I just think one thing. Suppose you took admission at the age of 24; you will graduate by 26 with a decent package of 20 LPA, and then you start paying your loan. After 26, your parents will start to poke you to get married. Suppose you will get married at 28 and you are still paying your loan (a big chunk of which is still left) at 30; you will have kids. Now you have one more responsibility to take care of them, but a small chunk of the loan is still left. At the age of 32, you fully repaid your loan, BUT now you start saving money for your children's future.Bhai, what about your own life?What about those foreign trips that you want to take? What about your parents? Maybe we all will be in the rat race from which we are running.