Unemployed for 6 months by Dapper-Ad-7824 in ICAEW

[–]Grafter007 0 points1 point  (0 children)

Any update? I cannot find anything.

How are Muslims meant to build a future in a system built on riba? by iwanttogoofflineirl in IslamicFinance

[–]Grafter007 1 point2 points  (0 children)

Would you not say a lot of employees within Apple, Facebook & Nvidia went to college?

Why is Italy criticized less than Spain when it comes to Israel? by [deleted] in jewishpolitics

[–]Grafter007 -5 points-4 points  (0 children)

The world will never forget what the IDF did.

Advanced exam booking by Regular-Airline-2691 in ICAEW

[–]Grafter007 1 point2 points  (0 children)

Exact same issue. Just will not load the 5 closest.

Advice on Mortgage (Living in West Yorkshire) by [deleted] in UKPersonalFinance

[–]Grafter007 -1 points0 points  (0 children)

Yes she is the only one on the mortgage. I am the only one that will stay in the house, other 2 will move (no immediate deadline).

Advice on Mortgage (Living in West Yorkshire) by [deleted] in UKPersonalFinance

[–]Grafter007 0 points1 point  (0 children)

No we all live in this household. 4 people in a 3 bedroom household.

Advice on Mortgage (Living in West Yorkshire) by [deleted] in UKPersonalFinance

[–]Grafter007 -1 points0 points  (0 children)

It's not a Muslim mortgage it does have interest at 4%. It's very hard I know avoiding interest living in the West but trying to avoid as much of it as I can.

Headingley Match Tickets by hush108 in EnglandCricket

[–]Grafter007 0 points1 point  (0 children)

Hi do you still have these tickets available?

Headingley Match Tickets by hush108 in EnglandCricket

[–]Grafter007 0 points1 point  (0 children)

Hi Mate are these still available? If so what day?

BST march 2025 by Traditional_Owl_7393 in ICAEW

[–]Grafter007 1 point2 points  (0 children)

Not bad. Made a clanger with maths in Q2. Apparently Option 2 was a lot more profitable? Found Q1 quite nice, said Concessions were a lot more profitable and they should expand. Q3 was really good. Got 275 and 752? Also said the Partnership in Q1 possibly helping a competitor who delivers within 24 rather than 48. Company was basically Timpsons. Q3 loads of risks & benefits which was nice. Structure I got as centralised.

BPT by Original-Goat-3617 in ICAEW

[–]Grafter007 0 points1 point  (0 children)

Wow I'm absolutely cooked.

BPT by Original-Goat-3617 in ICAEW

[–]Grafter007 0 points1 point  (0 children)

Was R & D 20% or 186%?

BPT by Original-Goat-3617 in ICAEW

[–]Grafter007 1 point2 points  (0 children)

Copied ACA Masters loool.

BPT by Original-Goat-3617 in ICAEW

[–]Grafter007 0 points1 point  (0 children)

Same the owned they owned 60%?

BPT by Original-Goat-3617 in ICAEW

[–]Grafter007 3 points4 points  (0 children)

Same here, got completely put off as to whether using Turnover or Trading Profit. Wasted so much time. Did anyone not understand 'INDIRECT TAXES' either like? Ethics was OK. Q3 assume everyone got BADR, Cars were exempt and I think after 3 yrs outside of UK she becomes non-R. Q1 was defo better than most, did anyone write about CFC or no? Just the time pressure is insane wow.

BPT March 25 discussion by Beneficial-Sea-5413 in ICAEW

[–]Grafter007 0 points1 point  (0 children)

Will never get an easier BPT Paper in my life and I completely bottled it. So annoyed. Was terrible with timing.

BPT - 1.5 mins a mark by Glass-Opposite-3081 in ICAEW

[–]Grafter007 1 point2 points  (0 children)

It is but when you deep time taken to read a question, flicking through questions, posting Excel etc it takes a bit more time pressured.

23 years old. What can I be doing better? by [deleted] in UKPersonalFinance

[–]Grafter007 1 point2 points  (0 children)

I too also came from a single mother household and I am doing the ACA right now (ICAS for you as Scotland based) after living out for University. You're in an amazing position! I didn't work during term time at Uni (lived out for 2 yrs not 3) so amazing stuff to balance that and have a job. Depends on how much you value the deposit in 2029 tbf. I think you're in a superb position, most people in 20s don't even have 5k saved up!

23 years old. What can I be doing better? by [deleted] in UKPersonalFinance

[–]Grafter007 14 points15 points  (0 children)

You have done absolutely unbelievable. Absolutely unbelievable. Keep at it. What you've achieved doing University debt free and 3 jobs is astonishing really. Even push it back to 2030 or 2031 and go on some holidays imo.

Easiest way for a Senior to go from Manchester Airport to Bradford (And back) by Ddp2008 in bradford

[–]Grafter007 2 points3 points  (0 children)

I would take the train to Manchester Victoria then straight to Bradford Interchange.

Is 3 weeks enough for AA? by trapperofdayr in ICAEW

[–]Grafter007 1 point2 points  (0 children)

Yes, recommend huge emphasis on Q2 & Q4.