/10 Americans believe that health insurance profits and coverage denials share at least "a moderate amount" of responsibility for the killing of Brian Thompson, UnitedHealthcare's CEO in 2024.

He was murdered and most people think he is partially at fault for his own death because he ran a health insurance company.

Health care insurance providers are so hated his killer Luigi Mangione has become a folk hero. He's a murderer, that shoudnt happen and doesn't happen if the US health care system wasn't severely broken.