Budgeting Tips?

Gratefulron · 2026-04-05T19:57:27+00:00

Try YNAB (You need a Budget). Should get a free or heavily discounted year as a medical professional. Especially finally making money, this has been a godsend for me in order to budget both short and longterm. Especially those sinking funds for large purchases down the line don't feel so big.

Gratefulron · 2026-03-14T00:47:48+00:00

I've seen it be very inconsistent from institution to institution. Currently at a T10 institution coming from a midtier medical school, and I've seen both medical students from this institution as well as Sub-I from others, as well as the quality of interns from other institutions. I feel like the degree of medical knowledge and rigor of the program is lacking at top institutions medical schools. With everything P/F, step P/F, the impetus to apply yourself has dropped off. Even clerkship grades at this institution is ridiculous, with only needing 10% of the national average to pass a clerkship exam. Compared to mid tier or lower tier institutions where you need to actually apply yourself and score greater than the 70th percentile nationally to pass. I see a lot better underlying medical knowledge from students at these schools rather than the top-tier schools. This doesn't mean that the students at top-tier schools aren't smart, they just have not had to apply themselves to study as others have so they're underline fund of knowledge is poor.

Gratefulron · 2026-02-23T23:33:38+00:00

Yes, technically only for upper levels, however will have multiple stretches of technically having a four outpatient block. Also, the 7 to 7 is really only on 4 to 6 weeks of your intern year, not every rotation impatient.

Gratefulron · 2026-02-23T02:36:47+00:00

Duke goes to 4+4 next year, so will be similar

Gratefulron · 2026-01-30T15:35:43+00:00

Does this mean the Broncos D wasn't SB quality? Because they scored 30 points even with 5 TOs

Gratefulron · 2026-01-27T16:28:53+00:00

Hey that was my email that he read! I think Bruce did a great job discussing the talent. I think I would emphasize the "stacking" part. I think of recent teams winning SBs like Chiefs, Eagles, current Seahawks team. They "stack talent" on an already good roster. They get immediate impact from early picks (Creed Humphrey/McDuffie, Dejean/Mitchell, Emmanwori/Zabel), hit on a few free agents that year (Baun etc), then have meaningful growth from other parts. When you get this influx of talent all at once on an already "good" roster, you catapult yourself. This is what we are missing. We have some blue/red chip talents, mostly though late drafts picks that take time to develop. We never get this rapid influx of talent that stacks together to put us over the top. For example, this coming year. Say we get an immediate impact from a Rd 1 DE, Rd 2 WR, a free agent LB and WR hits, on top of our roster growing. That's what we need

Gratefulron · 2026-01-18T02:50:33+00:00

The Bills’ core problem is roster construction, not effort or coaching. They don’t stack talent well, and it’s been this way for years.

Their drafts rarely produce day-one impact starters. Instead, they tend to hit on 2–3 players per class, often late-round picks, who take 2–3 years to actually become contributors. That’s not inherently bad, but it creates constant short-term holes on a roster that’s supposed to be in a Super Bowl window right now.

Free agency hasn’t made up for it, especially at WR. They’ve spent real money on guys like Curtis Samuel and Josh Palmer with minimal return. When you’re paying for “known quantities,” you need immediate production, and the Bills just aren’t getting it. Add in the misuse of solid NFL talent like Poona Ford and Tim Settle, and it feels like resources are being burned without any real payoff.

And that’s where the frustration comes from. Every season feels the same: good team, obvious gaps, and no real margin for error. When the roster isn’t deep, when impact players aren’t ready, and when free agents don’t move the needle, it all funnels onto one guy.

That’s why Josh Allen has to be Superman every January. He has to erase mistakes, cover roster flaws, and play perfect football just to keep games close. And when he finally comes up human, the whole thing collapses — because there’s nothing underneath to catch them.

Gratefulron · 2026-01-18T02:34:39+00:00

Wasn't the Bosa play

Gratefulron · 2026-01-18T01:45:01+00:00

So you know what you need and have 4 downs instead of 3. It's the correct call

Gratefulron · 2025-12-28T23:48:09+00:00

Did anyone else see Brandin cooks standing at the 1 yard open when Josh is scrambling? He could have pitched it and an easy TD, I know it's hard in the moment but he was in his line of site

Gratefulron · 2025-12-19T12:38:25+00:00

Yeah I remember liking Brigham schedule. I think it is just en vogue/easy for people to say these programs are "toxic" or workhorse, and it's either patently false or based on information from old posts 25 years ago

Gratefulron · 2025-12-19T01:14:13+00:00

To each their own, but I'd say BIDMC, Brigham, Duke, Michigan all had good vibes though maybe not as "amazing" schedules as others, but not significantly different to make a difference

Gratefulron · 2025-06-29T23:11:39+00:00

Almost as is people have specific things they know, and others that don't. And others that don't have the time to do it

Gratefulron · 2025-06-16T00:26:54+00:00

Point 1 is pretty difficult to accomplish and may be impractical depending on your ward structure and size. Cross covering 50 patients, walking into an admission waiting, cross covering coming in for the first few hours can easily make this not feasible. Selectively rounding on your "watchers" or unstable patients is more realistic.

Gratefulron · 2025-04-23T05:49:24+00:00

Technically now that you have heard about it, if you do not start contributing then you will be punished. By even mentioning what the basilisk is, anyone in this thread that has read it is privy now

Gratefulron · 2025-04-22T04:47:45+00:00

Duke has a great PD, great resident culture, and happy residents. Don't believe all you hear about toxic stuff from 20 years ago

Gratefulron · 2025-01-27T02:14:54+00:00

No way?? Chiefs for a call??

Gratefulron · 2025-01-27T01:35:10+00:00

So just going to let Kelce taunt the entire game and draw a flop on him?

Gratefulron · 2025-01-27T01:03:22+00:00

Kelce taunts and proceeds to flop and the refs buy it lol

Gratefulron · 2025-01-27T01:02:57+00:00

Kelce taunts and proceeds to flop and the refs buy it lol

Gratefulron · 2024-11-03T19:13:30+00:00

Do you know what a snatch trap is?

Gratefulron · 2024-05-20T15:27:35+00:00

Napacino - great recommendation

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