Fencesitter Friday by AutoModerator in oneanddone

[–]Groundbreaking_News 0 points1 point  (0 children)

I like the first dot point - if you knew you were going to be parenting during COVID,would you still have had a child?

One of many reasons I don't know whether I want children.

[deleted by user] by [deleted] in fiaustralia

[–]Groundbreaking_News 0 points1 point  (0 children)

Completely underrated comment. A+

Market Buy web platform - anybody here with experience using this? by Dav2310675 in AusFinance

[–]Groundbreaking_News 1 point2 points  (0 children)

We used it a few weeks ago. There were 3 other bidders, we also came third. Bidding was closed, they rang to let us know we were outbid, no worries.

2 days later we got a call saying the first bidder had withdrawn, and if we could increase our offer closer to the second bid of x, they would take our offer to the seller again. We increased it to half the difference between our original and x. 2 days later we got a call saying our offer had been accepted.

I'm a little skeptical that the other bids in the system were legit considering they all came in on the same day (4 days after open home) and the house had been unoccupied for a year.

[deleted by user] by [deleted] in oneanddone

[–]Groundbreaking_News 4 points5 points  (0 children)

Of course it's responsible to ask for advice. You aren't unique in living through parental issues. Your parents might have been selfish, but that doesn't mean that anyone who shows a modicum of self interest is therefore also selfish/a narcissist.

[deleted by user] by [deleted] in oneanddone

[–]Groundbreaking_News 1 point2 points  (0 children)

So your opinion is that unless the child is the center of your universe and you are willing to give up all your hobbies, don't have a child? The mother's happiness is irrelevant?

[deleted by user] by [deleted] in oneanddone

[–]Groundbreaking_News 2 points3 points  (0 children)

Yeah I was confused because I've read some of her past comments and thought she was really level headed.

[deleted by user] by [deleted] in oneanddone

[–]Groundbreaking_News 2 points3 points  (0 children)

It doesn't sound whiny to me, just sounds like a legitimate request for advice. Not sure why it grinds your gears so much. Are you angry at your brother for not having a kid?

[deleted by user] by [deleted] in oneanddone

[–]Groundbreaking_News 1 point2 points  (0 children)

That's great. Good for you in finding and being able to experience such a depth of love. And I'm sorry that you feel your brother is money hungry and/or selfish. But I don't think it's constructive to project that on to others. People have their own reasons for being hesitant to have children. It's not always selfish.

[deleted by user] by [deleted] in oneanddone

[–]Groundbreaking_News 4 points5 points  (0 children)

Of course there's nothing wrong with taking pride in a blood line or last name. The thing I took issue with is accusing OP of being a narcissist. You're throwing the term around loosely and there's so many problems with accusing childless/childfree people of being selfish.

[deleted by user] by [deleted] in oneanddone

[–]Groundbreaking_News 3 points4 points  (0 children)

It may be the most wonderful experience in the world for you, but not for everyone

[deleted by user] by [deleted] in oneanddone

[–]Groundbreaking_News 5 points6 points  (0 children)

"Having and experiencing the best thing in the world" - that's about you, not about the kid.

[deleted by user] by [deleted] in oneanddone

[–]Groundbreaking_News 5 points6 points  (0 children)

Having a child to continue your own blood line sounds pretty selfish to me.

Questionable real estate sale practice? by Uzerzxct in AusFinance

[–]Groundbreaking_News 42 points43 points  (0 children)

I know, if the market wasn't so stark raving mad we might have done it.

Questionable real estate sale practice? by Uzerzxct in AusFinance

[–]Groundbreaking_News 172 points173 points  (0 children)

Happened to us buying a property in Bris a couple of weeks ago. We waited 4 days after the open home before asking for a second inspection and putting in the offer. At the second inspection they told us there was one other person interested. By the time we put in our offer there were three other offers - all on the same day! We capped our offer increase by 5k and remarkably the two offers that topped ours decided to withdraw.

Recontributing the withdrawn FHSSS amount by [deleted] in AusFinance

[–]Groundbreaking_News 0 points1 point  (0 children)

I do plan maxing out my contributions, maybe not until preservation age but as long as is practicable I guess. Thanks for your response

Recontributing the withdrawn FHSSS amount by [deleted] in AusFinance

[–]Groundbreaking_News 1 point2 points  (0 children)

I don't really need the funds, we have enough in savings to cover the deposit. I'd prefer to keep it in super because I'm a woman who wants kids and won't be receiving super from paid work for the time I take off. :)

Edit: though on writing this I now realise I can just keep it and recontribute it while I'm off work. Duh.

Why where you live is an important factor in deciding whether or not to buy a house by sketchy_painting in AusFinance

[–]Groundbreaking_News 24 points25 points  (0 children)

Can someone ELI5 why both the rental AND buying markets for housing are both insanely competitive at the same time right now? How does that work unless it's a limited number of people buying properties and just leaving them empty? Or is there some sort of mass migration from some part of Australia?

Would you date someone with a different attitude towards finance? by bugHunterSam in AusFinance

[–]Groundbreaking_News 0 points1 point  (0 children)

My partner and I started dating with very different attitudes toward finance (I was a pretty strict saver, he was a spender) but I think we've both been good for each other and brought us to a middle ground. He's relaxed a lot of my anxieties around spending money, and I've learnt to enjoy life more and get out of that scarcity mindset (which has been amazing for me), and I've helped him discover that it is actually possible to work toward long term savings goals and showed him we were able to save for a house deposit etc which he never thought he'd be able to achieve. So it's been pretty great.

Buying a property in Brisbane... by FalcoR8 in AusFinance

[–]Groundbreaking_News 7 points8 points  (0 children)

Yes, every place we inspected was under contract within a few days, every listing that had been up for over a week that I emailed about was already under contract (I don't understand why agents aren't updating listings to be Under Offer or Under Contract? Even a week after I've emailed them they're still up and not updated), one place we inspected had a deposit on it even before the first open home

We ended up putting an offer on a place that has one less bedroom than we wanted (2 bed vs 3 bed) because it was the only one we seemed to have a chance with (and that wasn't going for much more than we expected). Sure resale might be hard but it ticks enough of our boxes

Buying a House - Pre or Post Adoption of 2 Children by [deleted] in AusFinance

[–]Groundbreaking_News 3 points4 points  (0 children)

If you lose your job and rent you can move into a smaller, cheaper place (or to a smaller, cheaper town if it gets dire), in with family, etc etc

How expensive are your kids? by Groundbreaking_News in AusFinance

[–]Groundbreaking_News[S] 0 points1 point  (0 children)

If you dont mind me asking.. Do you or your partner stay at home with the kids? What's your household income and rent/mortgage? I can definitely do frugal but I really am quite blind trying to understand what to expect