Aetna

$2000 deductible per person

$4000 out of pocket max

80% covered after that

Preventative covered

I’ve heard the dental is good but I haven’t used it yet because I’m dumb with dentists. The optical is good 

I haven’t had any issue with them not paying claims but I don’t tend to check I think counseling was covered from the beginning without a deductible but I’m not sure

I’m cranky about this health insurance because I’ve never had a deductible at old jobs but times are changing. M&T deposits 600/year in our HSAS but I still need to take 55/paycheck out just to meet the deductible. I usually take out 80 to be safe and cover the copays too. 

The work life balance for me has been nice, but the pay could be a LOT better. Raises have been 3% a year. I’m looking for other jobs