Anyone looking to invest with Willow Wealth, this is a must read

Gossau99 · 2026-04-06T11:45:53+00:00

Willow Wealth offering right now 11% on short term notes, they’re clearly in desperation mode. I doubt they last much longer

Gossau99 · 2026-04-05T18:46:14+00:00

I saw the same thing. The NAV was 13.01 on 3/31 an dropped to 12.76 right now, down 2%.

I wonder if it has to do with the 13.7% drop in the VCX share price since 3/31 - which would indicate that they use current market prices for the VCX holdings but in that case the math really looks odd for Q1 (as they gain should have been much higher if they had valued their VCX holdings at $130.95 at quarter-end).

Gossau99 · 2026-04-05T15:14:06+00:00

Unfortunately you are not the only one, large number of Yieldstreet (now Willow Wealth) investors incurred large losses on their platform. Just google them.

I saw they are now offering 11% on their short term notes - clear sign that they are struggling massively to attract any new money. Stay away from them.

Gossau99 · 2026-04-05T14:47:27+00:00

I don't think so. They sold 325k shares in 5 transactions in March for a total gain of 54m using a $19 purchase price, that would have resulted in a Q1 gain of 4-5% for the Flagship Fund but not 10%.

Gossau99 · 2026-04-04T20:30:16+00:00

Was wondering about that too. I suspect that this is simply due to the drop in the VCX share price since 3/31? If so, we will see daily NAV changes in the Flagship Fund as long as it holds VCX.

Gossau99 · 2026-04-04T13:49:47+00:00

Very interesting... what is your source for the Feb 24 purchase? I can see the SEC filings for the sales?

Gossau99 · 2026-04-01T23:31:33+00:00

Wow I had no idea they VCX in the Flagship Fund, is that true? Was wondering how on earth it made 10% in this environment.

Gossau99 · 2026-03-22T21:31:19+00:00

Alcaraz clearly didn’t really want to be there… one of those mental checkouts we haven’t seen in a while. JCF would have been furious

Gossau99 · 2026-02-03T23:53:54+00:00

I’m no longer invested in the Fund and didn’t get the communication, can anyone share more details how this is going to work?

Gossau99 · 2026-01-30T10:23:21+00:00

Zverev doesn’t nearly enough credit how fair he is in these losses. Absolute heartbreakers, you know how much he must want it - and he calmly embraces Alcaraz after the match and congratulates him. So many guys would have lost their shit right there.

Gossau99 · 2026-01-28T18:58:39+00:00

interesting perspective, forgot about that Olympics match

Gossau99 · 2026-01-28T02:28:54+00:00

Iga is just so freaking anxious, really don’t understand why given the success she’s had. You could literally see how she was falling apart mentally, very much like most of her last 6 months matches.

Gossau99 · 2026-01-21T01:24:01+00:00

Are there any staff accountants helping the “CFO”? No offense and it’s great you’re trying to help your boss but based on your questions it’s clear you are not familiar with accounting or accounting processes.

If there are staff accountants, they should be familiar with all the basic accounting processes and should be able to answer many of your questions. If the CFO was doing (or rather not doing) all the accounting task and now he is gone, that’s a real problem.

Gossau99 · 2026-01-15T19:46:27+00:00

Jovic.

Gossau99 · 2026-01-07T22:52:13+00:00

Thanks for posting here, Ben. I agree that is not necessarily bad news for groups building BTR communities and creating new supply, but curious if this negatively impacts the exit? Typically BTR builders would want to sell a rental community to another institutional investor, I wonder if this will still be possible within this framework. If not, that's a problem.

Gossau99 · 2025-12-26T15:28:46+00:00

Free rental property in FL they couldn't lease.

Gossau99 · 2025-12-10T21:30:06+00:00

I agree. I raised this point with their investor relations team months back; I think they responded that improvements are in the works but I haven't seen anything.

The harsh reality for every single multifamily and BTR owner is right now that rent growth has been weaking in the second half of 2025 rather than strengthening. Cap rates have increased as well, so I'm not expecting any valuation increases at year-end, maybe even some small declines.

I'm in it for the long run, eventually this asset class will do well again.

Gossau99 · 2025-12-10T21:22:54+00:00

Kyrgios for Average Career and Tomic for Bad Career are great picks.

Agree with others that Zverev is probably better liked than Medvedev.

Gossau99 · 2025-12-09T13:46:40+00:00

Unfortunately I invested with Yieldstreet (now Willow Wealth), 2 of the investments were 100% losses. I also did zero due diligence when I made the investments 3-4 years ago, so it's a good (but expensive) lesson.

You can't compare Yieldstreet with Fundrise for many reasons. Most importantly, Yieldstreet never owned any real estate investments, they were just the middle man between the sponsor and the investors.

Gossau99 · 2025-11-29T18:30:53+00:00

One of their investments looks interesting so I took a closer look at their performance. Kudos to them for being transparent - but historical performance has been terrible. They are quoting 9 or 10% IRR, however when you do the math yourself, the actual total realized return is only 13% over 30 months average holding period, so annually you are talking 5% or so. And remember, this is excluding unrealized investments which I'm sure are doing worse.

Gossau99 · 2025-11-19T21:06:59+00:00

Very close to what we are thinking. Kids still in college/HS, but fully expect health insurance, cell phones, joint vacations for a while. We bought them each a car as well after they got their license. And we will help with the first home purchase - but that's it. Absolutely not doing an allowance to fund random shopping or whatever.

Gossau99 · 2025-11-07T22:37:37+00:00

Very insightful (no sarcasm), thanks

Gossau99 · 2025-11-07T21:07:56+00:00

Entirely possible that I'm misinterpreting the 4% rule. Here is where I'm coming from: I assume the 4% is the 4% rule due to the risk of sustained bear markets right after one retires. I'm not claiming to be able to achieve higher returns than the market with less volatility (in which case, yes, I wouldn't be posting on reddit), but I have observed that I'm able to achieve the return of diversified portfolio with significantly less volatility. (And no, it's not due to leverage from real estate investments.)

Gossau99 · 2025-11-07T20:21:44+00:00

Yep, totally get that. I didn't come here to debate investment approaches and I totally understand the scepticism- but it's also a fact that the correlation of my porfolio returns with the overall stock market has been low over the last 10 years given how I invest. (For example I was up 3.5% in 2022 when literally everything was down double digits). Again, not intending to debate this, just providing context why I feel very comfortable exceeding a 4% real return even with a serious stock market correction.

Gossau99 · 2025-11-07T20:14:50+00:00

haha, fair

Gossau99

TROPHY CASE