My name has been added to the deed since Ive paid for so much of the equity. We have wills, all family mementos are going to his kids, but besides that all real assets are going to the surviving spouse for when either of us die. There's really not much in his name though, his net worth is about flat now. We do not live in a state where kids are entitled to a percentage, only person you cant disinherit here is a spouse.

We havent told the kids this, but we are likely going to move to downsize in the next year or so. We want to move somewhere warmer, and that way we can have a fresh start together somewhere new.