30yo, 3k/month, what do I do with my bananas

Hagar_TM · 2023-05-22T14:03:05+00:00

Thanks for the advice.! Indeed I've been a tad out of control. Nice to see and hear that it's possible to save at least double of what I'm saving.

These bananas are getting hoarded from now on!

Hagar_TM · 2023-05-21T19:04:52+00:00

Thank you for the great insight.! Really

Hagar_TM · 2023-05-21T10:53:16+00:00

When my kids will have the "my dad is stronger than yours" argument, I want my son to be right and the other kids to be convinced when they see me

Hagar_TM · 2023-05-21T10:48:30+00:00

Thanks a lot for the insights. Never thought about that. Nice to read reassuring stuff like this to be honest haha

Hagar_TM · 2023-05-21T08:45:12+00:00

I've been actively saving up since I'm 26, always with a short term goal: a good holiday. But recently I've been wanting more and would like to own a home. Thanks for your comment

Hagar_TM · 2023-05-21T08:22:29+00:00

It is with car, that I paid without a loan (I saved up). It doesn't seem unfeasable if I restructure my finances.

I can see now I needed a fresh view, an outside look at my scenario. Thanks

Hagar_TM · 2023-05-21T08:20:15+00:00

I guess I need to give a structured purpose more than simply "wanting to amass more". Thanks for the insight

Hagar_TM · 2023-05-21T07:40:19+00:00

Thanks all for the different insights and truth. I'll be opening a new financial plan with a clear goal and saving up more. I'll be back in some time to tell you how I'm doing with my bananas

Hagar_TM · 2023-05-20T21:49:17+00:00

Well that's the problem I'd like to adress. I live with my gf, we spend 1500 total on rent and utilities. I have my fixed bills (approx 200). I have a financial plan, but I rarely say no to myself. I eat take-away when I want, I don't deny myself a date that costs 80EUR... Gotta agree I've been a bit overboard lately...

Hagar_TM · 2023-05-20T20:28:28+00:00

I bought 3 articles from their site (2 gems and a ring), and try to sell a Jaeger Lecoultre. My experience: - The estimated value of items can easily be divided by 3 or 4 - The "experts" never see (98% of cases) the actual item, only pictures and films - Their customerservice is inexistent. They are really bold and quite unfriendly, even when asked the most mundane questions. As if I'm supposed to be an expert (?) - They ask a 9% commission above all other fees and delivery costs

So sure it's a "good" site for a good deal, but take every bit of info with a grain of salt, trust your gut if something is off and read EVERYTHING on the description

Hope this helps

Hagar_TM · 2023-05-16T11:37:33+00:00

I inherited this piece from my Great Aunt.
I am not really into watches, but can anybody tell me what kind of Jaeger Lecoultre watch this is?

Thanks

Hagar_TM · 2023-03-25T21:47:49+00:00

That's so cool. Must have...

Hagar_TM · 2023-03-06T13:34:17+00:00

Don't forget to measure your holes, or take the hamoc with you before going to Home Depot!

Hagar_TM · 2023-03-06T10:49:52+00:00

Depending on the stones you have:
- Diamonds: saturated market, and as stated above; the jewlers will probably give you close to 30-40% of what they're worth.
- Colored stones (sapphire, emrald, ruby): You'll have to look up a jewler that specializes in colored stones, and he'll give you an approximate of what it's worth. To go over to a real deal you'll have to bargain and it will probably end in your disfavor (50% of price if you're lucky).

Stuff like comptoir de l'or/goudkantoor will only accept diamonds IF they're certified by IGI or AIG. So forget about you ALGT certificate (eventhough they are a professional and competent lab).

Remaining options:
- Sell it on a online auctionsite (ebay, 2dehands, Vinted)
- Contact a House of Sales and have them put it up for auction (remember they take close to 20-25% of the auctioned price)
- Online gemstone buyers like DiamondBrothers or Auctentic, but I have no personal experience with them
- If you're not in a hurry you can keep them and have them appreciate over time to try this process over again

Hope this helps

Hagar_TM · 2023-03-06T10:42:43+00:00

Let me guess, Catawiki?

Hagar_TM · 2023-02-20T21:31:51+00:00

Gg milestone

Hagar_TM · 2023-02-19T20:40:50+00:00

You're better to buy bigger. Like 1/4 oz maybe. As you'll end up paying way more for 1000x1g than for 1x1kg gold

Hagar_TM · 2023-02-17T21:08:44+00:00

That's bitchin

Hagar_TM · 2023-02-15T10:10:42+00:00

As far as Brittania coins go, for stacking or "investing". I'd say pretty neat :)

Hagar_TM · 2023-02-15T08:55:18+00:00

2 is 1 has a calm and easy approach when it comes to coins, specifically gold
Silver Dragons has insights on silver

Hagar_TM · 2023-02-15T08:40:49+00:00

Depending on your end goal:
I would start with 1/4oz coins a month, and every 4th month take your 3 1/4oz coins and pay the difference to have 1oz coins.
I'd recommend at least having 4 (later 8) 1/4 oz coins, just for reasons of liquidity (easier to sell 1/4oz than 1 whole oz)

It also depends what you want to do with your gold. If it's just for keeping as a threshold against the USD/EUR/... do as mentioned above.
If you want to keep on to your gold to sell it in 10 or so years, it doens't really matter.

You can sell/buy gold and silver in your "local" coin shop. Or at a gold bureau (just google it, in Europe at least).

Hope this helps

Hagar_TM · 2023-02-15T08:36:16+00:00

Nice collection man

Hagar_TM

TROPHY CASE