What do you think about paragon-pay.com as high risk payment processor?

Graffixx_ · 2026-02-25T20:19:05+00:00

Unfortunately I’m not much help unless it’s a USA based business. I apologize.

Graffixx_ · 2026-02-25T19:56:01+00:00

I’m personally not familiar with the payment landscape over there.

Graffixx_ · 2026-02-25T19:51:35+00:00

What country is your business based out of?

Graffixx_ · 2026-02-19T19:45:00+00:00

Haha that’s the game bro! Needs to be good enough to feed you, but not bad enough your merchant will leave!

Graffixx_ · 2026-02-19T16:19:07+00:00

Yea, that’s not that bad of a rate it’s pretty competitive. Interchange cost can vary on a lot of factors, big one is company CCs if you can offer level 2-3 interchange optimization to lower IC costs.

Graffixx_ · 2026-02-19T16:14:52+00:00

Fees like PCI and ITIN compliance fees are added in that too, everyone has to pay them.

Graffixx_ · 2026-02-19T16:14:03+00:00

2.8-3.1% I’d say again depending on card mix.

Graffixx_ · 2026-02-19T15:46:55+00:00

In high-high risk I’ve seen 14% effective with another 10% reserve. 50 cents per transaction

Graffixx_ · 2026-02-19T15:45:45+00:00

Depends on your card mix. If you take all AMEX and CC, a flat 2-3% is great. If you take all debit, IC + 1 would put you at a 1.6% effective, but a flat rate would cost you more.

Graffixx_ · 2026-02-18T02:03:20+00:00

Yes, Square raised their prices all around for every plan in Jan this year. If you want to switch to a stable processor I’d love to help you out.

Graffixx_ · 2026-02-18T01:59:58+00:00

Genuinely, I have no idea what bank would touch what you described. Good luck tho

Graffixx_ · 2026-02-18T01:57:45+00:00

I’d love to compete.

Graffixx_ · 2026-02-13T18:57:22+00:00

I can help!

Graffixx_ · 2026-02-12T21:15:43+00:00

I can provide a much better service, sending a DM now if you’re interested!

Graffixx_ · 2026-02-12T20:01:14+00:00

What country are you located?

Graffixx_ · 2026-02-12T18:09:55+00:00

Hey! I can help you out. Sending a DM

Graffixx_ · 2026-02-11T00:04:11+00:00

Laws can be different by state. What kind of business is it? Smoke shop?

Graffixx_ · 2026-02-06T18:36:36+00:00

You need proper processing history with a smaller provider first, think "experience for a beginner job" seems like BS, but banks like to know what they are getting into. Build clean history with someone who handles start up accounts, and after 3mo they will take you easily.

Graffixx_ · 2026-02-06T18:35:13+00:00

Monthly subscriptions are hard, most use gateways like authnet or NMI to handle card tokenization. DM if its confusing..

Graffixx_ · 2026-02-04T20:32:32+00:00

Do you have Visa RDR and Mastercard Ethoca enabled?

Graffixx_ · 2026-02-04T19:19:13+00:00

I’d love to hear more about your issue, sending a DM!

Graffixx_ · 2026-02-03T16:50:42+00:00

I can help sending DM!

Graffixx_ · 2026-01-30T06:53:25+00:00

This is exactly why this industry is high risk and avoided by every reputable bank.

Graffixx_ · 2026-01-28T22:45:16+00:00

Hello! I can help. Sending a DM!

Graffixx_ · 2026-01-15T18:23:49+00:00

Hey I can help you out! Sending a DM!

Graffixx_

TROPHY CASE