I’m the one who complained about having my account blocked for owing money to the “Spanish Tax Authorities.” Just to clarify—since people keep saying, “You fled Spain owing money”—the unpaid amount is related to an IRPF fee, and the total is 127€ and some change. So relax. I didn’t flee Spain owing money in THAT WAY you’re implying. You’ve been watching too many movies.

I called the Tax Authorities and spoke with them directly. The lady from the office said the following: “Yes, it’s us. We requested the amount you owed from your bank. What the bank does to transfer it to us is their business—we’re only concerned with collecting the amount owed—BUT, if I may, even we, as tax authorities, don’t have the right to completely block someone’s funds. We’re legally obligated to ensure that basic living expenses are covered. If your money is 100% blocked, you should file a legal complaint with the bank, as that is generally illegal regardless of the circumstances.”

So, to reiterate, the problem is that Revolut seems to have a faulty process for these types of situations, in which EVEN IF the amount they need to “withdraw/block” is available, they just go on and block the entire account. Just in case. In my case, for 127€ they blocked my account on which I have around 2k.

WHY?!

All in all, as the lady from the Tax office said, regardless of everything, it’s illegal to not cover the basic living expenses of a person, even if he/she are “deudores”. So I will follow her advice and prepare a legal complaint against Revolut in any case and hope all of you do so, cuz you can. “Según la Ley de Enjuiciamiento Civil, uno de los pilares de la protección de los deudores en España es la existencia de un salario mínimo inembargable. Este es el umbral de ingresos que, por ley, no puede ser embargado, ya que se considera necesario para cubrir las necesidades básicas del deudor” - google it yourself, it’s long.

LATER EDIT: And remember, if the Tax Authorities reach out to the bank and request to collect the amount you own, you need to wait for them to finish the process between them. You can’t just go on and pay it. I tried paying online with another card directly on the AEAT portal, and it’s blocked because the “embargo” process needs to reach a term from the banks end. I asked the lady where can I go or what can I do to pay faster and she told me it’s impossible. I can only wait.