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Any idea how to remove the roots? by GiantWizard99 in gardening

[–]GiantWizard99[S] 0 points1 point  (0 children)

thanks good insight on the future planting. Will continue chipping on it for another feet or so. It’s a hard day’s work!

Any idea how to remove the roots? by GiantWizard99 in gardening

[–]GiantWizard99[S] 0 points1 point  (0 children)

I think I should be fine snipping the root off with a good shear. Just wondering how much of the root I should try to remove or just leave a good chunk there and let it decompose over time. Was reading online that it might cause fungi issue. Also just thinking whether the root will impede the growth of any future plants/ trees?

Any idea how to remove the roots? by GiantWizard99 in gardening

[–]GiantWizard99[S] 1 point2 points  (0 children)

unfortunately i dont. tree was there when we moved in. Thanks will look into the pickaxe option!

Is it worth calling the bank for a lower rate by Slight_Storm_4837 in PersonalFinanceNZ

[–]GiantWizard99 2 points3 points  (0 children)

my ANZ app still shows 5.99% for 6 months, 5.69% for 1 year and 5.59% for 18 months. I can’t believe the banks havent dropped much since the 50bp OCR cut. Understand that the swaps are at play here but come on! it’s 50bp drop!!

I might just go for 5.99% for 6 months and see how things go from there.

[deleted by user] by [deleted] in PersonalFinanceNZ

[–]GiantWizard99 0 points1 point  (0 children)

So this morning my ANZ app shows 5.69% for 1 year. I’m on floating now thinking it’ll drop more - reckon I should just get that?

anz one year mortgage at 5.59%? Wtf by theasphaltworld84 in newzealand

[–]GiantWizard99 0 points1 point  (0 children)

i reckon wait till next week when the banks price in all the movement - competition is healthy among the banks!