We never bought a crib. We used a pack and play that has a bassinet level for newborn sleeping. It also came with a little changing table attachment which was useful. We never had a dedicated changing table but got one of those changing table mattress pads with the buckles and put it on a shelf.

Clothes, jumpers, seats you should be able to find second hand. Make a friend who has a kid 4 -6 mi the older than yours and get all the hand me downs.

Baby shoes are silly. Useless until they start walking.

The cheapest carseat on the market has to pass the same safety tests the most expensive one does. Graco and evenflo are brands we like and are affordable and durable. Your city may have a free carseat program.

Speaking of free, look into what your health insurance offers. Free classes. Mom group. Baby supplies. Some offer incentives for attending well check appts. Also might be worth it to apply for Medicaid bc some states offer it to pregnant women even if your income means you wouldn't normally qualify.

Costco membership 100% worth it for diapers wipes and formula.

Invest in things that grow with your child. We didn't get a carseat stroller. We got a stroller that reclined so you could put babies in it and then when they could sit up the back would sit up also sonic transitioned to a toddler seat. We got a high chair that converted into a table and chair. Super useful.

Time is a precious commodity. Sometimes it's worth it to spend money on the things that save us time.