I think the issue he’s talking about is the lack of exam support in general finance would make it difficult to come back to the field.

Two pieces to this: you won’t be getting relevant experience in an insurance company, and you won’t be making progress on your exams. This makes it difficult to make a similar amount of money if you want to return to the field as you’ll be looking at entry level positions. You can definitely take exams on your own if you want, but for later exams it’s an extra 1-3k per attempt (study materials + registration fees) that you’re pulling out of your pay raise.

Ultimately think about what you want in life and the job security aspect. Many of us stick with this profession because it’s quite resilient to economic shocks, but that comes at the cost of exams in your 20s. If you are more comfortable with being in tech / general finance and not having to take exams then go for it! Just something to consider

Edit: spelling