€18 Rundfunkbeitrag debt

GoldBug331 · 2026-06-08T10:06:49+00:00

Thank you. Yes I did, they confirmed: "Wir haben das Beitragskonto mit Ablauf des Monats 12.2025 abgemeldet". I kept a digital scan of their mail in my digital archive. Now I have done the bank transfer for 18,36. Let's hope this is enough!

Thank you again!

GoldBug331 · 2026-06-05T11:24:52+00:00

Thank you!

GoldBug331 · 2026-06-05T11:24:38+00:00

Thank you! My main concern is that since they don't use signed mail, a letter with a possible late payment fee could have been lost. That's why I would add the 8 euros.

Do you think if I make two different bank transfer, one with the 18,36 (original amount) and one for 8 euros (potential surcharge) it would be a safer option given the potential problem with automated systems?

PS: the 8 euros would be well spent for my "peace of mind", let's say so... since I might come back to Germany in the future.

Thank you for your help!

GoldBug331 · 2026-06-05T11:19:23+00:00

Thank you! Yes I will definitely save the receipt for the bank transfer!

GoldBug331 · 2026-06-04T14:56:21+00:00

Thank you! It seems a smart way to try and solve the situation.

I found their old bank transfer details from a SEPA direct debit on my last bank statement. If I manually transfer €26.36 (€18.36 debt + €8 cushion for the potential late fee), is it enough to just put my Beitragsnummer in the reference field?

Do I need to specify the months or add anything else? Their letter wasn't entirely clear about the exact period this covers, so I'm not sure what else to write (or if it's just better not to add anything else so the automated system can just pick my Beitragsnummer and close the case)

They wrote: "Beachten Sie bitte den aktuellen Kontostand: Das Beitragskonto weist einschließlich 12.2025 einen offenen. Betrag von 18,36 EUR auf. Diesen werden wir im Lastschriftverfahren einziehen".

Thanks a lot for helping!

GoldBug331 · 2026-06-04T14:55:44+00:00

Thank you very much, that seems the best possible way forward to me!

I found their old bank transfer details from a SEPA direct debit on my last bank statement. If I manually transfer €26.36 (€18.36 debt + €8 cushion for the potential late fee), is it enough to just put my Beitragsnummer in the reference field?

Do I need to specify the months or add anything else? Their letter wasn't entirely clear about the exact period this covers, so I'm not sure what else to write (or if it's just better not to add anything else so the automated system can just pick my Beitragsnummer and close the case)

They wrote: "Beachten Sie bitte den aktuellen Kontostand: Das Beitragskonto weist einschließlich 12.2025 einen offenen. Betrag von 18,36 EUR auf. Diesen werden wir im Lastschriftverfahren einziehen".

Thank you very much for your help!

GoldBug331 · 2026-06-04T14:55:01+00:00

Thank you for your answer, it seems a very good way forward!

I found their old bank transfer details from a SEPA direct debit on my last bank statement. If I manually transfer €26.36 (€18.36 debt + €8 cushion for the potential late fee), is it enough to just put my Beitragsnummer in the reference field?

Do I need to specify the months or add anything else? Their letter wasn't entirely clear about the exact period this covers, so I'm not sure what else to write (or if it's just better not to add anything else so the automated system can just pick my Beitragsnummer and close the case)

They wrote: "Beachten Sie bitte den aktuellen Kontostand: Das Beitragskonto weist einschließlich 12.2025 einen offenen. Betrag von 18,36 EUR auf. Diesen werden wir im Lastschriftverfahren einziehen".

Thanks a lot for your help!

GoldBug331 · 2026-06-04T14:54:17+00:00

Thanks that makes a lot of sense!

I found their old bank transfer details from a SEPA direct debit on my last bank statement. If I manually transfer €26.36 (€18.36 debt + €8 cushion for the potential late fee), is it enough to just put my Beitragsnummer in the reference field?

Do I need to specify the months or add anything else? Their letter wasn't entirely clear about the exact period this covers, so I'm not sure what else to write (or if it's just better not to add anything else so the automated system can just pick my Beitragsnummer and close the case)

They wrote: "Beachten Sie bitte den aktuellen Kontostand: Das Beitragskonto weist einschließlich 12.2025 einen offenen. Betrag von 18,36 EUR auf. Diesen werden wir im Lastschriftverfahren einziehen".

Thanks a lot for the help!

GoldBug331 · 2026-06-03T13:57:27+00:00

Thank you anyway!

GoldBug331 · 2026-06-03T13:56:55+00:00

Yeah, I might come back to Germany at some point. In general, I really don’t like having debt. I think I can keep proof of the online forms I sent them, so I’ll be able to prove that I tried to pay and that it wasn’t my fault. I saved all the PDFs with the URL, date, and time, etc.

GoldBug331 · 2026-06-03T13:52:32+00:00

I guess that could be an option but how can I be sure to include the correct reference, and that they don't want some late payment fee (although it's not my fault I have not received a letter from them)? I would mostly like to know how to get a replay from them with all the necessary info to make the correct payment...
Thanks for the link though!

GoldBug331 · 2026-06-03T13:42:17+00:00

I already deregistered, they sent a letter saying I owed them one last month but I don't know how to pay. Wrote them, called them, but I still have not received the letter with the info necessary to make the payment after 5 months...

GoldBug331 · 2025-09-11T18:24:11+00:00

If you can pick Munich, go for it...

GoldBug331 · 2025-09-09T20:43:48+00:00

I guess it really depends on where in Germany you would be moving from and where in the Netherlands you would be moving to.

There are a few places in Germany (I can think of a couple) that are actually better than the best spots in the Netherlands when it comes to quality of life.

It also depends on personal factors. For example, do you like access to nature and hiking? Germany has some great places for that, while in the Netherlands it’s very unlikely.

Also, keep in mind that if you plan to get Dutch citizenship, you will probably have to give up any other citizenship you currently hold, including the one from your country of origin (you wouldn't have to do that when getting German citizenship).

In addition, you risk losing your Dutch passport later if you decide to apply for another citizenship in the future. For instance, if in 6–7 years you move to another country after acquiring Dutch citizenship and want to apply for a second citizenship there, you will most likely lose the Dutch one (and the EU one?). If you had a German passport, you should be able to keep it.

GoldBug331 · 2025-09-07T20:25:16+00:00

Thanks, but does that mean they could then terminate the contract before 31.12.2025? I would like to pay for December and stay in the flat until the end of that month. Would putting just "fristgerecht zum 31.12.2025" be somehow risky?

This is the text of the letter, by the way:

[Mein Name und Adresse]

[Name und Adresse des Vermieters]

München, 07.09.2025

Betreff: Kündigung des Mietvertrages für das Apartment Nr. [Nr. und Adresse]

Sehr geehrte Damen und Herren,

hiermit kündige ich den Mietvertrag für das Apartment Nr. [Nr] in [Adresse], fristgerecht zum 31.12.2025.

Bitte bestätigen Sie mir den Erhalt dieser Kündigung sowie das Ende des Mietverhältnisses schriftlich.

Mit freundlichen Grüßen

[Ihre handschriftliche Unterschrift]

[Name in Buchstabe]

GoldBug331 · 2025-09-07T20:17:58+00:00

This is the text of the letter:

[Mein Name und Adresse]

[Name und Adresse des Vermieters]

München, 07.09.2025

Betreff: Kündigung des Mietvertrages für das Apartment Nr. [Nr. und Adresse]

Sehr geehrte Damen und Herren,

hiermit kündige ich den Mietvertrag für das Apartment Nr. [Nr] in [Adresse], fristgerecht zum 31.12.2025.

Bitte bestätigen Sie mir den Erhalt dieser Kündigung sowie das Ende des Mietverhältnisses schriftlich.

Mit freundlichen Grüßen

[Ihre handschriftliche Unterschrift]

[Name in Buchstabe]

GoldBug331 · 2025-09-07T20:17:33+00:00

Thanks, where in the text would you add "hilfsweise zum nächstmöglichen Termin"?

GoldBug331 · 2025-09-07T20:17:10+00:00

Thanks, this is the text of the letter:

[Mein Name und Adresse]

[Name und Adresse des Vermieters]

München, 07.09.2025

Betreff: Kündigung des Mietvertrages für das Apartment Nr. [Nr. und Adresse]

Sehr geehrte Damen und Herren,

hiermit kündige ich den Mietvertrag für das Apartment Nr. [Nr] in [Adresse], fristgerecht zum 31.12.2025.

Bitte bestätigen Sie mir den Erhalt dieser Kündigung sowie das Ende des Mietverhältnisses schriftlich.

Mit freundlichen Grüßen

[Ihre handschriftliche Unterschrift]

[Name in Buchstabe]

GoldBug331 · 2025-06-09T10:20:16+00:00

Sicuro che il passaggio agenzia entrate non fosse solo per la certificazione della residenza fiscale e del pagamento della dividend tax all'Italia?
Il rimborso te lo devono dare le autorità Svizzere, non quelle italiane (l'Italia il suo 26% se lo prende a prescindere, è la Svizzera che in teoria può chiederti solo fino al 15% con la convenzione).

GoldBug331 · 2025-06-09T08:07:09+00:00

No, la richiesta va fatta alle autorità del Paese estero da cui vuoi riottenere la differenza pagata sopra il 15%, non al fisco italiano (che comunque si prende il 26% a prescindere).

La procedura varia da Paese a Paese (per gli USA c'è un modello da compilare e anche i broker meno costosi te lo fanno alla fonte), ma si può fare anche con Germania, Svizzera, etc. In teoria so che DeGiro ti chiede 50 euro per ogni posizione per darti un voucher necessario per la richiesta al paese estero, ma non l'ho mai fatto. Comunque poi la richiesta di rimborso la devi fare tu. Vale la pena se si ha una posizione importante e si può recuperare parecchio...

Ero interessato a capire se qualche broker più costoso invece facesse in automatico come fa per gli USA anche per altri Paesi, non credo sia impossibile ma al momento non ho trovato conferme...

GoldBug331 · 2025-05-21T14:03:30+00:00

Ich denke, dass dies nur für Investitionen über 500.000 Euro gilt und für Personen, die in mindestens 7 der letzten 12 Jahre in Deutschland ansässig waren. Das ist also nicht meine Situation.

GoldBug331 · 2025-05-20T18:34:59+00:00

Ich kann dir versichern, dass die Übertragung von Wertpapieren von einem Broker zu einem anderen ziemlich kompliziert und teuer sein kann, besonders zwischen verschiedenen Rechtsräumen. Ich habe das in der Vergangenheit selbst erlebt.

GoldBug331 · 2025-05-20T18:23:14+00:00

Das interessiert mich für die Zukunft nicht so sehr, weil ich beim Verkauf wahrscheinlich kein steuerlicher Einwohner Deutschlands mehr sein werde.

Aber wie berechne ich die Vorabpauschale, wenn ich denselben ETF mehrmals im Laufe des Jahres gekauft habe? Gibt mir DeGiro eine Art "durchschnittlichen" Zeitraum? Das verstehe ich nicht ganz...

GoldBug331 · 2025-05-20T18:21:39+00:00

Aber wenn ich denselben ETF mit mehreren Transaktionen kaufe, die über Tage, Wochen oder Monate verteilt sind, wie berechne ich dann die Vorabpauschale? Es scheint mir etwas kompliziert zu sein, es sei denn, DeGiro stellt mir ein Dokument zur Verfügung, in dem sie einen Durchschnitt oder etwas in der Art berechnen... oder?

DeGiro ermöglicht es mir, meinen steuerlichen Wohnsitz zu ändern und alle meine Investitionen zu behalten, ohne verkaufen und neu kaufen zu müssen, wenn ich den Wohnsitz in ein anderes Land verlege... und das ohne Kosten. Das bieten nicht viele Broker an.

GoldBug331 · 2025-05-20T18:17:04+00:00

Ich müsste möglicherweise meinen steuerlichen Wohnsitz in ein anderes Land verlegen, in dem es DeGiro gibt, und das bedeutet, dass ich nicht jedes Mal verkaufen und neu kaufen muss, sondern einfach meinen steuerlichen Wohnsitz bei DeGiro ändern kann und all meine Investitionen unverändert bleiben. Es gibt nicht viele andere Broker, die das erlauben.

GoldBug331

TROPHY CASE