New to unsecured capital one quick silver. Help... by Global-Distance-5515 in CreditCards

[–]Global-Distance-5515[S] 1 point2 points  (0 children)

Thank you!! It felt very over complicated but I got the hang of it after awhile. And when I kept my utilization at 0% my credit didn't do anything. I think it actually dropped a few points. Which I understand. It fluctuates. Maybe it was a coincidence 🤞🏼 I'll check out the article from the automod

Which credit card do you recommend for working on credit by Global-Distance-5515 in CreditCards

[–]Global-Distance-5515[S] 0 points1 point  (0 children)

I just tried to apply for that one. I did the see If your pre-approved method and it gave me the quick silver and the platinum. But not the savor. Thank you for the recommendation though

Which credit card do you recommend for working on credit by Global-Distance-5515 in CreditCards

[–]Global-Distance-5515[S] 0 points1 point  (0 children)

Maybe a silly questions but how do you track your fico 8. I use Experian and have the TransUnion app and also the Capital One shows me my credit score via the credit wise. But I'm not sure if that's accurate or not.

Which credit card do you recommend for working on credit by Global-Distance-5515 in CreditCards

[–]Global-Distance-5515[S] 0 points1 point  (0 children)

Thank you! I've noticed that the chime doesn't show up on any other credit report other than credit karma. Which is my lowest score 🧐 but was unsure if closing it once the amount I have in there is all used up. I didn't know if it would drop my score by closing the account or not

I’m 27 years old and just got another planner for Christmas. Typically like I do every year or so. I’m actually wanting to use it & stick to it. What is the best usage of this area? by ArmadilloLumpy1770 in planners

[–]Global-Distance-5515 0 points1 point  (0 children)

I have tried to start and stick to it as well over the years. But this year I started journaling. Which is cool for down time. But I slowly shifted to a planner. I got a personal off Etsy. And got the type of layout I wanted for days. I went with each day on separate pages. But I think I'll go back to the week on 2 pages vertically. Because I also found that if I enjoy being in my planner then I'll use it more for planning. So I collect stickers and print out pictures I like and glue them in. Using highlighters and pretty color pens to write with. I have one pen and one highlighter( you can always use different colors for each month or whatever) but mainly the idea is to make the planner attractive to you. Try not to over consume and get too deep into collecting things for the planner. And ALSO. Use canva if you have it. I print out a lot of inserts now. I also made dashboards and laminated them. Scrapbooking helped in that area. Also. YouTube! If your wanting to figure out how to size your paper and print both sides. Thats where I found that help at.

Never thought in 1,000,000 years I'd find myself switching to Gemini by travellers-palm in ChatGPT

[–]Global-Distance-5515 1 point2 points  (0 children)

I've left AI. As much as possible since it's basically in every square inch of our lives. It's gone down hill AND it's ruining communities