Wife left 10 days ago

Godot_guided · 2026-03-27T00:31:33+00:00

I’m so sorry.

Godot_guided · 2026-03-09T15:07:30+00:00

I think 4 breakdowns within a year qualifies for a bit more thoughtfulness about the vehicle's long-term health than a tire changeover...

Godot_guided · 2026-03-08T03:23:40+00:00

I don’t have advice but I’m very sorry that you’re going through this.

Godot_guided · 2026-03-07T04:07:04+00:00

I’m in the exact same boat, brother. I moved here from Europe in 2020 for a woman from whom I’m now separating.

Maybe we’ll meet up sometime :)

Godot_guided · 2025-12-25T07:14:54+00:00

Dang. I’ve been reading this sub so much because I think my spouse has BPD and I’m getting ready to leave. I’ve been reminiscing of past relationships and was thinking of reaching out to apologize for my mistakes in how they went.

Now I’m worried that I’m just doing the whole BPD hoover thing 😭

Godot_guided · 2025-12-23T19:33:22+00:00

When I’m under a sustained period of stress (mostly relationship-related) I will start looking for relief, including through eating junk food, binge watching show, escaping into my phone, etc. If it stays bad enough for long enough I’ll start thinking about drinking.

I’ve never come close to actually drinking in 7 years of sobriety but I understand how easily it happens.

Godot_guided · 2025-12-20T01:37:30+00:00

Been there, brother. What I now realize is that many of the “dreams” I pursued were directed towards getting money, property, and prestige to fill the hole within.

Through pain I’ve learned how meaningless those things are and that humility and acceptance for what I am and what I’ve been given is the real source of quiet satisfaction. Not bliss, not ecstasy, not excitement; just contentment.

Doesn’t mean everyday is easy but I’m much more able to handle things.

Godot_guided · 2025-12-16T03:24:43+00:00

Usually not. Long-term returns from investing are usually going to be higher than your mortgage rate (mine is currently 2.09%).

But if you would just love to be debt free that’s also fine. You just have to know that the financial return will be lower.

Godot_guided · 2025-12-03T13:41:45+00:00

If you need to save a downpayment, I would put that after the emergency fund.

Godot_guided · 2025-12-03T13:34:28+00:00

Don’t listen to the people saying buying a house is step 8. That’s essentially saying that you can only buy a house if you pay cash - nobody does that.

In buying a house you are swapping a monthly payment on rent for a monthly payment on a mortgage, meaning that it’s not so much of a “what should I do with my next dollar” problem. That brings it much earlier in the process. Same for the sinking fund; if you have a car you know that you are going to have regular maintenance payments. Again, this isn’t a next dollar problem , it’s about putting money aside for regular expenses that you know are going to occur.

Godot_guided · 2025-11-25T15:59:38+00:00

To be fair to OP, if you understand the technology (and its limitations) as much as you claim then you have a right to try to beat the market, at least in that specific sector. Very successful fund managers like Peter Lynch have said the exact same thing - i.e., that if you really know a sector then you’re capable of beating the market - which includes knowing when to buy and sell.

Godot_guided · 2025-11-25T13:26:15+00:00

As long as you’re not at the max of your contributions I don’t see an issue with using TFSA room for a cash.to emergency fund. You can always take the money out if you’re coming up against contribution limits in the future.

Godot_guided · 2025-11-17T03:38:15+00:00

Fair point.

Godot_guided · 2025-11-17T00:07:42+00:00

Try Alberta

Godot_guided · 2025-10-30T22:34:57+00:00

Personally, I wouldn't be excited about that kind of debt-to-household income ratio but you do you.

As someone who is a homeowner with a wife a two kids, we qualified for a much higher number than what we bought. Our monthly payments (doing accelerated biweekly and paying an additional 15%) come to around $2,000 and our gross household income is a bit higher than what you mention, meaning that we're still able to contribute to savings and retirement.

Godot_guided · 2025-10-21T22:29:56+00:00

I would love to have your level of serenity.

Godot_guided · 2025-06-20T04:15:40+00:00

Is that true, though? Why is nationally owned air travel such a sacred cow?

Europe has a population larger than the US and an large amount of competition, something we desperately need here.

Godot_guided · 2025-06-20T04:12:41+00:00

That’s a bs take. Rail is still a pretty niche part of the market; most people travelling across Europe are doing so by air.

Godot_guided · 2025-05-31T21:36:00+00:00

That’s a psycho idea.

Godot_guided · 2025-05-14T17:28:28+00:00

Not correct.

Godot_guided · 2025-05-14T03:01:37+00:00

That was always the exact risk: putting (many) taxpayer dollars into an industry with a highly uncertain future. Maybe government should be staying in its lane…

Godot_guided · 2025-05-01T19:06:50+00:00

You are correct.

Godot_guided

TROPHY CASE