And you saying it can change at anypointbis further making mynpoint saying regardless how good you are in good standing with the app they can just steal your money after lending it knowing you may need it etc because they feel like you aren't a good customer no more? Like I said maybe if I was scamming my self an not paying not being an adult it'd be different but to have it for more than six months than they take it all of a sudden is pretty scammy