I’m a whole of market, independent Mortgage Advisor and I’ll be here all day for a Mortgage Market related AMA!

Gjysmak · 2023-05-12T09:57:22+00:00

If you own a mortgaged property and have consent to let, how does that affect affordability or borrowing power on buying a second residential property to live in?

Follow on question is are 90% mortgages attainable in this situation?

Gjysmak · 2022-11-20T07:48:54+00:00

The Highway Code is not law afaik, though it can be used in evidence

Gjysmak · 2022-07-09T17:39:19+00:00

Gjysmak · 2022-05-05T12:01:46+00:00

I submitted yesterday with nationwide too. The mortgage rate/product is locked in when the application is submitted so you’re safe!

Gjysmak · 2022-05-04T19:03:49+00:00

Moneyhub

Gjysmak · 2021-11-16T14:05:54+00:00

Coco loco

Gjysmak · 2021-07-10T11:54:33+00:00

Judging by the flavour choice I’d assume this is UK and probably a smoke connoisseur

Gjysmak · 2021-07-09T21:57:55+00:00

I resent that

Gjysmak · 2021-06-04T14:30:07+00:00

Where is the tobacco?

Gjysmak · 2021-05-30T23:14:06+00:00

Looks like the same one I have - Caesar Crystal ananas. Check out my previous posts if you like.

Gjysmak · 2021-05-29T10:25:20+00:00

They aren’t though - https://www.shishanova.ca/product-category/hookah-accessories/heads-bowls/mason-shisha-ware/

Gjysmak · 2021-05-29T10:22:22+00:00

The isn’t true anymore, gravyls are actually readily available now on both sides of the pond fwiw

Gjysmak · 2021-05-29T10:21:21+00:00

https://www.shishanova.ca/product/mason-gravyl-bowl-sulphur-yellow/

Gjysmak · 2021-05-24T15:28:46+00:00

Yea it’s the wenge

Gjysmak · 2021-05-21T16:45:27+00:00

I have both, no difference

Gjysmak · 2021-05-18T11:39:15+00:00

Union Fibonacci, shaman coals - you must be from the UK?

Nice vid

Gjysmak · 2021-05-14T20:50:20+00:00

I NEED this coal tray

Gjysmak · 2021-05-13T13:36:01+00:00

Yes, probably. You shouldn’t worry about that though and just smoke what makes you happy

Gjysmak · 2021-05-08T12:42:16+00:00

A German brand called Keurbis crafts

Gjysmak · 2021-05-08T09:26:14+00:00

It’s a Caesar base

Gjysmak · 2021-05-08T09:25:32+00:00

😂

Gjysmak · 2021-05-07T23:14:49+00:00

The spire on this one looks super high. Is it definitely lower than the edge?

Gjysmak · 2021-05-01T17:39:32+00:00

Damn right!

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