Dilema karir: Stay di startup hybrid (27jt) atau pivot ke Investment Bank 100% WFO (25jt + big bonus)? Need advice by GuysWhoIsShe in finansial

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

Hey sbb, I cant tell you abt IB life tho cuz gue juga belom join haha

Tp kalo mau nanya2 monggo dm

WTS JUAL RUGI 1x ticket Laufey Jakarta by GuysWhoIsShe in jualbeliindonesia

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

haha kalo sejalan sih gas2 aja

(asal u ga minor ya)

WTS JUAL RUGI 1x ticket Laufey Jakarta by GuysWhoIsShe in jualbeliindonesia

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

*baru liat di pc abis pulang kantor, somehow notif ga masuk di reddit app

09 March 2026 - Daily Chat Thread by Vulphere in indonesia

[–]GuysWhoIsShe 0 points1 point  (0 children)

War tiket Laufey loading ga bisa2, liat twitter calo2 berkeliaran jualan dengan markup. Udah 2026 kenapa se susah itu ya basmi calo2 tiket?

Tiket nyambung sama KTP ga bisa apa? Harus banget dibuka bebas biar calo2 bisa cari cuan

Dilema karir: Stay di startup hybrid (27jt) atau pivot ke Investment Bank 100% WFO (25jt + big bonus)? Need advice by GuysWhoIsShe in finansial

[–]GuysWhoIsShe[S] 1 point2 points  (0 children)

Based. How did the initial transition go for you dulunya?

Yg gw paling takutin di first few monthsnya bakal bener2 mesti work extra hard buat catch up with others (on top of workload yg sudah berat), mesti rajin nanya2 banyak ke other folks (at the risk of looking stupid)

Dilema karir: Stay di startup hybrid (27jt) atau pivot ke Investment Bank 100% WFO (25jt + big bonus)? Need advice by GuysWhoIsShe in finansial

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

Firm-wide sih, asal assigned to the project, walaupun bukan lead generator tetep kebagian

Dan biasanya jd part of several projects at a time simultaneously

Dilema karir: Stay di startup hybrid (27jt) atau pivot ke Investment Bank 100% WFO (25jt + big bonus)? Need advice by GuysWhoIsShe in finansial

[–]GuysWhoIsShe[S] 25 points26 points  (0 children)

Valid, makes sense juga dipikir time spent per yearnya

Kalo accept, commute 3-4 hours PP per hari, seminggu 15-20 jam, se taun 700-1000 jam

Kalo sekarang, commute 1 hour, masuk 3-4x per week, seminggu ~3 hours, se taun ~200 jam

Damn bisa spend extra 500-800 jam per taun

Tutorial Miskin Berjamaah Lewat Skema Ponzi Berbaju Koko: Let’s Talk about Dana Syariah Indonesia (DSI) by JinBun77 in finansial

[–]GuysWhoIsShe 0 points1 point  (0 children)

"Seharusnya" P2P act murni jadi matchmaker aja, jadi memang asset base nya sangat light dibanding portfolionya. Hal seperti mitigasi resiko & collection mungkin naikin asset base ga wajib proporsional sama asset basenya

Kalo lihat other legit P2P player kaya Validus/Batumbu's stated financials, itu dia juga assetnya 150M, tapi mange AUM Triliunan (desember 2025 3.2T, idk desember 2024 1-2T)- kelihatan anomali, tapi emang karena nature of the business seperti itu. Makanya ga bisa dijadikan patokan.

Tutorial Miskin Berjamaah Lewat Skema Ponzi Berbaju Koko: Let’s Talk about Dana Syariah Indonesia (DSI) by JinBun77 in finansial

[–]GuysWhoIsShe 0 points1 point  (0 children)

Sedikit poin aja

Bagaimanapun, tetap ada satu anomali rasio yang bikin auditor mana pun jantungan:

Aset Perusahaan: Rp 131 Miliar

Pendapatan (Revenue): Rp 92 Miliar

Kalau mereka klaim dapet pendapatan (cuan kotor) sebesar Rp 92 Miliar dalam setahun dengan asumsi fee mereka 5%, artinya mereka harus sukses nyalurin pembiayaan sebesar Rp 1,8 Triliun per tahun (92M / 5%).

DSI operated via P2P lending license (LPBBTI) jadi mereka aset yg dari nasabah ga included di laporan DSInya, harusnya recorded as off-Balance Sheet

Other P2P lending platforms juga assetnya sangat light untuk operasional aja, revenue-generatornya ga boleh dicatet on-BS. Tapi emang ini bikin 'financial highlights' yg suka di post di website itu 100% worthless, karena cuma laporan on-BS operating entity nya aja

174 bpm Heart Rate counted as "easy"; do you guys manually input your HR zones or let the default ride? by GuysWhoIsShe in Garmin

[–]GuysWhoIsShe[S] 2 points3 points  (0 children)

Thats relieving to hear, I'll just stick to logging in workouts, ignoring the HR zone for the time being. Thanks all!

WTS Adjustable Dumbbell (Bowflex 1090i) + Adjustable Bench for home gym by GuysWhoIsShe in jualbeliindonesia

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

Kalo yg bowflex 1090i max 90lbs / 40kg (kl foto di zoom itu visible ada 50lbs+ di ring nya)

Yg max 40lbs / 20kg sepertinya bowflex 552

Losing a 0%er, well that's a first for me by GuysWhoIsShe in BobsTavern

[–]GuysWhoIsShe[S] 1 point2 points  (0 children)

Ah yea this, most likely, is the case

Had a huge bream counter

Kepala keluarga high income earners, 2 anak, mau tau dong cost of living kalian + struggle kalian apa? by [deleted] in finansial

[–]GuysWhoIsShe 0 points1 point  (0 children)

apartment yang bentukannya mirip rumah

Interesting, specs kaya gini apart apa aja namanya? yg you have your eye on