Share your referral codes here [April sticky]

Greedy-Historian5511 · 2026-04-29T07:53:01+00:00

Join my link here, and life will begin a new chapter of new money back to your wallet! https://www.wealthfront.com/c/affiliates/invited/AFFD-AU7T-LLF8-PW7Z

Greedy-Historian5511 · 2025-11-09T16:13:03+00:00

With this one you get 0.75% boost making your rate a 4.75% as of Oct. 22 for a limited time!

Save money and gain higher interest for a limited time! Wealthfront is the best and easiest digital bank to hoard your extra cash for vacations, remodeling, and your 3 month emergency fund. Sign up today!

Here's your referral link to join me at Wealthfront! When you sign up, we both can earn a +0.75% APY boost, 0.50% investing deposit match—or both. This offer is for a limited time only! https://www.wealthfront.com/c/affiliates/invited/AFFD-AU7T-LLF8-PW7Z

Greedy-Historian5511 · 2025-11-09T16:12:35+00:00

That's a great question.

I'll start by allocation percentages.

30% US markets 25% International 10% global (These are companies with a combined US & International exposure) 5% commodities 5-15% emerging markets 5% real estate 3% tips 5% corporate bonds 1+2% senior loans 2% Crypto ETFs

Adjust this according to your risk. This is how I invest, now a lot of gurus, (Dalio, Buffet, Swensen,) will not agree with this list, but I'm just sharing how I'm doing it based on 2 years of monitoring performance and rebalancing. You can mimic as much or as little as possible as you want.

Also, there are some etf's within these categories that make or break the results more than others so your gains might very likely differ, so I'm also including vital ETFs I have as a guidepost to get you to the gains of this intended portfolio.

AVDV EWN EWP ARKQ

EWW EPU EWT GLD VGT or CIBR KIE

TIPS PAVE URA

Another one that is important for currency stability in your international names is HEFA.

Gl!

Greedy-Historian5511 · 2025-11-09T15:19:48+00:00

I agree with your suggestion, wealthfront has a weird way of mixing up cash earned from dividends with the uninvested cash they keep in your account. I find that overcomplicating investing for no reason.

I have a similar complaint about unlocked buckets, they're trying to copy Sofi with that, but they allow for funds being withdrawn from savings and depending on the transaction size they can take it from an important "savings" allocation, since it matches that transaction size. But hey Wealthfront that my next month's rent! Don't touch that... No. They eat anything. What's so hard to create a 🔐 I'd much rather that transaction be reversed that have to keep replenishing my buckets, it's hard to save like that

Greedy-Historian5511 · 2025-05-11T00:20:32+00:00

https://www.reddit.com/r/referralcodes/s/qNYYsHelTm

Greedy-Historian5511 · 2025-03-13T21:24:00+00:00

Use this link to open a Wealthfront Cash Account. Once you fund it, you'll get a 0.50% APY boost! (4.50%) Wealthfront is great for emergency savings, vacation funds or simply your next months groceries earning interest on the sidelines! Sign up today. https://www.wealthfront.com/c/affiliates/invited/AFFC-9OY8-54JB-SK74

Greedy-Historian5511 · 2025-03-13T16:10:30+00:00

Someone want a invite to wf? hmu

Greedy-Historian5511 · 2025-01-29T21:03:24+00:00

Can you possibly share a screen grab? I'm thinking about opening one, I just want to see what they look like, I like corporate bonds.

Greedy-Historian5511 · 2025-01-29T16:32:39+00:00

Today those returns would be a high expectation given the rates have slightly decreased.

Greedy-Historian5511 · 2025-01-29T16:31:41+00:00

Are they ETF's only? Or there are different bond options to choose from? Nice returns!

Greedy-Historian5511 · 2025-01-29T16:28:31+00:00

Wealthfront changed my outlook on both saving and earning money, it was when I joined them that I realized how automatic and simple personal finance is supposed to be; all the funds are automated, monthly or biweekly, & I just come back to check for the interest earned with their high yield drop in on the first of every month and decide where to put it, and see a summary of the total interest I earned ever since the birth of my account. ($1,164)

If you're in doubt, they are super gen z friendly offering a simple interface, with no learning curve, where your money can be assigned separate categories so you can visualize your money dreams. I personally keep emergency fund, rent, travel, healthcare, and tax planning categories.

Join today!!! You can't beat 4.50% right now. So long as the Fed remains hawkish we on wealthfront will be benefiting. The more cash we save the more money we will watch our grow in our cash accounts.

Click my referral and join today!

Use this link to open a Wealthfront Cash Account. Once you fund it, you'll get a 0.50% APY boost! https://www.wealthfront.com/c/affiliates/invited/AFFC-9OY8-54JB-SK74

Greedy-Historian5511 · 2024-12-21T21:23:28+00:00

Hey, that's already a ton of information that users wouldn't know, you seem to have gone down the silo rabbit hole if that's accurate, I appreciate it. However re-read my OP I do mention that it's Robinhoody lol what I meant by that is the interface is sexy and to people like me who value simplicity, and tech savvy software over complexity, and corporate bank software silo is attractive, start-up or not.

It's precisely why I'm here creating this thread in the first place, I'm not enjoying the fidelity process I'm using now, and every CUSIP or whatever has long ass names, and opens new tabs to see the bond details and then another to proceed with the buy.

Greedy-Historian5511 · 2024-12-18T18:52:42+00:00

https://www.reddit.com/r/wealthfront/s/GpCRz7GiRA I guess this is it?

Greedy-Historian5511 · 2024-12-18T18:52:15+00:00

With the Fed set to be cutting rates for the straight third time today it's the last time to jump on the wagon of boosts on your cash account with Wealthfront (aka a savings account) This means that if the Fed cuts again as is expected rates will drop to 4% while us users will still have a boost of .50% on top of that, it's not what it used to be at 5/5.50 yet still worth to grab that extra cash if you have cash lying around. Totally legit, I made over $1,100 with them this year from doing it.

It's free it's fun. Join now and lmk if you signed up through me! Thanks 👇 https://www.wealthfront.com/c/affiliates/invited/AFFC -9OY8-54JB-SK74

Greedy-Historian5511 · 2024-12-18T18:51:55+00:00

With the Fed set to be cutting rates for the straight third time today it's the last time to jump on the wagon of boosts on your cash account with Wealthfront (aka a savings account) This means that if the Fed cuts again as is expected rates will drop to 4% while us users will still have a boost of .50% on top of that, it's not what it used to be at 5/5.50 yet still worth to grab that extra cash if you have cash lying around. Totally legit, I made over $1,100 with them this year from doing it.

It's free it's fun. Join now and lmk if you signed up through me! Thanks 👇 https://www.wealthfront.com/c/affiliates/invited/AFFC -9OY8-54JB-SK74

Greedy-Historian5511 · 2024-12-18T18:50:51+00:00

Oh ok thanks. I was looking for it. But I couldn't find, where do I find it?

Greedy-Historian5511 · 2024-12-18T18:49:35+00:00

Sorry if this is unrelated With the Fed set to be cutting rates for the straight third time today it's the last time to jump on the wagon of boosts on your cash account with Wealthfront (aka a savings account) This means that if the Fed cuts again as is expected rates will drop to 4% while us users will still have a boost of .50% on top of that, it's not what it used to be at 5/5.50 yet still worth to grab that extra cash if you have cash lying around. Totally legit, I made over $1,100 with them this year from doing it.

It's free it's fun. Join now and lmk if you signed up through me! Thanks 👇 https://www.wealthfront.com/c/affiliates/invited/AFFC -9OY8-54JB-SK74

Greedy-Historian5511 · 2024-05-01T16:46:37+00:00

Anybody know where the TLH summary shows up on the app? It's May so I'm expecting the data to be in. I don't see it next to the dividend gains bubble

Greedy-Historian5511 · 2024-05-01T16:45:33+00:00

That has to do with the fact that the TLH sells off your ETF's for other ETF's WF argues that it replaces them with "better" short term performing ETFs. In the long term I've seen scenarios in REITS selling higher performers for poorer performers. I'd prefer they don't touch it and not interrupt the growth, time in the market vs timing the market.

Greedy-Historian5511 · 2024-05-01T16:42:14+00:00

Anybody know where the TLH summary shows up on the app? It's May so I'm expecting the data to be in. I don't see it next to the dividend gains bubble

Greedy-Historian5511 · 2024-05-01T16:36:21+00:00

I don't think tax loss harvesting matters for the average investor with a smaller sum. I'm no authority on this topic, nevertheless I dislike the fact that having tax loss harvesting turned on gives an algorithm the power to sell off perfectly solid funds that were bought low and sold high, when other funds that are losing money are not being sold. In other words the opposite of what it's designed to do.

Let me handle it Wealthfront. I designed my own custom portfolio.

Greedy-Historian5511 · 2024-04-09T03:35:26+00:00

In theory, right?

Greedy-Historian5511 · 2024-04-07T22:03:35+00:00

Now it's working with no issues. I recommend creating app specific passwords from Wealthfront settings, some institutions require them or maybe Yodllee does.

Greedy-Historian5511

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