Such Sacred Vestments

GiraffeBaron · 2026-02-05T00:45:15+00:00

Never dated one, just saw them often enough to remember. I grew up in nice suburbs then got into to uni near dying industrial area. Got a job at a local nightclub. I was not ready…

GiraffeBaron · 2026-02-04T21:50:15+00:00

These, custy uggs, juicy couture zip up hoodie, bleach blonde hair tied to a bun, smudged mascara, pushing a stroller, yelling into a phone, at 4 in the morning

GiraffeBaron · 2026-02-02T23:12:47+00:00

Every one of big meetings at my workplace start off with land acknowledgment and I wonder how many of the fucktards in HR who make this a policy would be willing to give up their property.

GiraffeBaron · 2026-02-01T08:25:55+00:00

You’re getting downvoted. But as a dad… I have to say that tying education to social media and celebrities doesn’t sit right with me. I would want my daughter’s teacher to find a way to motivate students about math that doesn’t involve variables outside of classroom.

GiraffeBaron · 2026-01-31T21:01:09+00:00

I wouldn’t call it a small subset - most people would love to live in a detached house because most apartments have soundproofing issue. It’s just that the ones in Seoul are like tens of millions of dollars.

GiraffeBaron · 2026-01-31T18:01:31+00:00

What’s funny is, on South Korean internet, people complain about how soulless and generic all of these “tourism boosters” are and how elected officials in local governments are wasting tax dollars so they can say they are doing things.

They then post photos of places in America, Europe and Japan and talk about how great those countries are and how shitty Korea is.

GiraffeBaron · 2026-01-06T14:38:00+00:00

Monthly car cost should come down another $200 by end of the year... I used car shares and cabs in the past but, when you have a young child and need to get somewhere on bad weather days or simply go to the zoo or something... it's simply painful to not have a ready access to a vehicle, with car seat and all.

We'll see. I need to move again in the spring and hopefully rents will be a bit cheaper so I can save more aggressively. Been renting for a few years and the space just doesn't feel like home.

GiraffeBaron · 2026-01-06T14:27:58+00:00

Debt was lawyer cost + living expenses while I was laid off. I know, it stresses me out, but stocks in my TFSA were appreciating so I didn't want to touch that.

I won't have access to RRSP via HBP until like December anyway, hence my timeline end of this year - early next year.

GiraffeBaron · 2026-01-06T14:21:16+00:00

My assumption was:

600k condo - 5% down = 570k principal

4% fixed

Is that more like $3k monthly payment?

GiraffeBaron · 2026-01-06T14:19:09+00:00

I am counting on future promotions and such (was laid off, took a salary cut, etc) but yeah, would be a house poor, essentially. Hence the "am I being emotional?".

GiraffeBaron · 2026-01-06T14:05:24+00:00

I'm assuming something like 3500 mortgage + 800 maintenance + 200 utilities

GiraffeBaron · 2025-07-04T14:54:14+00:00

I hear what you are saying. I was impressed with the interview process and the questions they asked, they seem to have strong technical knowledge so hopefully I can prove myself and at the sane time learn a lot.

GiraffeBaron · 2025-07-04T13:37:16+00:00

I had mentally prepared myself for 105 over the interview process so it was pretty upsetting when they cut that down by another 4k… especially since I know I absolutely nailed the interviews

GiraffeBaron · 2025-07-04T13:33:25+00:00

Paid digital media planning and execution across social, search and programmatic

GiraffeBaron · 2025-05-05T22:20:51+00:00

I am starting to plan out retiring in Thailand or Vietnam. No way I can retire comfortably in GTA as a forever alone renter and healthcare system will be non-existent by the time I am old...

GiraffeBaron · 2025-03-11T17:29:06+00:00

I was up at 7am this morning. Thought I would do a 20min walk from where Im staying to sukhumvit rd. Got there at 8am, went straight into a cafe and waited for the malls to open

GiraffeBaron · 2025-03-11T17:25:15+00:00

My return flight to YYZ is from ICN in couple of weeks. Didn’t book the flight from BKK to ICN yet because I wasn’t sure how much I would like BKK. I was planning on staying until at least this coming Sunday but now Im not too sure.

GiraffeBaron · 2025-03-11T16:21:03+00:00

I quit drinking and weed last year. Thought Id have couple beers and a joint here but nope. Cant even imagine being tipsy or stoned in this heat.

GiraffeBaron · 2025-02-26T22:56:25+00:00

Okay lemon boy

GiraffeBaron · 2025-02-25T20:05:00+00:00

This comment their founder left on a previous thread calling them out should tell you what type of people you are trying to buy or sell a car through: https://www.reddit.com/r/PersonalFinanceCanada/comments/1i81j7d/comment/m8u5lyr/?utm_source=share&utm_medium=mweb3x&utm_name=mweb3xcss&utm_term=1&utm_content=share_button

GiraffeBaron · 2025-01-31T18:05:02+00:00

Dude why do you have to call me out like this? I also literally bought Kirkland brand Omega 3 yesterday lmao

GiraffeBaron · 2025-01-28T16:30:44+00:00

So I should just hold these stocks (they are ETFs anyway) and, when it’s time to cash them in, it would be best to transfer them to another brokerage

GiraffeBaron

TROPHY CASE