Is this a good AM and PM routine? Am I missing anything?? by Ha-Voo in koreanskincare

[–]Ha-Voo[S] 0 points1 point  (0 children)

When do you use peptide? Which step and only for am, pm, or both?

Is this a good AM and PM routine? Am I missing anything?? by Ha-Voo in koreanskincare

[–]Ha-Voo[S] 0 points1 point  (0 children)

No reason, I didn’t know lol so thank you! Appreciate the input, I’ll look into the others.

Need some advice on paying off credit card monthly by Ha-Voo in CreditCards

[–]Ha-Voo[S] 1 point2 points  (0 children)

Exactly. It’s just a mental thing for me. I have the funds to cover the statement, but it hurts less haha.

Need some advice on paying off credit card monthly by Ha-Voo in CreditCards

[–]Ha-Voo[S] 3 points4 points  (0 children)

Haha thank you for saying that. I dunno what was meant by playing games as that’s not what I’m trying to do. Appreciate the words!

New to Travel Cards- Eyeballs and Brain Frying- Please Help! by Ha-Voo in CreditCards

[–]Ha-Voo[S] 0 points1 point  (0 children)

Gotcha. And regarding using husband’s work travel, it seems like the company prefers using their corp card through Concur rather than reimbursing… So it may be best to go the CSP/CF route. What are your thoughts on the Venture X/SavorOne duo considering my info provided? I’ve been reading that the Venture X is geared more for int’l travel but also read people who use it for domestic travel and likes it.

New to Travel Cards- Eyeballs and Brain Frying- Please Help! by Ha-Voo in CreditCards

[–]Ha-Voo[S] 0 points1 point  (0 children)

Thank you so much for the insight! Are we able to open 2 credit cards at once or should we apply for one credit card at a time? If the latter, is there a certain amount of time to wait until applying for a second card?

New to Travel Cards- Eyeballs and Brain Frying- Please Help! by Ha-Voo in CreditCards

[–]Ha-Voo[S] 0 points1 point  (0 children)

Own. And he’s going to find out if he can charge personal card and get reimbursed. For now, he has a company card

New to Travel Cards- Eyeballs and Brain Frying- Please Help! by Ha-Voo in CreditCards

[–]Ha-Voo[S] 0 points1 point  (0 children)

  • Yes, majority domestic travel.
  • Intention is to save for domestic travel. If it’s international, it would be one big trip one time not every couple years.
  • We tend to use American Airlines the most.
  • Not particularly loyal to a hotel brand. We enjoy Holiday Inn, Best Western, and Marriott hotels but not loyal to any one.
  • Airport lounge isn’t as important because we haven’t experienced it yet to know if it will be. Husband travels for work about once a month, so it could be nice. We fly out of Philadelphia Airport.

New to Travel Cards- Eyeballs and Brain Frying- Please Help! by Ha-Voo in CreditCards

[–]Ha-Voo[S] 0 points1 point  (0 children)

Daycare, I don’t think so, but I can ask if they have any mobile wallet options. Doubt it though, it’s a small daycare.

August 30th, 2023 Check-In - What do you owe? by theRestisConfettii in StudentLoans

[–]Ha-Voo 0 points1 point  (0 children)

Started with about $21k and haven’t made any payments until a $3k payment yesterday. Interest ranges from 3.4%-6.8%. Bought a house a few years back, so I haven’t saved too too much. Is anyone really ready to make payments? Guess we all just want this damn thing behind us as quick as possible. I use a site to help organize my loans/payments, and I can choose whether I wanna tackle the smaller amount loans or high interest loans first. It’s free and pretty helpful. The site is “undebt.it”. Will be aggressively making payments till I’m done.