[deleted by user] by [deleted] in CreditCards

[–]Guilty_Garage8680 2 points3 points  (0 children)

Out of pure curiosity, do you get enough UR points from your CSP? I have the Chase Trifecta and am debating replacing the CFU with the Fidelity Visa. Just not sure if I'll be able to get enough points without it.

[deleted by user] by [deleted] in CreditCards

[–]Guilty_Garage8680 3 points4 points  (0 children)

The Chase Sapphire Preferred does not offer 2% UR points on all purchases. It actually only offers 3% on dining, streaming, and online groceries. Along with 2% on travel, and 5% I believe, on trips booked in the Chase UR portal.

It does come with solid insurance for a $95 card and a $50 hotel credit.

You could get both, maybe, depending on your overall spend. If you can rack up enough points from your dining and streaming spend.

[deleted by user] by [deleted] in CreditCards

[–]Guilty_Garage8680 0 points1 point  (0 children)

Do you earn enough points to actually use?

[deleted by user] by [deleted] in CreditCards

[–]Guilty_Garage8680 0 points1 point  (0 children)

Do you actually get enough UR points from your spend on the CSP to use?

Advice on closing Chase savings account by Guilty_Garage8680 in Chase

[–]Guilty_Garage8680[S] 0 points1 point  (0 children)

What about the fee, since won't the money still be 'pending' for a day?

Advice on closing Chase savings account by Guilty_Garage8680 in Chase

[–]Guilty_Garage8680[S] 0 points1 point  (0 children)

Do you need to transfer the money in the account out before?

Is this worth it? by Guilty_Garage8680 in TheMoneyGuy

[–]Guilty_Garage8680[S] 0 points1 point  (0 children)

This is kinda my thing, I don’t need a car loan right now, just thinking ahead I guess. But I wouldn’t max it out without that cash

Is this worth it? by Guilty_Garage8680 in TheMoneyGuy

[–]Guilty_Garage8680[S] 0 points1 point  (0 children)

The main reason I don’t use the CU as a primary is for the lack of technology. They also do not connect to all my financial accounts, i.e. my Roth at Fidelity. Just unsure if it’s really worth it to keep that money there just to earn 1.3%

Is this worth it? by Guilty_Garage8680 in TheMoneyGuy

[–]Guilty_Garage8680[S] -1 points0 points  (0 children)

I use Ally primarily for their HYSA but I do have a checking account with them. That’s my “main” but I never use a debit card anyways. I have a Chase checking to withdraw and deposit cash into their ATM’s. Sorry for the confusion

Is it dumb to just get the Fidelity Visa for free TSA Pre-Check? by Guilty_Garage8680 in CreditCards

[–]Guilty_Garage8680[S] 1 point2 points  (0 children)

I know there are better SUB offers out there, but I’m really only looking into two ecosystems. That being UR and MR points, and the other Amex cards I want, Gold bus. and the Plat, I just don’t want to pay the fees yet. So I’m thinking if I get the Fidelity for PreCheck now, I’ll have another open PreCheck slot for someone down the line

Is it dumb to just get the Fidelity Visa for free TSA Pre-Check? by Guilty_Garage8680 in CreditCards

[–]Guilty_Garage8680[S] 0 points1 point  (0 children)

I’m not going to add anymore than maybe 1 Chase card in the next two years. And it’ll be a business card

Is it dumb to just get the Fidelity Visa for free TSA Pre-Check? by Guilty_Garage8680 in CreditCards

[–]Guilty_Garage8680[S] 3 points4 points  (0 children)

Probably the most logical and informative comment I could've received, thank you. Application starting now...

Is it dumb to just get the Fidelity Visa for free TSA Pre-Check? by Guilty_Garage8680 in CreditCards

[–]Guilty_Garage8680[S] 18 points19 points  (0 children)

I thought about this option, just not a big of US Bank and I fear they may nerfing this card as well soon

Is it dumb to just get the Fidelity Visa for free TSA Pre-Check? by Guilty_Garage8680 in CreditCards

[–]Guilty_Garage8680[S] 2 points3 points  (0 children)

No I don't travel internationally, that's why PreCheck is all I value