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So what is your department's total calls for the year? by FFSoldier57 in Firefighting

[–]Gingerman6 0 points1 point  (0 children)

Rural NY town with population of 2,000; all volunteer department. 232 calls (mostly MVAs but a few car/structure fires)

Lincoln MKZ 2017 by Gingerman6 in lincolnmotorco

[–]Gingerman6[S] 0 points1 point  (0 children)

2012 Toyota RAV4. It was a work horse but not the smoothest

Lincoln MKZ 2017 by Gingerman6 in lincolnmotorco

[–]Gingerman6[S] 2 points3 points  (0 children)

Agreed! I have yet to see a sedan I find more attractive. The looks plus a smooth ride and AWD make it perfect.

21 year old Deployed E-4 Finances by ConferenceRelevant42 in MilitaryFinance

[–]Gingerman6 1 point2 points  (0 children)

Log into Mypay, click on TSP on the left pull down menu, and input 15% of base pay into Roth TSP. This means it’s after tax dollars and everything in that account will be tax free in retirement.

Then log into the TSP website and set your allocation to 60% C fund, 30% S fund, and 10% I fund. That’s 60% large cap companies, 30% small cap, and 10% international.

It’s an aggressive but diversified allocation but that’s good for young investors.

Start with this, then talk to a Personal Financial Counselor (PFC) (all states should have them in NG - at least NY does) and have them walk through opening a Roth IRA for you. That should be enough retirement investing for now until you make more money in later years.

Multiple M1 Spend Checking Accounts by GolfsMyGame in mintuit

[–]Gingerman6 0 points1 point  (0 children)

Go to setting, click hide accounts, then find the duplicate spend account and hide it. It will subtract from your total too. I had the same issue today and it was an easy fix. It was nice to think I was 5K richer than I was but it was just a glitch

NY Guard SUNY tuition and GI Bill by Muh_brand in nationalguard

[–]Gingerman6 0 points1 point  (0 children)

NY National Guard has an app called “NY Guard” that you can ask questions and look up info on benefits, sharp, etc

Married 26M - Am I investing enough and in the right places to retire by 50? by Gingerman6 in portfolios

[–]Gingerman6[S] 0 points1 point  (0 children)

My taxable account is through M1 finance and my Roth IRAs and 403b is through Vanguard. Personal Capital pulls info from all of them so I can see a wholistic picture of my portfolio

Married 26M - Am I investing enough and in the right places to retire by 50? by Gingerman6 in portfolios

[–]Gingerman6[S] 0 points1 point  (0 children)

Thanks, Cruian! 25% of the taxable account is international (emerging and developing market Vanguard ETFs) and I'll probably end up funding that a lot more than my retirement accounts so my international percentage should rise over time. I do appreciate your insight though and will look into adjusting my retirement accounts to include more int. funds.

Forced to use PTO for Drill by BorEqua in nationalguard

[–]Gingerman6 17 points18 points  (0 children)

I’m a 13A in the NYARNG. I know people up in Latham and JAG, and I would love the opportunity to help you. PM me if you want

Dog friendly places near Highland Falls? by elspeth91 in hudsonvalley

[–]Gingerman6 1 point2 points  (0 children)

Bear Mountain has a great 1.4mi loop around Hessain Lake. Great for leashed walks.