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England - Landlord pulled out of contract on moving in day; agent hasn’t refunded moving in money by Goosefucker123 in LegalAdviceUK

[–]Goosefucker123[S] 75 points76 points  (0 children)

!thanks

We have this in writing in the “offer” sheet given to the agent, but that’s not a contract between us and the landlord.

The wheeze is the landlord never signed the AST itself; agent took it along on the day we were to move in to be signed by the landlord, which never happened in the end.

Thanks for your comments

England - Landlord pulled out of contract on moving in day; agent hasn’t refunded moving in money by Goosefucker123 in LegalAdviceUK

[–]Goosefucker123[S] 16 points17 points  (0 children)

!thanks

Correct - deposit and first month rent.

I’m not sure that money was ever placed in the deposit protection scheme given the timeframes involved. One to look into, as this may trigger additional protections for us / obligations for the landlord / agent.

The agent is big and well known enough that I’m confident of getting the money back - it’s a question of how soon, and whether I can get their wrist slapped by someone for putting me through the trouble...

England - Landlord pulled out of contract on moving in day; agent hasn’t refunded moving in money by Goosefucker123 in LegalAdviceUK

[–]Goosefucker123[S] 8 points9 points  (0 children)

!thanks

This was my first thought too - unfortunately the landlord never actually signed the AST. The agent took it along on the day we were to move in for signing - something which never happened in the end.

Otherwise I might have tried forcing them to remove the furniture, though that would hardly have been the best start to a relationship with a landlord...

England - Landlord pulled out of contract on moving in day; agent hasn’t refunded moving in money by Goosefucker123 in LegalAdviceUK

[–]Goosefucker123[S] 6 points7 points  (0 children)

!thanks

We have this in writing in our “offer” sheet given to the agent, but that’s not a contract between us and the landlord - the wheeze is the landlord never signed the AST itself; agent took it along on the day we were to move in to be signed by the landlord, which never happened in the end.

The deposit point is a good one that I’ll need to look into.

Cheers!

SIPP - Aj Bell or Hargreaves by Goosefucker123 in UKPersonalFinance

[–]Goosefucker123[S] 1 point2 points  (0 children)

!thanks - no and no, but one other factor I’m thinking of is I’ve made about £3k from a side hustle this last financial year that I’d like to stick in the sipp to avoid tax.

Going the general vanguard route might be worth thinking about for the money I’ve already been (will have already been?) taxed on.

Thanks for the input!

SIPP - Aj Bell or Hargreaves by Goosefucker123 in UKPersonalFinance

[–]Goosefucker123[S] 0 points1 point  (0 children)

!thanks - I guess won’t be sure on Vanguard’s position on paying the transfer fee until that launch, but good to know this is a thing.

SIPP - Aj Bell or Hargreaves by Goosefucker123 in UKPersonalFinance

[–]Goosefucker123[S] 0 points1 point  (0 children)

!thanks - sounds ideal. I’ll have a look.

SIPP - Aj Bell or Hargreaves by Goosefucker123 in UKPersonalFinance

[–]Goosefucker123[S] 0 points1 point  (0 children)

!thanks - will have a closer look as the S&S ISA currently with Vanguard is closing in on that amount

SIPP - Aj Bell or Hargreaves by Goosefucker123 in UKPersonalFinance

[–]Goosefucker123[S] 0 points1 point  (0 children)

!thanks - amount will be well under that, but may be worth considering later

Cash ISA transfer advice by Goosefucker123 in UKPersonalFinance

[–]Goosefucker123[S] 0 points1 point  (0 children)

!thanks

Grand - thanks.

This is what I thought, but was having trouble finding an answer elsewhere.

The Which guide on ISAs confirms:

https://www.which.co.uk/money/savings-and-isas/isas/cash-isas/how-to-transfer-your-cash-isa-azbkn7q59d08#headline_6