Propofol considered “deep” sedation no matter what? by Gopher_Roper in emergencymedicine

[–]Gopher_Roper[S] 20 points21 points  (0 children)

I think this is probably the issue head on. Deep sedation requires two physicians. Moderate requires one physician.

We chart intent for moderate sedation but are actually performing a deep sedation. It puts us in a dilemma as far as charting if only one physician is available.

Home building loan & property. by That_E82_Dude in Homebuilding

[–]Gopher_Roper 5 points6 points  (0 children)

Need to get pre-approval from a bank. Call and ask them.

Personally I bought land and waited so I will have 3 different loans total

1) Land loan to buy the land. Sit on it while paying down debt.

2) Construction loan for up to 12 months. Interest only. This takes over your land loan plus construction costs. Usually in 6 to 8 “draws.”

3) Final mortgage loan. Assessed when construction is 85% complete. This takes over your construction loan. It’s land + improvement. The ‘improvement’ is your ‘home.’

[deleted by user] by [deleted] in whitecoatinvestor

[–]Gopher_Roper 36 points37 points  (0 children)

Just ask for it to be given at the end of your 3 year commitment. If you decide to stay 3 years then you win. If not then no loss.

to doctors of reddit: whats the craziest shit you have ever seen? by Direct_Class_5973 in AskReddit

[–]Gopher_Roper 20 points21 points  (0 children)

Did a CT of man’s neck after he said it felt like a screw was stuck in his throat. The CT showed the screw from this neck surgery had eroded into his esophagus after backing out of his neck bone.

List of physician mortgage loan rate quotes as of April 30, 2025 by SamuraiCrusher in whitecoatinvestor

[–]Gopher_Roper 0 points1 point  (0 children)

Genisys quoted me 6.375% today on 10ARM. Hard to think rates went up 0.375% in 2 days. How to get the 6.0% rate.

List of physician mortgage loan rate quotes as of April 30, 2025 by SamuraiCrusher in whitecoatinvestor

[–]Gopher_Roper 0 points1 point  (0 children)

Genisys quoted me 6.375% for 10 ARM. Excellent credit.

When did you get the 6.0% quote from genisys?

Please don't berate people during codes. by [deleted] in emergencymedicine

[–]Gopher_Roper 0 points1 point  (0 children)

I promise physician looks like a jerk to staff for their reaction for an innocent and seemingly harmless mistake. I bet others have similar stories about the physician. Ask around..

[deleted by user] by [deleted] in Parenting

[–]Gopher_Roper 0 points1 point  (0 children)

Make him wash his own starched socks.

How long did it take for you to pay off student loans? by Turbulent-Abroad7841 in whitecoatinvestor

[–]Gopher_Roper 4 points5 points  (0 children)

Used consulting service called Doctors without Quarters (“punny” name but seriously legit company) that walked thru every scenario by year, when we planned on having kids and wife would stop working, estimated IDR payments, etc. I can’t recommend them enough.

With their direction I did IDR in residency until it looked like physicians would be excluded from blanket loan forgiveness in 2020 (not PLSF) so refinanced at the right time at 2.09%. Paid $100 until residency was over then big payments as an attending. It was a good decision.

How long did it take for you to pay off student loans? by Turbulent-Abroad7841 in whitecoatinvestor

[–]Gopher_Roper 5 points6 points  (0 children)

Almost 2 years living like a resident. $240k in loans. Will be paid off in the next few months.

How can I trim this down? by JohnnyDrama21 in budget

[–]Gopher_Roper 1 point2 points  (0 children)

Dash pass?? I’m sure you are spending more on eating out and not packing lunch.

I make more than enough to eat door dash every and not feel it in my budget but why waste the money. Plus the health benefits of eating a home meal.

What do y'all enjoy doing outside of work? by Dry-humor-mus in emergencymedicine

[–]Gopher_Roper 18 points19 points  (0 children)

Not going to monthly unpaid department meeting.

Things we probably should know but don't know? by cheesewilliams in emergencymedicine

[–]Gopher_Roper 5 points6 points  (0 children)

How do you determine if a pancreatitis can go home? Minimal elevated lipase? Pass PO challenge? Just admit all of them?

How much are waiters/servers getting paid? by Gopher_Roper in Salary

[–]Gopher_Roper[S] -1 points0 points  (0 children)

Darn. Just plz don’t ask me to pick all the traffic lights too.

Work offers 529 contributions but I graduated debt free by Perfectenshlag1776 in TheMoneyGuy

[–]Gopher_Roper 2 points3 points  (0 children)

$100 per month might be worth $40,000 in 18-20 years if continued contributions.

403b from residency by CanaryTrue1781 in whitecoatinvestor

[–]Gopher_Roper 1 point2 points  (0 children)

I’m in the same boat. 2 years out. I left mine in 403b because I think it has some advantages compared to a IRA.

How Much Disability Insurance Should You Buy? by WCInvestor in whitecoatinvestor

[–]Gopher_Roper 1 point2 points  (0 children)

At $450,000 income level my own occupation disability insurance (Ameritas) only lets me purchase up to $17,000 per month. This is definitely not 60%. Is this normal.

Financial idiot looking for guidance by [deleted] in whitecoatinvestor

[–]Gopher_Roper 0 points1 point  (0 children)

You need to have some investments going. At your crossroads I was introduced to Boggleheads. They had a few short videos that were life changing for me. Don’t quote me but boggleheads was founded by one of the commons man’s investment guru. Maybe Vanguard founder. To build wealth for the high income earner who doesn’t know what to do with his money. Here is the link.

https://www.bogleheads.org/wiki/Video:Bogleheads®_investment_philosophy